{"id":54291,"date":"2025-10-16T19:00:33","date_gmt":"2025-10-16T16:00:33","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=54291"},"modified":"2025-10-16T14:14:44","modified_gmt":"2025-10-16T11:14:44","slug":"what-is-lorenzo-protocol-bank","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/","title":{"rendered":"What is Lorenzo Protocol (BANK) ?"},"content":{"rendered":"<p data-start=\"844\" data-end=\"1211\"><strong>Lorenzo<\/strong> is an on-chain asset management protocol built on a Financial Abstraction Layer (FAL) that enables tokenized institutional-level asset management and yield strategies. The protocol aims to bring traditional financial instruments like <strong>ETFs<\/strong> and structured yield strategies\u2014such as covered calls, volatility harvesting, and risk parity\u2014into the Web3 ecosystem.<\/p>\n<p data-start=\"1213\" data-end=\"1457\">Thanks to Lorenzo\u2019s innovative infrastructure, users can access complex financial products on-chain in a transparent and programmable manner. This framework allows the creation of tokenized investment funds called <strong>On-Chain Traded Funds<\/strong> (OTF).<\/p>\n<p data-start=\"1459\" data-end=\"1588\">Initially one of the oldest <strong>BTCFi staking<\/strong> platforms, Lorenzo has evolved into an institutional-grade asset management platform.<\/p>\n<ul data-start=\"1590\" data-end=\"1726\">\n<li data-start=\"1590\" data-end=\"1625\">\n<p data-start=\"1592\" data-end=\"1625\">Integrated with 20+ blockchains<\/p>\n<\/li>\n<li data-start=\"1626\" data-end=\"1661\">\n<p data-start=\"1628\" data-end=\"1661\">Connected to 30+ DeFi protocols<\/p>\n<\/li>\n<li data-start=\"1662\" data-end=\"1726\">\n<p data-start=\"1664\" data-end=\"1726\">Yield strategies executed on $600M BTC via stBTC and enzoBTC<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54295 size-full\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo.png\" alt=\"\" width=\"791\" height=\"402\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo.png 791w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo-300x152.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo-768x390.png 768w\" sizes=\"auto, (max-width: 791px) 100vw, 791px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Project_Concept\" title=\"Project Concept\">Project Concept<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#How_Lorenzo_Works\" title=\"How Lorenzo Works\">How Lorenzo Works<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Team_Founders\" title=\"Team &amp; Founders\">Team &amp; Founders<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Investors_Partners\" title=\"Investors &amp; Partners\">Investors &amp; Partners<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Products\" title=\"Products\">Products<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Governance_BANK\" title=\"Governance ($BANK)\">Governance ($BANK)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#BANK_Token_Details\" title=\"$BANK Token Details\">$BANK Token Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Allocation\" title=\"Allocation\">Allocation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Token_Use_Cases\" title=\"Token Use Cases\">Token Use Cases<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Ecosystem_Integrations\" title=\"Ecosystem &amp; Integrations\">Ecosystem &amp; Integrations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Key_Features\" title=\"Key Features\">Key Features<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/#Official_Links\" title=\"Official Links\">Official Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"1728\" data-end=\"1749\"><span class=\"ez-toc-section\" id=\"Project_Concept\"><\/span>Project Concept<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1751\" data-end=\"2143\">Lorenzo aims to bridge DeFi and CeFi, making sustainable, high-yield strategies accessible for both retail and institutional investors. The FAL layer allows different strategies (e.g., delta-neutral arbitrage, covered calls, volatility harvesting, RWA yields) to operate under a single modular framework. This modularity ensures flexibility, security, and scalability in financial products.<\/p>\n<h2 data-start=\"2145\" data-end=\"2168\"><span class=\"ez-toc-section\" id=\"How_Lorenzo_Works\"><\/span>How Lorenzo Works<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol data-start=\"2170\" data-end=\"2665\">\n<li data-start=\"2170\" data-end=\"2323\">\n<p data-start=\"2173\" data-end=\"2323\">On-Chain Fund Collection:<br data-start=\"2202\" data-end=\"2205\" \/>Users deposit assets into smart contracts and receive tokens representing their investment shares (e.g., LP tokens).<\/p>\n<\/li>\n<li data-start=\"2325\" data-end=\"2509\">\n<p data-start=\"2328\" data-end=\"2509\">Off-Chain Strategy Execution:<br data-start=\"2361\" data-end=\"2364\" \/>Funds are managed off-chain by allowlisted managers or automated systems using CeFi arbitrage, delta-neutral trading, or volatility harvesting.<\/p>\n<\/li>\n<li data-start=\"2511\" data-end=\"2665\">\n<p data-start=\"2514\" data-end=\"2665\">On-Chain Settlement and Distribution:<br data-start=\"2555\" data-end=\"2558\" \/>Profits and losses are reported on-chain, NAV is updated, and yields are distributed via smart contracts.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"2667\" data-end=\"2773\">Combined with OTFs, this setup enables real-time tracking, transparent reporting, and on-chain payments.<\/p>\n<p data-start=\"2667\" data-end=\"2773\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54300 \" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-lorenzo-1024x389.png\" alt=\"\" width=\"722\" height=\"274\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-lorenzo-1024x389.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-lorenzo-300x114.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-lorenzo-768x292.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-lorenzo-1536x584.png 1536w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/how-it-work-lorenzo.png 1591w\" sizes=\"auto, (max-width: 722px) 100vw, 722px\" \/><\/p>\n<h2 data-start=\"2775\" data-end=\"2796\"><span class=\"ez-toc-section\" id=\"Team_Founders\"><\/span>Team &amp; Founders<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"2798\" data-end=\"2911\">\n<li data-start=\"2798\" data-end=\"2828\">\n<p data-start=\"2800\" data-end=\"2828\">Matt Ye \u2013 Co-Founder &amp; CEO<\/p>\n<\/li>\n<li data-start=\"2829\" data-end=\"2860\">\n<p data-start=\"2831\" data-end=\"2860\">Fan Sang \u2013 Co-Founder &amp; CTO<\/p>\n<\/li>\n<li data-start=\"2861\" data-end=\"2891\">\n<p data-start=\"2863\" data-end=\"2891\">Toby Yu \u2013 Co-Founder &amp; CFO<\/p>\n<\/li>\n<li data-start=\"2892\" data-end=\"2911\">\n<p data-start=\"2894\" data-end=\"2911\">Tad Tobar \u2013 COO<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54293 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo-team-1024x711.png\" alt=\"\" width=\"1020\" height=\"708\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo-team-1024x711.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo-team-300x208.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo-team-768x533.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/lorenzo-team.png 1067w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2 data-start=\"2913\" data-end=\"2939\"><span class=\"ez-toc-section\" id=\"Investors_Partners\"><\/span>Investors &amp; Partners<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"2941\" data-end=\"3110\">\n<li data-start=\"2941\" data-end=\"3011\">\n<p data-start=\"2943\" data-end=\"3011\"><a href=\"https:\/\/coinengineer.net\/blog\/what-is-world-liberty-financial-usd-trump-defi\/\"><strong>World Liberty Financial<\/strong><\/a> (WLFI) \u2013 official asset management partner<\/p>\n<\/li>\n<li data-start=\"3012\" data-end=\"3045\">\n<p data-start=\"3014\" data-end=\"3045\">BNB Chain (strategic partner)<\/p>\n<\/li>\n<li data-start=\"3046\" data-end=\"3064\">\n<p data-start=\"3048\" data-end=\"3064\">Animoca Brands<\/p>\n<\/li>\n<li data-start=\"3065\" data-end=\"3081\">\n<p data-start=\"3067\" data-end=\"3081\">NGC Ventures<\/p>\n<\/li>\n<li data-start=\"3082\" data-end=\"3090\">\n<p data-start=\"3084\" data-end=\"3090\">DHVC<\/p>\n<\/li>\n<li data-start=\"3091\" data-end=\"3110\">\n<p data-start=\"3093\" data-end=\"3110\">Portal Ventures<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54296 \" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-bank-1024x360.png\" alt=\"\" width=\"842\" height=\"296\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-bank-1024x360.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-bank-300x105.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-bank-768x270.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-bank-1536x540.png 1536w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/partner-bank.png 1735w\" sizes=\"auto, (max-width: 842px) 100vw, 842px\" \/><\/p>\n<h2 data-start=\"3112\" data-end=\"3126\"><span class=\"ez-toc-section\" id=\"Products\"><\/span>Products<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"3128\" data-end=\"3341\">\n<li data-start=\"3128\" data-end=\"3236\">\n<p data-start=\"3130\" data-end=\"3236\">stBTC: Babylon reward-bearing LST for staking, earns Babylon yield and Lorenzo points. TVL ~$35.47M.<\/p>\n<\/li>\n<li data-start=\"3237\" data-end=\"3341\">\n<p data-start=\"3239\" data-end=\"3341\">enzoBTC: Wrapped BTC 1:1 redeemable, used as collateral in the Lorenzo ecosystem. TVL ~$637.98M.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3343\" data-end=\"3448\">Both tokens reward active users through a 1x point mechanism, representing $600M+ BTC yield strategies.<\/p>\n<p data-start=\"3343\" data-end=\"3448\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54301 size-large\" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/enzobtc-1024x366.png\" alt=\"\" width=\"1020\" height=\"365\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/enzobtc-1024x366.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/enzobtc-300x107.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/enzobtc-768x275.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/enzobtc.png 1424w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<h2 data-start=\"3450\" data-end=\"3474\"><span class=\"ez-toc-section\" id=\"Governance_BANK\"><\/span>Governance ($BANK)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"3476\" data-end=\"3622\">Governance uses the $BANK token and vote-escrowed system (veBANK). Users lock $BANK for veBANK, gaining higher voting power and boosted rewards.<\/p>\n<h2 data-start=\"3624\" data-end=\"3649\"><span class=\"ez-toc-section\" id=\"BANK_Token_Details\"><\/span>$BANK Token Details<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"3651\" data-end=\"3741\">\n<li data-start=\"3651\" data-end=\"3680\">\n<p data-start=\"3653\" data-end=\"3680\"><a href=\"https:\/\/coinmarketcap.com\/currencies\/lorenzo-protocol\/\">Total Supply<\/a>: 537.83M<\/p>\n<\/li>\n<li data-start=\"3681\" data-end=\"3705\">\n<p data-start=\"3683\" data-end=\"3705\">Max Supply: 2.1B<\/p>\n<\/li>\n<li data-start=\"3706\" data-end=\"3741\">\n<p data-start=\"3708\" data-end=\"3741\">Circulating Supply: 437.91M<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54297 \" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Unlock-Schedule-bank.png\" alt=\"\" width=\"820\" height=\"382\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Unlock-Schedule-bank.png 917w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Unlock-Schedule-bank-300x140.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/Unlock-Schedule-bank-768x358.png 768w\" sizes=\"auto, (max-width: 820px) 100vw, 820px\" \/><\/p>\n<h2 data-start=\"3743\" data-end=\"3760\"><span class=\"ez-toc-section\" id=\"Allocation\"><\/span>Allocation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"3761\" data-end=\"3956\">\n<li data-start=\"3761\" data-end=\"3777\">\n<p data-start=\"3763\" data-end=\"3777\">Rewards: 25%<\/p>\n<\/li>\n<li data-start=\"3778\" data-end=\"3796\">\n<p data-start=\"3780\" data-end=\"3796\">Investors: 25%<\/p>\n<\/li>\n<li data-start=\"3797\" data-end=\"3829\">\n<p data-start=\"3799\" data-end=\"3829\">Ecosystem &amp; Development: 13%<\/p>\n<\/li>\n<li data-start=\"3830\" data-end=\"3843\">\n<p data-start=\"3832\" data-end=\"3843\">Team: 15%<\/p>\n<\/li>\n<li data-start=\"3844\" data-end=\"3860\">\n<p data-start=\"3846\" data-end=\"3860\">Treasury: 5%<\/p>\n<\/li>\n<li data-start=\"3861\" data-end=\"3877\">\n<p data-start=\"3863\" data-end=\"3877\">Advisors: 5%<\/p>\n<\/li>\n<li data-start=\"3878\" data-end=\"3904\">\n<p data-start=\"3880\" data-end=\"3904\">Binance Wallet IDO: 2%<\/p>\n<\/li>\n<li data-start=\"3905\" data-end=\"3922\">\n<p data-start=\"3907\" data-end=\"3922\">Marketing: 3%<\/p>\n<\/li>\n<li data-start=\"3923\" data-end=\"3938\">\n<p data-start=\"3925\" data-end=\"3938\">Listing: 3%<\/p>\n<\/li>\n<li data-start=\"3939\" data-end=\"3956\">\n<p data-start=\"3941\" data-end=\"3956\">Liquidity: 4%<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54302 \" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/bank-allocation.png\" alt=\"\" width=\"788\" height=\"362\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/bank-allocation.png 942w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/bank-allocation-300x138.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/bank-allocation-768x353.png 768w\" sizes=\"auto, (max-width: 788px) 100vw, 788px\" \/><\/p>\n<h2 data-start=\"3958\" data-end=\"3979\"><span class=\"ez-toc-section\" id=\"Token_Use_Cases\"><\/span>Token Use Cases<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"3981\" data-end=\"4058\">\n<li data-start=\"3981\" data-end=\"4010\">\n<p data-start=\"3983\" data-end=\"4010\">Staking &amp; Platform Access<\/p>\n<\/li>\n<li data-start=\"4011\" data-end=\"4032\">\n<p data-start=\"4013\" data-end=\"4032\">Governance Voting<\/p>\n<\/li>\n<li data-start=\"4033\" data-end=\"4058\">\n<p data-start=\"4035\" data-end=\"4058\">Participation Rewards<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"4060\" data-end=\"4090\"><span class=\"ez-toc-section\" id=\"Ecosystem_Integrations\"><\/span>Ecosystem &amp; Integrations<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-start=\"4092\" data-end=\"4376\">\n<li data-start=\"4092\" data-end=\"4111\">\n<p data-start=\"4094\" data-end=\"4111\">20+ blockchains<\/p>\n<\/li>\n<li data-start=\"4112\" data-end=\"4134\">\n<p data-start=\"4114\" data-end=\"4134\">30+ DeFi protocols<\/p>\n<\/li>\n<li data-start=\"4135\" data-end=\"4183\">\n<p data-start=\"4137\" data-end=\"4183\">stBTC &amp; enzoBTC yield strategies worth $600M<\/p>\n<\/li>\n<li data-start=\"4184\" data-end=\"4249\">\n<p data-start=\"4186\" data-end=\"4249\">Oracle &amp; cross-chain services: Chainlink, LayerZero, Wormhole<\/p>\n<\/li>\n<li data-start=\"4250\" data-end=\"4303\">\n<p data-start=\"4252\" data-end=\"4303\">Wallets: OKX Wallet, Trust Wallet, Binance Wallet<\/p>\n<\/li>\n<li data-start=\"4304\" data-end=\"4376\">\n<p data-start=\"4306\" data-end=\"4376\">USD1+ product in partnership with WLFI combining RWA and DeFi yields<\/p>\n<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-54298 \" src=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/World-Liberty-Financial-lorenzo-1024x701.png\" alt=\"\" width=\"834\" height=\"571\" srcset=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/World-Liberty-Financial-lorenzo-1024x701.png 1024w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/World-Liberty-Financial-lorenzo-300x205.png 300w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/World-Liberty-Financial-lorenzo-768x526.png 768w, https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/10\/World-Liberty-Financial-lorenzo.png 1085w\" sizes=\"auto, (max-width: 834px) 100vw, 834px\" \/><\/p>\n<h2 data-start=\"4378\" data-end=\"4396\"><span class=\"ez-toc-section\" id=\"Key_Features\"><\/span>Key Features<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li data-start=\"4400\" data-end=\"4449\">FAL: Modular DeFi &amp; CeFi strategy execution<\/li>\n<li data-start=\"4452\" data-end=\"4500\">OTF: Fully on-chain, ETF-style yield funds<\/li>\n<li data-start=\"4503\" data-end=\"4559\">veBANK: Long-term governance power &amp; reward boosts<\/li>\n<li data-start=\"4562\" data-end=\"4648\">Multi-chain &amp; multi-protocol: Active integration with 20+ chains &amp; 30+ protocols<\/li>\n<li data-start=\"4651\" data-end=\"4728\">Institutional-grade products: RWA, CeFi loans, advanced risk management<\/li>\n<\/ul>\n<h2 data-start=\"4730\" data-end=\"4750\"><span class=\"ez-toc-section\" id=\"Official_Links\"><\/span>Official Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"https:\/\/www.lorenzo-protocol.xyz\/home\">Website<\/a><\/li>\n<li><a href=\"https:\/\/discord.com\/invite\/lorenzoprotocol\">Discord<\/a><\/li>\n<li><a href=\"https:\/\/x.com\/LorenzoProtocol\">Twitter<\/a><\/li>\n<li><a href=\"https:\/\/t.me\/lorenzoprotocol\">Telegram<\/a><\/li>\n<\/ul>\n<p data-start=\"4730\" data-end=\"4750\"><em>You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don\u2019t forget to follow us on our\u00a0<a href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Telegram,\u00a0<\/a><a href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">YouTube<\/a>,\u00a0and\u00a0<a href=\"https:\/\/twitter.com\/coinengineers\" target=\"_blank\" rel=\"nofollow noopener\">Twitter<\/a>\u00a0channels for the latest\u00a0<a title=\"News\" href=\"https:\/\/coinengineer.net\/blog\/news\/\" data-internallinksmanager029f6b8e52c=\"7\">news<\/a>\u00a0and updates.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lorenzo is an on-chain asset management protocol built on a Financial Abstraction Layer (FAL) that enables tokenized institutional-level asset management and yield strategies. The protocol aims to bring traditional financial instruments like ETFs and structured yield strategies\u2014such as covered calls, volatility harvesting, and risk parity\u2014into the Web3 ecosystem. Thanks to Lorenzo\u2019s innovative infrastructure, users can<\/p>\n","protected":false},"author":36,"featured_media":54347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18,5],"tags":[24821,24818,3790,24822,24823,24819,24820],"class_list":["post-54291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin-projects","category-project-review","tag-binance-wallet-ido","tag-btcfi-staking","tag-defi-protocols","tag-lorenzo-bank-token","tag-lorenzo-protocol","tag-on-chain-traded-funds","tag-wrapped-btc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is Lorenzo Protocol (BANK) ? - Coin Engineer<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/what-is-lorenzo-protocol-bank\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Lorenzo Protocol (BANK) ? - Coin Engineer\" \/>\n<meta property=\"og:description\" content=\"Lorenzo is an on-chain asset management protocol built on a Financial Abstraction Layer (FAL) that enables tokenized institutional-level asset management and yield strategies. 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