{"id":48468,"date":"2025-08-20T11:39:04","date_gmt":"2025-08-20T08:39:04","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=48468"},"modified":"2025-08-20T11:39:04","modified_gmt":"2025-08-20T08:39:04","slug":"first-international-bitcoin-lightning-transfer-in-the-u-s","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/first-international-bitcoin-lightning-transfer-in-the-u-s\/","title":{"rendered":"First International Bitcoin Lightning Transfer in the U.S.!"},"content":{"rendered":"<p><span data-contrast=\"auto\"><strong>SoFi Technologies<\/strong> is set to become the first U.S. bank to integrate <strong>Bitcoin Lightning<\/strong> and Universal <strong>Money Address (UMA)<\/strong> solutions. The digital bank partnered with Lightspark to enable fast and low-cost cross-border transfers for users in the U.S., Mexico, and beyond.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">SoFi announced a strategic partnership with <strong>Bitcoin payment<\/strong> infrastructure provider Lightspark. The company revealed the new service amid Bitcoin\u2019s prominent price of $113,780. SoFi plans to launch the blockchain-powered money transfer service in Mexico later this year.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">SoFi CEO Anthony Noto emphasized the convenience for members on the X platform. According to Noto, users will be able to make international transfers directly through the SoFi app. This service positions the bank strongly in the global money transfer market, which reached $740.5 billion in 2024.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">SoFi + Lightspark = instant global payments. \ud83c\udf0d\u26a1<\/p>\n<p>Send money abroad in seconds, right from the <a href=\"https:\/\/twitter.com\/SoFi?ref_src=twsrc%5Etfw\">@sofi<\/a> app, powered by UMA.<\/p>\n<p>Coming soon for \ud83c\uddfa\ud83c\uddf8\u2192 \ud83c\uddf2\ud83c\uddfd with more countries to follow.<\/p>\n<p>The future of global payments is here: <a href=\"https:\/\/t.co\/MxAA5o9k2Z\">https:\/\/t.co\/MxAA5o9k2Z<\/a> <a href=\"https:\/\/t.co\/GFVq4KhoxF\">pic.twitter.com\/GFVq4KhoxF<\/a><\/p>\n<p>&mdash; Lightspark (@lightspark) <a href=\"https:\/\/twitter.com\/lightspark\/status\/1957789834971373793?ref_src=twsrc%5Etfw\">August 19, 2025<\/a><\/p><\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2><span data-contrast=\"auto\">New Transfer Model Supported by UMA<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\"><strong>SoFi\u2019s UMA-based<\/strong> solution allows users to convert U.S. dollars into Bitcoin in real-time. Funds are sent across borders via the Lightning Network, and recipients receive payments directly in their local currency. This provides significant advantages in both speed and cost.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Lightspark\u2019s UMA system enables transfers using email-like addresses. Founded in 2022 by <a href=\"https:\/\/coinengineer.net\/blog\/paypal-completes-first-business-payment-using-pyusd-stablecoin\/\"><strong>PayPal\u2019s<\/strong><\/a> former president David Marcus, the company quickly established global partnerships. SoFi will show exchange rates and fees to users before confirming transactions, emphasizing that costs will be below the national average.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The service will be available 24\/7 to SoFi\u2019s 11.7 million members. Last year, <strong>Coinbase<\/strong> integrated Lightspark\u2019s Bitcoin Lightning infrastructure. According to Coinbase, 15% of Bitcoin transactions occurred via the Lightning Network within 12 months.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Meanwhile, Brazilian digital bank Nubank also partnered with Lightspark in 2024, planning to offer Bitcoin payments to its 100 million customers. However, Nubank has not yet confirmed full service activation.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{}\"> You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don\u2019t forget to follow us on our\u00a0<a class=\"darkmysite_style_txt_border darkmysite_style_link darkmysite_processed\" href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"noreferrer noopener\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\"><strong class=\"darkmysite_style_txt_border darkmysite_processed\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\">Telegram,\u00a0<\/strong><\/a><a class=\"darkmysite_style_txt_border darkmysite_style_link darkmysite_processed\" href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"noreferrer noopener\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\"><strong class=\"darkmysite_style_txt_border darkmysite_processed\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\">YouTube<\/strong><\/a>,\u00a0and\u00a0<a class=\"darkmysite_style_txt_border darkmysite_style_link darkmysite_processed\" href=\"https:\/\/twitter.com\/coinengineers\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\"><strong class=\"darkmysite_style_txt_border darkmysite_processed\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\">Twitter<\/strong><\/a>\u00a0channels for the latest news and updates.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SoFi Technologies is set to become the first U.S. bank to integrate Bitcoin Lightning and Universal Money Address (UMA) solutions. The digital bank partnered with Lightspark to enable fast and low-cost cross-border transfers for users in the U.S., Mexico, and beyond.\u00a0 SoFi announced a strategic partnership with Bitcoin payment infrastructure provider Lightspark. The company revealed<\/p>\n","protected":false},"author":36,"featured_media":37909,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[657,2],"tags":[61,192,22572,22573,9671,22571,5304,8346,2784,2570],"class_list":["post-48468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-en","category-news","tag-bitcoin","tag-blockchain","tag-cross-border","tag-crypto-transfer","tag-digital-bank","tag-lightning","tag-lightspark","tag-payment","tag-sofi","tag-uma"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>First International Bitcoin Lightning Transfer in the U.S.! - Coin Engineer<\/title>\n<meta name=\"description\" content=\"SoFi partners with Lightspark to enable fast, low-cost Bitcoin Lightning cross-border transfers for U.S. and Mexican users.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/first-international-bitcoin-lightning-transfer-in-the-u-s\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First International Bitcoin Lightning Transfer in the U.S.! 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