What is ZIGChain?

ZIGChain is a Layer 1 blockchain developed to democratize financial opportunities. Developers can create smart contracts on ZIGChain using the Rust programming language with CosmWasm, enabling wealth managers to develop innovative investment strategies. The Wealth Management Engine is a modular technology stack that facilitates the implementation of these strategies. Built using the Cosmos SDK, the network offers high scalability and cross-chain interoperability. ZIGChain provides a wide range of use cases, from decentralized finance (DeFi) protocols to global wealth management.

The core mission of ZIGChain is to simplify and make wealth generation accessible by enabling financial access for all. The network provides fast transactions (finalized in under 5 seconds), low costs, and a modular framework, making it an ideal infrastructure for both individual users and institutions. ZIGChain supports innovative projects with a $100 million ecosystem fund and comprehensive developer support programs.

Purpose of ZIGChain

The global financial system presents various barriers that prevent individuals and institutions from generating wealth. Income levels, geographic location, or lack of financial knowledge limit many people’s access to investment opportunities. ZIGChain eliminates these barriers by offering a permissionless, open, and scalable blockchain network. Developers can build innovative DeFi protocols and wealth-generation tools on ZIGChain, while wealth managers can use these tools to create accessible investment strategies for everyone. The network particularly aims to enhance financial inclusion, offering economic opportunities in emerging markets.

ZIGChain operates in alignment with the Cosmos ecosystem, enabling seamless integration with other blockchain networks through cross-chain interoperability. The Wealth Management Engine reduces operational burdens for wealth managers, allowing them to implement strategies on a global scale. This enables both individual users and professional wealth managers to benefit from financial innovations.

How Does ZIGChain Work?

ZIGChain is a blockchain network built on the Cosmos SDK and utilizes the Tendermint BFT consensus mechanism. This ensures the network is secure, fast, and scalable. ZIGChain’s technical infrastructure consists of the following components:

• Smart Contracts with CosmWasm: Developers can create smart contracts using the Rust programming language on CosmWasm, providing a flexible and secure development environment.

• Wealth Management Engine: A modular technology stack that enables wealth managers to easily implement investment strategies. This engine supports integration with DeFi protocols and automates operational processes.

• Cosmos SDK: Used for high scalability and cross-chain interoperability. ZIGChain communicates seamlessly with other Cosmos-based networks as a result.

• ZIG Token: The network’s native utility token, used for transaction fees, governance, staking, and DeFi activities.

• Fast and Low-Cost Transactions: Transactions are completed in under 5 seconds with low gas fees, making it user-friendly.

Transaction Flow:

1. A user connects to the network using a ZIGChain-compatible wallet (e.g., Keplr or Leap).

2. ZIG tokens are used to pay transaction fees or interact with DeFi protocols.

3. Developers create smart contracts using CosmWasm, which are integrated with the Wealth Management Engine.

4. Wealth managers use these protocols to implement investment strategies and offer them globally to users.

Future Plans:

• Integration with more chains.

• Expansion of the Wealth Management Engine with new features.

• Enhancement of governance processes to include more users.

• Support for new protocols to grow the DeFi ecosystem.

ZIGChain Use Cases

ZIGChain offers a wide range of use cases to make financial opportunities accessible:

• DeFi Protocols: Innovative DeFi protocols developed on ZIGChain offer opportunities such as liquidity provision, lending, and yield farming.

• Global Wealth Management: The Wealth Management Engine enables wealth managers to create low-cost and flexible investment strategies.

• Financial Inclusion: Enhances financial access in emerging markets, enabling individuals to participate in wealth-generation processes.

• Cross-Chain Transactions: Compatibility with the Cosmos ecosystem allows seamless integration with other blockchain networks.

• Governance: ZIG token holders can vote on proposals that shape the network’s future.

Usage Steps:

1. Set up a ZIGChain-compatible wallet (Keplr or Leap) and acquire ZIG tokens.

2. Manage your portfolio, stake with validators, or participate in governance proposals through the ZIGChain Hub.

3. Interact with DeFi protocols or use the Wealth Management Engine to create investment strategies.

4. Transfer ZIG tokens to other networks using the cross-chain bridge.

Advantages of ZIGChain

• Developer-Friendly: Easy smart contract development with Rust and CosmWasm, comprehensive documentation, and a $100 million ecosystem fund.

• Fast and Low-Cost: Transaction times under 5 seconds and affordable gas fees.

• Scalability: High scalability and cross-chain interoperability with the Cosmos SDK.

• Wealth Management Engine: Operational ease and flexible revenue models for wealth managers.

• Inclusive Governance: ZIG token holders have the right to shape the network’s future.

• Security: Robust consensus with Tendermint BFT and network security through slashing mechanisms.

ZIGChain (ZIG) Tokenomics

ZIG is the native utility token of the ZIGChain ecosystem and forms the foundation of its economic model. The use cases for the ZIG token include:

• Blockchain Consensus: Validators stake ZIG to secure the network and earn rewards.

• Transaction Fees: Gas fees are paid in ZIG to support network operations.

• Governance: ZIG holders can create proposals for new features or protocol changes and vote on them.

• Module Fees: Fees are charged for the use of blockchain modules such as the Token Factory, Exchange, and Wealth Management Module. These fees, subject to consensus, are either burned or reinvested into ecosystem development.

• DeFi Asset: Used for liquidity provision, lending/borrowing, and protocol rewards.

Token Distribution:

• Total Supply: 2,500,000,000 ZIG

• Circulating Supply: 1,726,440,444 ZIG (69.06%)

• Community: 1,413,940,444 ZIG (56.56%)

• Founders: 445,000,000 ZIG (17.80%, subject to lockups and vesting)

• Ecosystem Development: 187,500,000 ZIG (7.50%)

• Stake Rewards: 187,500,000 ZIG (7.50%)

• Reserves: 100,000,000 ZIG (4.00%)

• Community Rewards: 125,000,000 ZIG (5.00%)

• Burned Tokens: 41,059,556 ZIG (1.64%)

Emission Schedule: Token distribution, locked tokens, and vesting programs are subject to economic conditions. ZIG is designed to incentivize network growth and reward users.

ZIGChain Investors

ZIGChain has raised $53 million and is supported by the following investors:

• OKX Ventures: Venture capital.

• Ryze Labs (Sino Global Capital): Venture capital.

• The Global Emerging Markets Group (GEM): Venture capital.

• LD Capital: Venture capital.

• AU21 Capital: Venture capital.

• LedgerPrime: Hedge fund.

• DAO Maker: Venture capital.

• Acheron Trading: Venture capital.

• BSCPad: Corporate.

• Parataxis Capital: Venture capital.

• AscendEX: Venture capital.

• Kryptos: Venture capital.

• Block Dream Fund: Venture capital.

• Disrupt.com: Corporate.

• Switchain: Corporate.

• GDA Capital: Venture capital.

Technical Infrastructure of ZIGChain

• Cosmos SDK: High scalability and cross-chain interoperability.

• Tendermint BFT: Secure and fast consensus, with transaction times under 5 seconds.

• CosmWasm: Smart contract development with Rust.

• Wealth Management Engine: Modular technology for wealth management.

• ZIGChain Hub: User-friendly interface for portfolio management, staking, governance, and cross-chain bridge operations.

• ZIG Token: Used for transaction fees, staking, and governance.

ZIGChain Team

ZIGChain is managed by an experienced team:

• Bartolome R. Bordallo: Co-Founder and CEO.

• Abdul Rafay Gadit: Co-Founder and CFO.

• David Rodríguez Coronado: Co-Founder and CMO.

• Miriam Tocino: Chief Operating Officer (COO).

• Aurora Gomez Cabezas: Chief Growth Officer.

Official Links

• Website
• X (Twitter)
• Whitpaper

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What is Provenance Blockchain (HASH)?

Provenance Blockchain is a platform designed to tackle inefficiencies in financial markets. Initially focused on loan origination, servicing, and securitization, it has evolved by incorporating lessons from early implementations. Unlike many RWA blockchains that deal in synthetic or wrapped assets, Provenance is built for real, on-chain assets. The HASH token powers network fees, staking, governance, and asset auctions, with a total supply of 100,000,000,000 HASH.

Purpose of Provenance Blockchain (HASH)

Provenance aims to transform financial systems by replacing trust in intermediaries with blockchain-verified truth. Its distributed and immutable structure enhances transaction transparency. By integrating Ledger, Registry, and Exchange functions, it reduces errors, boosts speed, and cuts costs by over 100 basis points. HASH ensures predictable fees via a USD-based model, while staking mitigates inflation, fostering a secure and efficient ecosystem.

How Does Provenance Blockchain (HASH) Work?

Provenance operates on a Proof-of-Stake model, with HASH used for fees. It integrates three core functions:

• Ledger: A comprehensive, immutable record of all financial transactions, offering real-time visibility and eliminating reconciliation needs.

• Registry: Determines asset ownership on-chain, merging record-keeping and transfer processes to enable T+0 pledging and sales.

• Exchange: A decentralized marketplace for transparent price discovery, removing market-making intermediaries and enabling liquidity through tokenized assets.

HASH Token:

• Fees: Network and settlement fees are USD-denominated, dynamically priced via a VWAP oracle for predictability.

• Staking: With 60%+ of HASH staked, inflation drops to 1%; staking enhances airdrop rewards with a 21-day unbonding period.

• Governance: Grants voting rights on protocol decisions.

• Asset Acquisition: Used for bidding in HASH Market auctions.

HASH Market: Assets from fees are auctioned; HASH bids for assets (e.g., USDC) are burned, creating deflationary pressure.

YLDS Stablecoin: Issued by DART, YLDS is a yield-bearing digital security backed 1:1 by an FDIC-insured U.S. deposit account. It supports secondary trading via Figure Markets ATS, integrated with Provenance for on-chain settlement.

DApp Architecture: Comprises Frontend (React, Vue), Backend (Node.js, Python), BlockVault/EOS (encrypted storage), Provenance Blockchain, Smart Contracts (Rust), Wallet (WalletConnect), and External Services (KYC, oracles).

Custom Modules: Attribute (name-value registry), Exchange (on-chain trading), Hold (fund locking), IBC Hooks (cross-chain calls), IBC Crate Limit (transfer limits), Marker (token management), Metadata (off-chain references), Msg Fees (message fees), Name (address aliases), Oracle (ICQ queries), Quarantine (restricted accounts), Sanction (banned accounts), Trigger (automated transactions).

Provenance Blockchain (HASH) Use Cases

Provenance supports financial markets through:

• Asset Tokenization: Real estate, insurance, stocks, loans, alternative assets.

• Marketplaces: Buyer-seller platforms compatible with DART, Asset Manager, Marketplace, and Data Room.

• Pledging/Sales: T+0 transactions.

Usage Steps:

1. Connect a wallet to the Provenance network.

2. Create fungible tokens with Marker or NFTs with Metadata.

3. Record transactions on the Ledger and trade via the Exchange.

Advantages of Provenance Blockchain (HASH)

• Transparency: Distributed, immutable ledger.

• Trust: Replaces intermediary reliance with on-chain verification.

• Efficiency: Integrates three functions, reducing costs.

• Security: Proof-of-Stake and HASH staking.

Risks of Provenance Blockchain (HASH)

• Technical Risk: Smart contract vulnerabilities.

• Regulation: Compliance with financial asset laws.

• Market Volatility: HASH price fluctuations.

Provenance Blockchain (HASH) Tokenomics

Total Supply: 100,000,000,000 HASH.

• Distribution:

  • Investors & Strategic Partners: 28%

  • Ecosystem Grants (Figure & Prov): 28%

  • Community: 25%

  • DAO Treasury: 11%

  • Foundation and Team: 8%

Inflation: 1% with 60%+ staking; up to 52.5% if staking drops to 0%.

• Community Rewards: 17% (2% Milestone Airdrop, 15% Performance Airdrop) via the HASH Rank program, based on usage.

Provenance Blockchain (HASH) Team

• June Ou (Executive Director, Co-Founder): Strategic leadership.

• Matt Conroy (CTO, Co-Founder): Technical innovation.

• Michelle So (COO/CMO): Operations and marketing.

Official Links

• Website
• X (Twitter)
• Whitepaper

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What Is SwissBorg (BORG)?

Traditional financial systems rely on outdated technologies and cater primarily to elite clients, while the blockchain ecosystem, despite its rapid growth, lacks robust wealth management solutions. SwissBorg bridges this gap with a community-centric approach, prioritizing meritocracy and swarm intelligence to deliver investment services aligned with its users’ best interests. The platform provides innovative tools and strategies to manage crypto assets while leveraging blockchain’s advantages.

Investment Management and Cryptallion Fund

SwissBorg’s Investment Management Division comprises experienced portfolio managers and financial advisors who apply traditional market strategies to cryptocurrencies. Its flagship product, the Cryptallion Token Hedge Fund (CSB), adopts a multi-strategy, absolute-return approach to enhance investment security by hedging market risks and using diversified strategies. The fund’s allocation includes:

• Index Pocket (50%-100%): Investments in large and mid-cap cryptocurrencies and ICO tokens.

• Opportunistic Pocket (0%-50%): Tactical strategies like systematic trading, arbitrage, special situations, and crypto lending.

Launched during the Token Generation Event (TGE) in the first half of 2018, the Cryptallion Fund was exclusive to that period. It stands out with a competitive fee structure and 100% token distribution, ensuring transparency without entry/exit fees or unfair discounts.

SwissBorg Crypto Indices

SwissBorg develops tokenized index strategies to provide transparent and diversified investment opportunities. Two main indices were launched in 2018:

• SwissBorg Large Cap Index: Targets the top 20 cryptocurrencies by market cap, with a maximum weight of 25% per coin.

• SwissBorg Mid Cap Index: Focuses on the next 30 cryptocurrencies (ranks 21-50), with a maximum weight of 10% per coin.

These indices offer passive investment with smart beta rebalancing components, promoting portfolio growth through diversification.

Smart Mandate

SwissBorg’s Smart Mandate framework leverages smart contract technology to address the shortcomings of traditional finance. It uses AI to analyze clients’ expectations, risk tolerance, and KYC/AML parameters, creating tailored investment plans. Documents are securely stored using solutions like IPFS or Storj, and users can manage their portfolios via 24/7 accessible reports. The platform ensures a seamless experience across web and mobile applications.

Technology and Security

SwissBorg partners with BitGo to utilize industry-standard multi-signature wallets for secure asset storage. It also employs a hybrid audit process with the IPFS protocol to enhance portfolio transparency and build investor trust. Smart contracts automate investment fund operations, reducing costs and boosting efficiency compared to traditional systems. For instance, entry/exit fees are less than 0.01 ETH, and the minimum investment is approximately 0.1 ETH.

SwissBorg Tokenomics

The SwissBorg Network Token (BORG), a multi-utility ERC-20 token with a fixed supply of 1 billion, enables users to contribute to network development through the “proof of meritocracy” concept. Token distribution is as follows:

• TGE Distribution: 62.5%

• Team and Advisors: 20% (distributed over 4 years)

• Reserved for Development: 16.5%

• Bounty: 1%

BORG token holders can participate in referendums via RSB tokens to shape the network’s future. Voting power depends on the amount of BORG held, and voting is free.

SwissBorg Partners

SwissBorg collaborates with leading organizations, including Metaco, Swiss Finance+Technology Association, ID Est Avocats, Zeppelin Solutions, Swiss Finance Startups, MME, Smartlink, Crypto Valley, Swiss Banking Advisory, Ambisafe, and BitGo. These partnerships strengthen its financial and technological infrastructure.

SwissBorg Team

SwissBorg is led by a seasoned team:

• Cyrus Fazel – CEO and Founder

• Anthony Lesoismier – Chief Strategy Officer and Founder

• Nicolas Rémond – Chief Technology Officer

• Alex Fazel – Chief Partnership Officer

• Alexander Petoud – Chief Commercial Officer

• Ivan Garcia Triana – Chief Operating and Data Officer

• Christophe Diserens – Chief Wealth Officer

• Jeremy Baumann – Chief Governance Officer

• Julia Ban – Chief Financial Officer

• Andrew Anderson – Chief of Staff

SwissBorg democratizes wealth management with a community-driven approach, embracing blockchain’s principles of fairness and transparency. By offering low-cost, secure, and innovative investment solutions, it plays a significant role in the Web3 ecosystem.

Official Links

• Website
• X (Twitter)
• Whitepaper

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What’s Driving Morocco’s Policy Change?

The primary catalyst for this shift is the ineffectiveness of the 2017 ban. Despite the prohibition, a significant portion of Morocco’s population continued to engage with cryptocurrencies, questioning the practicality of the ban. Recognizing this trend, the Moroccan central bank, Bank Al-Maghrib, is now developing a legal structure to regulate and legitimize cryptocurrency usage.

According to Abdellatif Jouahri, Governor of Bank Al-Maghrib, the new draft law aims to establish a robust framework for digital assets. This approach aligns Morocco with global trends in cryptocurrency regulation, following the example of frameworks like the EU’s Markets in Crypto-Assets (MiCA) regulation.

Why Now?

1. Rising Adoption Rates:
   Global interest in cryptocurrencies is at an all-time high, with Bitcoin nearing the $100,000 mark. Data from the UK’s Financial Conduct Authority shows that over 12% of adults in the country own digital assets, underscoring the global momentum.
2. Economic Potential:
   Legalizing cryptocurrencies could unlock economic opportunities for Morocco, including attracting foreign investments, boosting financial inclusion, and fostering innovation in the fintech sector.
3. Global Standards:
   The increasing adoption of regulations like MiCA has encouraged Morocco to align with international standards, ensuring its participation in the evolving digital economy.

What’s Next?

Morocco’s shift from prohibition to regulation signals a broader trend among nations recognizing the potential of digital assets. The new framework will likely focus on:

• Consumer Protection: Ensuring safe participation in crypto markets.
• Taxation: Integrating cryptocurrencies into the formal economy.
• AML/CFT Compliance: Mitigating risks of money laundering and illicit activities.

The global crypto community is now keenly watching how Morocco’s regulatory framework evolves and its potential impact on the broader cryptocurrency ecosystem. With this policy shift, Morocco could position itself as a regional leader in digital finance.

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