{"id":53634,"date":"2025-10-08T17:12:32","date_gmt":"2025-10-08T14:12:32","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=53634"},"modified":"2025-10-08T17:12:32","modified_gmt":"2025-10-08T14:12:32","slug":"liqwid-finance-cardano-def","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/","title":{"rendered":"Liqwid Finance (LQ): Cardano DeFi Lending &#038; Borrowing Protocol"},"content":{"rendered":"<p><span data-contrast=\"auto\"><strong>idLiqwid Finance (LQ)<\/strong> is a decentralized liquidity protocol built on the <a href=\"https:\/\/coinengineer.net\/blog\/category\/project-review\/defi-projects\/\"><strong>Cardano<\/strong><\/a> blockchain. It allows users to lend and borrow <strong>ADA<\/strong>, Cardano Native Tokens (CNTs), and stablecoins. The protocol is developed with Plutus smart contracts, which are audited and secure.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Users can earn interest by supplying assets to liquidity pools or take instant loans by providing collateral without fixed repayment schedules.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\"> <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-53640 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-1024x341.jpg\" alt=\"\" width=\"1020\" height=\"340\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-1024x341.jpg 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-300x100.jpg 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-768x256.jpg 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid.jpg 1500w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Team_and_Founders\" title=\"Team and Founders\">Team and Founders<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Investors_and_Key_Partners\" title=\"Investors and Key Partners\u00a0\">Investors and Key Partners\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Project_Concept\" title=\"Project Concept\u00a0\">Project Concept\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#How_It_Works\" title=\"How It Works\u00a0\">How It Works\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Governance_Liqwid_DAO\" title=\"Governance (Liqwid DAO)\u00a0\">Governance (Liqwid DAO)\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Roadmap\" title=\"Roadmap\u00a0\">Roadmap\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Token_Use_Cases\" title=\"Token Use Cases\u00a0\">Token Use Cases\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Liqwid_Token_Details\" title=\"Liqwid Token Details\u00a0\">Liqwid Token Details\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Token_Distribution\" title=\"Token Distribution\u00a0\">Token Distribution\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Ecosystem_Features\" title=\"Ecosystem &amp; Features\u00a0\">Ecosystem &amp; Features\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/#Official_Links\" title=\"Official Links\u00a0\">Official Links\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Team_and_Founders\"><\/span><span data-contrast=\"auto\">Team and Founders<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">Liqwid\u00a0Finance is an open-source, noncustodial, algorithmic interest rate protocol designed for lenders, borrowers, and developers.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Dewayne Cameron \u2013 CEO:\u00a0Strategic direction and vision management<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Florian Volery:\u00a0Protocol functionality and user experience<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Joshua Akpan:\u00a0Protocol development and ecosystem alignment<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Tashoma\u00a0Vilini:\u00a0Protocol growth and DeFi-focused solutions<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Expertise:\u00a0Haskell and TypeScript for reliable, smooth protocol development<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\"> <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-53639 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-team-1024x400.png\" alt=\"\" width=\"1020\" height=\"398\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-team-1024x400.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-team-300x117.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-team-768x300.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-team.png 1460w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Investors_and_Key_Partners\"><\/span><span data-contrast=\"auto\">Investors and Key Partners<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">IOG (Input Output Global):\u00a0Technical advisory and Plutus integration<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Minswap &amp; SundaeSwap:\u00a0DEX integrations for smooth asset flow<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">WingRiders &amp; Genius Yield:\u00a0Cross-liquidity bridges within Cardano DeFi<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">CASL (Cardano Staking ETP):\u00a0Listed on SIX Swiss Exchange to increase accessibility<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Project_Concept\"><\/span><span data-contrast=\"auto\">Project Concept<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Transform traditional finance lending models into decentralized, secure structures<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Provide peer-to-peer lending on Cardano without intermediaries<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Increase capital efficiency with pooled liquidity models<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Allow users to borrow or withdraw funds anytime<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\"> <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-53636 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/cardano-ada-liqwid-1024x535.png\" alt=\"\" width=\"1020\" height=\"533\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/cardano-ada-liqwid-1024x535.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/cardano-ada-liqwid-300x157.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/cardano-ada-liqwid-768x401.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/cardano-ada-liqwid.png 1408w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_It_Works\"><\/span><span data-contrast=\"auto\">How It Works<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><span data-contrast=\"auto\">Asset Supply:\u00a0Deposit ADA and tokens in pools to earn interest<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Borrowing:\u00a0Take instant loans using collateral without selling assets<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Yield &amp; Liquidity:\u00a0Earn interest while maintaining liquidity access<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">qTokens:\u00a0Interest-bearing representative tokens (qADA, qUSDC, etc.)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Liqwid v2:\u00a010x faster transactions and on-chain risk management<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ol>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\"> <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-53638 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-how-it-works-1024x601.png\" alt=\"\" width=\"1020\" height=\"599\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-how-it-works-1024x601.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-how-it-works-300x176.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/liqwid-how-it-works.png 1354w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Governance_Liqwid_DAO\"><\/span><span data-contrast=\"auto\">Governance (Liqwid DAO)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">LQ token holders vote on proposals or delegate voting rights<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">DAO manages parameter changes, new markets, and treasury usage<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">1 LQ = 1 vote<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Staked LQ earns voting rights and a share of protocol revenue<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Roadmap\"><\/span><span data-contrast=\"auto\">Roadmap<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li><span data-contrast=\"auto\">2023 \u2013 v1 Launch:\u00a0Mainnet deployment of Liqwid Protocol<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">2024 \u2013 v2 Update:\u00a010x faster transactions, risk management tools, API upgrades<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">2025 \u2013 v3 (Planned):\u00a0Cross-chain asset bridges, stablecoin integration, advanced oracle system, mobile app<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Token_Use_Cases\"><\/span><span data-contrast=\"auto\">Token Use Cases<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Governance voting and proposal submission<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Share in protocol revenue<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Staking rewards<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Incentives for liquidity providers<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\"> <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-53642 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utility-1-1024x498.png\" alt=\"\" width=\"1020\" height=\"496\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utility-1-1024x498.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utility-1-300x146.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utility-1-768x374.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/token-utility-1.png 1297w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Liqwid_Token_Details\"><\/span><span data-contrast=\"auto\">Liqwid Token Details<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Token Name:\u00a0Liqwid DAO Token<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Symbol:\u00a0LQ<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\"><a href=\"https:\/\/coinmarketcap.com\/currencies\/liqwid-finance\/\">Total Supply<\/a>:\u00a021M LQ<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Max Supply:\u00a021M LQ<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Circulating Supply:\u00a020.14M LQ<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Blockchain:\u00a0Cardano<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Token_Distribution\"><\/span><span data-contrast=\"auto\">Token Distribution<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Core Team, Founders &amp; Advisors: 18.9%<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Seed Round Investors: 6.1% (linear vesting over 24 months, Feb 2023\u2013Feb 2025)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">DAO Treasury &amp; Community Incentives: 75% (community\/protocol allocation, no vesting)<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\"> <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-53641 \" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/LQ-Token-vesting.png\" alt=\"\" width=\"768\" height=\"612\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/LQ-Token-vesting.png 957w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/LQ-Token-vesting-300x239.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/LQ-Token-vesting-768x612.png 768w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ecosystem_Features\"><\/span><span data-contrast=\"auto\">Ecosystem &amp; Features<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><span data-contrast=\"auto\">Pooled Liquidity Model:\u00a0High capital efficiency and flexible lending markets<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Risk Management:\u00a0On-chain borrowing and supply limits<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">qToken Mechanism:\u00a0Assets continuously earn interest<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Automated Oracle System:\u00a0Off-chain verified price updates<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">Performance-Focused Architecture:\u00a0Optimized API and transaction infrastructure in v2<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\"> <img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-53637 \" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Liqwid-DAO.png\" alt=\"\" width=\"799\" height=\"431\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Liqwid-DAO.png 971w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Liqwid-DAO-300x162.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Liqwid-DAO-768x414.png 768w\" sizes=\"auto, (max-width: 799px) 100vw, 799px\" \/><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Official_Links\"><\/span><span data-contrast=\"auto\">Official Links<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"https:\/\/liqwid.finance\/\">Website<\/a><\/li>\n<li><a href=\"https:\/\/x.com\/liqwidfinance\">Twitter<\/a><\/li>\n<li><a href=\"https:\/\/discord.gg\/PZ3GUWamY8\">Discord<\/a><\/li>\n<\/ul>\n<p><em>You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don\u2019t forget to follow us on our\u00a0<a href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"nofollow noopener\">Telegram,\u00a0<\/a><a href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"nofollow noopener\">YouTube<\/a>,\u00a0and\u00a0<a href=\"https:\/\/twitter.com\/coinengineers\" target=\"_blank\" rel=\"nofollow noopener\">Twitter<\/a>\u00a0channels for the latest\u00a0<a title=\"News\" href=\"https:\/\/coinengineer.net\/blog\/news\/\" data-internallinksmanager029f6b8e52c=\"7\">news<\/a>\u00a0and updates.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>idLiqwid Finance (LQ) is a decentralized liquidity protocol built on the Cardano blockchain. It allows users to lend and borrow ADA, Cardano Native Tokens (CNTs), and stablecoins. The protocol is developed with Plutus smart contracts, which are audited and secure.\u00a0 Users can earn interest by supplying assets to liquidity pools or take instant loans by<\/p>\n","protected":false},"author":36,"featured_media":53703,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,5],"tags":[192,513,393,1239,234,93,5839,75,24625,24626,24624],"class_list":["post-53634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-defi-projects","category-project-review","tag-blockchain","tag-cardano","tag-crypto","tag-dao","tag-decentralized","tag-defi","tag-lending","tag-liquidity","tag-liqwid-finance","tag-lq-token-allocation","tag-qtoken"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Liqwid Finance (LQ): Cardano DeFi Lending &amp; Borrowing Protocol - Coin Engineer<\/title>\n<meta name=\"description\" content=\"Explore Liqwid Finance (LQ), a Cardano-based DeFi protocol enabling lending, borrowing, and liquidity provision with qToken rewards.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/liqwid-finance-cardano-def\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Liqwid Finance (LQ): Cardano DeFi Lending &amp; 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