{"id":52865,"date":"2025-10-01T11:02:30","date_gmt":"2025-10-01T08:02:30","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=52865"},"modified":"2025-10-01T11:02:30","modified_gmt":"2025-10-01T08:02:30","slug":"what-is-evaa-finance-evaa","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/","title":{"rendered":"What is EVAA Finance (EVAA)?"},"content":{"rendered":"<p><span data-contrast=\"auto\"><strong>EVAA Protocol<\/strong> is the first lending protocol operating on <strong>Telegram<\/strong>. It is a DeFi solution designed to help users manage assets, borrow funds, and make payments seamlessly. Built on the <strong><a href=\"https:\/\/coinengineer.net\/blog\/telegram-launches-ton-wallet-in-the-u-s\/\">TON<\/a> ecosystem<\/strong>, EVAA is accessible via the Telegram Mini App (@EvaaAppBot) and web application.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52877 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/evaa-1024x341.jpg\" alt=\"EVAA Finance (EVAA) Overview \" width=\"1020\" height=\"340\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/evaa-1024x341.jpg 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/evaa-300x100.jpg 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/evaa-768x256.jpg 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/evaa.jpg 1500w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Founders_and_Team\" title=\"Founders and Team\">Founders and Team<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Investors_and_Partnerships\" title=\"Investors and Partnerships\u00a0\">Investors and Partnerships\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Project_Concept\" title=\"Project Concept\">Project Concept<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#How_the_Protocol_Works\" title=\"How the Protocol Works\u00a0\">How the Protocol Works\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Governance\" title=\"Governance\">Governance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Roadmap\" title=\"Roadmap\u00a0\">Roadmap\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#EVAA_Token_Use_Cases\" title=\"EVAA Token Use Cases\u00a0\">EVAA Token Use Cases\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#EVAA_Token_Details\" title=\"EVAA Token Details\u00a0\">EVAA Token Details\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Token_Distribution\" title=\"Token Distribution\u00a0\">Token Distribution\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#EVAA_Ecosystem\" title=\"EVAA Ecosystem\u00a0\">EVAA Ecosystem\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Key_Features\" title=\"Key Features\u00a0\">Key Features\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/#Official_Links\" title=\"Official Links\u00a0\">Official Links\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Founders_and_Team\"><\/span><span data-contrast=\"auto\">Founders and Team<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">The EVAA team consists of four experienced members in finance, blockchain development, and marketing:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Vlad (CEO):\u00a03 years in DeFi, developed two successful lending protocols, 4 years in traditional finance risk management.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Vladislav (CTO):\u00a0Former TON Foundation member, 7 years in software development, 4 years in DeFi application development.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Alexander (CGO):\u00a05 years in entrepreneurship and game development.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Alexander (CMO):\u00a07 years in crypto product marketing, co-founder of a Telegram mini-app accelerator.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52881 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/team-1024x600.png\" alt=\"\" width=\"1020\" height=\"598\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/team-1024x600.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/team-300x176.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/team-768x450.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/team.png 1361w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Investors_and_Partnerships\"><\/span><span data-contrast=\"auto\">Investors and Partnerships<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">Seed Round:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Animoca Ventures:\u00a0Part of Animoca Brands; invests in gaming, metaverse, and DeFi projects.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">TON Ventures:\u00a0Official investment arm of the TON ecosystem.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Polymorphic Capital:\u00a0Supports Web3 and early-stage DeFi projects.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">PAKA:\u00a0Web3-focused investments since 2020.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Mythos Ventures:\u00a0Invests in decentralized, user-centric Web3 projects.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Frens Syndicate x VC DAO:\u00a0Community of Web3 founders and investors.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Pre-Seed Round:\u00a0Supported by strategic Web3-focused investors including First EVAAngelist, TONStarter, TON Coin Fund ($250M portfolio), Existential Capital, and WAGMI Ventures.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52879 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-1024x514.png\" alt=\"\" width=\"1020\" height=\"512\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-1024x514.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-300x151.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-768x386.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner.png 1398w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Project_Concept\"><\/span><span data-contrast=\"auto\">Project Concept<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">EVAA brings DeFi to Telegram, allowing users to:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Stake assets for yield.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Borrow over-collateralized loans.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Soon access card payments and non-collateralized loans.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_the_Protocol_Works\"><\/span><span data-contrast=\"auto\">How the Protocol Works<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Yield:\u00a0Deposit assets to earn passive income.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Borrowing:\u00a0Use assets as collateral to borrow funds.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Payments:\u00a0Make fast crypto payments directly via Telegram.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Upcoming Features:\u00a0Card integration and unsecured loans.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">All actions are accessible via Telegram Mini App or web interface.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52878 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-1024x644.png\" alt=\"\" width=\"1020\" height=\"641\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-1024x644.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-300x189.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-768x483.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work.png 1059w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Governance\"><\/span><span data-contrast=\"auto\">Governance<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">$EVAA token holders participate in protocol governance by voting on technical proposals and feature updates, promoting a community-driven and autonomous platform.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Roadmap\"><\/span><span data-contrast=\"auto\">Roadmap<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">2023 \u2013 Launch:\u00a0Foundations, testing, Hackathon awards, NFT releases.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">2024 \u2013 Mainnet &amp; Expansion:\u00a0Public mainnet, SDK and EVAA XP launch, open-source smart contracts, exchange integrations, LP pools.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">2025 \u2013 Growth &amp; Tokenization:\u00a0TGE, $EVAA staking, DAO governance, liquidity mining, unsecured loans, crypto card, further integrations.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">2026+ \u2013 Advanced Finance &amp; AI:\u00a0Expanded credit services, neobank features, AI personalization, transforming EVAA into a community-managed DeFi superlayer.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span class=\"TextRun SCXW62034530 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW62034530 BCX0\">EVAA Protocol is listed on <a href=\"https:\/\/coinengineer.net\/blog\/binance-alpha-and-futures-announce-a-new-altcoin\/\">Binance Alpha<\/a> and Binance Futures.<\/span><\/span><span class=\"EOP SCXW62034530 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52880 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/roadmap-1024x434.png\" alt=\"\" width=\"1020\" height=\"432\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/roadmap-1024x434.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/roadmap-300x127.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/roadmap-768x325.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/roadmap.png 1428w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"EVAA_Token_Use_Cases\"><\/span><span data-contrast=\"auto\">EVAA Token Use Cases<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Governance:\u00a0Participate in voting.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Yield Incentives:\u00a0Rewards for staking and liquidity provision.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Ecosystem Incentives:\u00a0Support new Telegram features.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Deflationary Mechanism:\u00a0Controlled supply to reduce price pressure.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52883 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utilities-1024x687.png\" alt=\"\" width=\"1020\" height=\"684\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utilities-1024x687.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utilities-300x201.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utilities-768x515.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utilities.png 1261w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"EVAA_Token_Details\"><\/span><span data-contrast=\"auto\">EVAA Token Details<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Token Name:\u00a0EVAA Token<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Symbol:\u00a0$EVAA<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Type:\u00a0Deflationary utility token<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Chain:\u00a0TON<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Initial Circulating Supply (TGE):\u00a013.38%<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Immediate Unlock:\u00a01.71%<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\"><a href=\"https:\/\/coinmarketcap.com\/currencies\/evaa-protocol\/\">Total Supply<\/a>:\u00a050,000,000 $EVAA<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Max Supply:\u00a050,000,000 $EVAA<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Circulating Supply:\u00a06,610,000 $EVAA<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Token_Distribution\"><\/span><span data-contrast=\"auto\">Token Distribution<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Airdrop &amp; Liquidity Rewards: 22%<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">DAO Treasury: 20.08%<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Founders &amp; Team: 16.5%<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Pre-seed &amp; Seed Investors: 17.22%<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Others: Ecosystem development<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52882 size-full\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Token-distribution-evaa.png\" alt=\"\" width=\"922\" height=\"614\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Token-distribution-evaa.png 922w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Token-distribution-evaa-300x200.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Token-distribution-evaa-768x511.png 768w\" sizes=\"auto, (max-width: 922px) 100vw, 922px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"EVAA_Ecosystem\"><\/span><span data-contrast=\"auto\">EVAA Ecosystem<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Telegram Mini App:\u00a0Borrow and lend easily.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Web App:\u00a0Desktop interface.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">DeFi Superlayer:\u00a0Combines yield, lending, and payments.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">TVL:\u00a0$30M+ (peak $118M).<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">User Base:\u00a0310,000+ wallets.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Transaction Volume:\u00a0$1.4B+<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-52884 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/why-evaa-1024x503.png\" alt=\"\" width=\"1020\" height=\"501\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/why-evaa-1024x503.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/why-evaa-300x147.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/why-evaa-768x377.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/why-evaa-1536x754.png 1536w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/why-evaa.png 1603w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Features\"><\/span><span data-contrast=\"auto\">Key Features<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">First lending protocol on Telegram.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Easy integration for DeFi and daily payments.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Security backed by major investors and audit firms.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Rapidly growing user base and transaction volume.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Official_Links\"><\/span><span data-contrast=\"auto\">Official Links<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"https:\/\/evaa.finance\/?lng=en#howitworks\">Website<\/a><\/li>\n<li><a href=\"https:\/\/x.com\/evaaprotocol\/media\">Twitter<\/a><\/li>\n<li><a href=\"https:\/\/t.me\/evaaprotocol\">Telegram<\/a><\/li>\n<\/ul>\n<p><em>Also, you can freely share your thoughts and comments about the topic in the comment section. Additionally, please follow us on our\u00a0<a class=\"darkmysite_style_txt_border darkmysite_style_link darkmysite_processed\" href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"noreferrer noopener\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\">Telegram,\u00a0<\/a><a class=\"darkmysite_style_txt_border darkmysite_style_link darkmysite_processed\" href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"noreferrer noopener\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\">YouTube\u00a0<\/a>and\u00a0<a class=\"darkmysite_style_txt_border darkmysite_style_link darkmysite_processed\" href=\"https:\/\/twitter.com\/coinengineers\" data-darkmysite_alpha_bg=\"rgba(0, 0, 0, 0)\">Twitter<\/a>\u00a0channels for the latest news and updates.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>EVAA Protocol is the first lending protocol operating on Telegram. It is a DeFi solution designed to help users manage assets, borrow funds, and make payments seamlessly. Built on the TON ecosystem, EVAA is accessible via the Telegram Mini App (@EvaaAppBot) and web application.\u00a0 Founders and Team The EVAA team consists of four experienced members<\/p>\n","protected":false},"author":36,"featured_media":52874,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,5],"tags":[24409,9347,2843,17686,24407,24406,24408,1574,8197,17185],"class_list":["post-52865","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin-projects","category-project-review","tag-evaa-token","tag-crypto-lending","tag-crypto-payments","tag-defi-app","tag-defi-telegram","tag-evaa-finance","tag-over-collateralized-loans","tag-staking","tag-ton-ecosystem","tag-web3-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is EVAA Finance (EVAA)? - Coin Engineer<\/title>\n<meta name=\"description\" content=\"EVAA Finance brings DeFi lending to Telegram, enabling staking, over-collateralized loans, and crypto payments in one seamless platform.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/what-is-evaa-finance-evaa\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is EVAA Finance (EVAA)? 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