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		<title>What is EVAA Finance (EVAA)?</title>
		<link>https://coinengineer.net/blog/what-is-evaa-finance-evaa/</link>
					<comments>https://coinengineer.net/blog/what-is-evaa-finance-evaa/#respond</comments>
		
		<dc:creator><![CDATA[Yeliz Akmaca]]></dc:creator>
		<pubDate>Wed, 01 Oct 2025 08:02:30 +0000</pubDate>
				<category><![CDATA[Altcoin Projects]]></category>
		<category><![CDATA[Project review]]></category>
		<category><![CDATA[$EVAA token]]></category>
		<category><![CDATA[Crypto Lending]]></category>
		<category><![CDATA[crypto payments]]></category>
		<category><![CDATA[Defi App]]></category>
		<category><![CDATA[DeFi Telegram]]></category>
		<category><![CDATA[EVAA Finance]]></category>
		<category><![CDATA[over-collateralized loans]]></category>
		<category><![CDATA[Staking]]></category>
		<category><![CDATA[ton ecosystem]]></category>
		<category><![CDATA[Web3 finance]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=52865</guid>

					<description><![CDATA[<p>EVAA Protocol is the first lending protocol operating on Telegram. It is a DeFi solution designed to help users manage assets, borrow funds, and make payments seamlessly. Built on the TON ecosystem, EVAA is accessible via the Telegram Mini App (@EvaaAppBot) and web application.  Founders and Team The EVAA team consists of four experienced members</p>
<p>The post <a href="https://coinengineer.net/blog/what-is-evaa-finance-evaa/">What is EVAA Finance (EVAA)?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><span data-c><strong>EVAA Protocol</strong> is the first lending protocol operating on <strong>Telegram</strong>. It is a DeFi solution designed to help users manage assets, borrow funds, and make payments seamlessly. Built on the <strong><a href="https://coinengineer.net/blog/telegram-launches-ton-wallet-in-the-u-s/">TON</a> ecosystem</strong>, EVAA is accessible via the Telegram Mini App (@EvaaAppBot) and web application.</span><span data-ccp-props="{}"> </span></p>
<p><img fetchpriority="high" decoding="async" class="aligncenter wp-image-52877 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/evaa-1024x341.jpg" alt="EVAA Finance (EVAA) Overview " width="1020" height="340" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/evaa-1024x341.jpg 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/evaa-300x100.jpg 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/evaa-768x256.jpg 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/evaa.jpg 1500w" sizes="(max-width: 1020px) 100vw, 1020px" /></p>
<h2><span data-c>Founders and Team</span></h2>
<p><span data-c>The EVAA team consists of four experienced members in finance, blockchain development, and marketing:</span><span data-ccp-props="{}"> </span></p>
<ul>
<li><span data-c>Vlad (CEO): 3 years in DeFi, developed two successful lending protocols, 4 years in traditional finance risk management.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Vladislav (CTO): Former TON Foundation member, 7 years in software development, 4 years in DeFi application development.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Alexander (CGO): 5 years in entrepreneurship and game development.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Alexander (CMO): 7 years in crypto product marketing, co-founder of a Telegram mini-app accelerator.</span><span data-ccp-props="{}"> </span></li>
</ul>
<p><img decoding="async" class="aligncenter wp-image-52881 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/team-1024x600.png" alt="" width="1020" height="598" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/team-1024x600.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/team-300x176.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/team-768x450.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/team.png 1361w" sizes="(max-width: 1020px) 100vw, 1020px" /></p>
<h2><span data-c>Investors and Partnerships</span><span data-ccp-props="{}"> </span></h2>
<p><span data-c>Seed Round:</span><span data-ccp-props="{}"> </span></p>
<ul>
<li><span data-c>Animoca Ventures: Part of Animoca Brands; invests in gaming, metaverse, and DeFi projects.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>TON Ventures: Official investment arm of the TON ecosystem.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Polymorphic Capital: Supports Web3 and early-stage DeFi projects.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>PAKA: Web3-focused investments since 2020.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Mythos Ventures: Invests in decentralized, user-centric Web3 projects.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Frens Syndicate x VC DAO: Community of Web3 founders and investors.</span><span data-ccp-props="{}"> </span></li>
</ul>
<p><span data-c>Pre-Seed Round: Supported by strategic Web3-focused investors including First EVAAngelist, TONStarter, TON Coin Fund ($250M portfolio), Existential Capital, and WAGMI Ventures.</span><span data-ccp-props="{}"> </span></p>
<p><img decoding="async" class="aligncenter wp-image-52879 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/partner-1024x514.png" alt="" width="1020" height="512" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/partner-1024x514.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/partner-300x151.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/partner-768x386.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/partner.png 1398w" sizes="(max-width: 1020px) 100vw, 1020px" /></p>
<h2><span data-c>Project Concept</span></h2>
<p><span data-c>EVAA brings DeFi to Telegram, allowing users to:</span><span data-ccp-props="{}"> </span></p>
<ul>
<li><span data-c>Stake assets for yield.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Borrow over-collateralized loans.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Soon access card payments and non-collateralized loans.</span><span data-ccp-props="{}"> </span></li>
</ul>
<h2><span data-c>How the Protocol Works</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><span data-c>Yield: Deposit assets to earn passive income.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Borrowing: Use assets as collateral to borrow funds.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Payments: Make fast crypto payments directly via Telegram.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Upcoming Features: Card integration and unsecured loans.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>All actions are accessible via Telegram Mini App or web interface.</span><span data-ccp-props="{}"> </span></li>
</ul>
<p><img loading="lazy" decoding="async" class="aligncenter wp-image-52878 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/how-it-work-1024x644.png" alt="" width="1020" height="641" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/how-it-work-1024x644.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/how-it-work-300x189.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/how-it-work-768x483.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/how-it-work.png 1059w" sizes="auto, (max-width: 1020px) 100vw, 1020px" /></p>
<h2><span data-c>Governance</span></h2>
<p><span data-c>$EVAA token holders participate in protocol governance by voting on technical proposals and feature updates, promoting a community-driven and autonomous platform.</span><span data-ccp-props="{}"> </span></p>
<h2><span data-c>Roadmap</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><span data-c>2023 – Launch: Foundations, testing, Hackathon awards, NFT releases.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>2024 – Mainnet &amp; Expansion: Public mainnet, SDK and EVAA XP launch, open-source smart contracts, exchange integrations, LP pools.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>2025 – Growth &amp; Tokenization: TGE, $EVAA staking, DAO governance, liquidity mining, unsecured loans, crypto card, further integrations.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>2026+ – Advanced Finance &amp; AI: Expanded credit services, neobank features, AI personalization, transforming EVAA into a community-managed DeFi superlayer.</span><span data-ccp-props="{}"> </span></li>
<li><span class="TextRun SCXW62034530 BCX0" lang="EN-US" xml:lang="EN-US" data-c><span class="NormalTextRun SCXW62034530 BCX0">EVAA Protocol is listed on <a href="https://coinengineer.net/blog/binance-alpha-and-futures-announce-a-new-altcoin/">Binance Alpha</a> and Binance Futures.</span></span><span class="EOP SCXW62034530 BCX0" data-ccp-props="{}"> </span></li>
</ul>
<p><img loading="lazy" decoding="async" class="aligncenter wp-image-52880 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/roadmap-1024x434.png" alt="" width="1020" height="432" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/roadmap-1024x434.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/roadmap-300x127.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/roadmap-768x325.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/roadmap.png 1428w" sizes="auto, (max-width: 1020px) 100vw, 1020px" /></p>
<h2><span data-c>EVAA Token Use Cases</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><span data-c>Governance: Participate in voting.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Yield Incentives: Rewards for staking and liquidity provision.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Ecosystem Incentives: Support new Telegram features.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Deflationary Mechanism: Controlled supply to reduce price pressure.</span><span data-ccp-props="{}"> </span></li>
</ul>
<p><img loading="lazy" decoding="async" class="aligncenter wp-image-52883 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/token-utilities-1024x687.png" alt="" width="1020" height="684" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/token-utilities-1024x687.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/token-utilities-300x201.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/token-utilities-768x515.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/token-utilities.png 1261w" sizes="auto, (max-width: 1020px) 100vw, 1020px" /></p>
<h2><span data-c>EVAA Token Details</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><span data-c>Token Name: EVAA Token</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Symbol: $EVAA</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Type: Deflationary utility token</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Chain: TON</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Initial Circulating Supply (TGE): 13.38%</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Immediate Unlock: 1.71%</span><span data-ccp-props="{}"> </span></li>
<li><span data-c><a href="https://coinmarketcap.com/currencies/evaa-protocol/">Total Supply</a>: 50,000,000 $EVAA</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Max Supply: 50,000,000 $EVAA</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Circulating Supply: 6,610,000 $EVAA</span><span data-ccp-props="{}"> </span></li>
</ul>
<h2><span data-c>Token Distribution</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><span data-c>Airdrop &amp; Liquidity Rewards: 22%</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>DAO Treasury: 20.08%</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Founders &amp; Team: 16.5%</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Pre-seed &amp; Seed Investors: 17.22%</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Others: Ecosystem development</span><span data-ccp-props="{}"> </span></li>
</ul>
<p><img loading="lazy" decoding="async" class="aligncenter wp-image-52882 size-full" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/Token-distribution-evaa.png" alt="" width="922" height="614" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/Token-distribution-evaa.png 922w, https://coinengineer.net/blog/wp-content/uploads/2025/10/Token-distribution-evaa-300x200.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/Token-distribution-evaa-768x511.png 768w" sizes="auto, (max-width: 922px) 100vw, 922px" /></p>
<h2><span data-c>EVAA Ecosystem</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><span data-c>Telegram Mini App: Borrow and lend easily.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Web App: Desktop interface.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>DeFi Superlayer: Combines yield, lending, and payments.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>TVL: $30M+ (peak $118M).</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>User Base: 310,000+ wallets.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Transaction Volume: $1.4B+</span><span data-ccp-props="{}"> </span></li>
</ul>
<p><img loading="lazy" decoding="async" class="aligncenter wp-image-52884 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/why-evaa-1024x503.png" alt="" width="1020" height="501" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/why-evaa-1024x503.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/why-evaa-300x147.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/why-evaa-768x377.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/why-evaa-1536x754.png 1536w, https://coinengineer.net/blog/wp-content/uploads/2025/10/why-evaa.png 1603w" sizes="auto, (max-width: 1020px) 100vw, 1020px" /></p>
<h2><span data-c>Key Features</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><span data-c>First lending protocol on Telegram.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Easy integration for DeFi and daily payments.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Security backed by major investors and audit firms.</span><span data-ccp-props="{}"> </span></li>
<li><span data-c>Rapidly growing user base and transaction volume.</span><span data-ccp-props="{}"> </span></li>
</ul>
<h2><span data-c>Official Links</span><span data-ccp-props="{}"> </span></h2>
<ul>
<li><a href="https://evaa.finance/?lng=en#howitworks">Website</a></li>
<li><a href="https://x.com/evaaprotocol/media">Twitter</a></li>
<li><a href="https://t.me/evaaprotocol">Telegram</a></li>
</ul>
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<p>The post <a href="https://coinengineer.net/blog/what-is-evaa-finance-evaa/">What is EVAA Finance (EVAA)?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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