{"id":56737,"date":"2025-11-12T13:05:49","date_gmt":"2025-11-12T10:05:49","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=56737"},"modified":"2025-11-12T13:07:12","modified_gmt":"2025-11-12T10:07:12","slug":"visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s\/","title":{"rendered":"Visa Launches Pilot Program for Stablecoin Payments in the U.S."},"content":{"rendered":"<p data-start=\"69\" data-end=\"332\">Payment giant <a href=\"https:\/\/coinengineer.net\/blog\/visa-stablecoin-expands-four-blockchains\/\"><strong>Visa<\/strong> <\/a>has initiated a pilot program in the United States that enables businesses to send <a href=\"https:\/\/coinengineer.net\/blog\/new-crypto-regulation-from-the-uk-limits-imposed-on-stablecoins\/\"><strong>stablecoin<\/strong> <\/a>payments directly from their fiat-funded accounts. This initiative aims to accelerate the adoption of digital assets in everyday financial operations.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinengineer.net\/blog\/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s\/#Fast_and_Universal_Payments_with_Stablecoins\" title=\"Fast and Universal Payments with Stablecoins\">Fast and Universal Payments with Stablecoins<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinengineer.net\/blog\/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s\/#Visa_Direct_and_USDCEURC_Trials\" title=\"Visa Direct and USDC\/EURC Trials\">Visa Direct and USDC\/EURC Trials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinengineer.net\/blog\/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s\/#Regulatory_Clarity_and_Corporate_Adoption\" title=\"Regulatory Clarity and Corporate Adoption\">Regulatory Clarity and Corporate Adoption<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"339\" data-end=\"391\"><span class=\"ez-toc-section\" id=\"Fast_and_Universal_Payments_with_Stablecoins\"><\/span>Fast and Universal Payments with Stablecoins<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"393\" data-end=\"635\">According to Visa, the pilot allows recipients to choose to receive their funds in stablecoins. U.S.-based platforms and businesses can transfer payments directly from fiat-funded accounts to the wallets of users, employees, or freelancers.<\/p>\n<p data-start=\"637\" data-end=\"875\">Chris Newkirk, Visa\u2019s Head of Money Movement Solutions, emphasized the significance of the project: \u201cLaunching stablecoin payments means providing truly universal access to money in minutes, not days, for anyone, anywhere in the world.\u201d<\/p>\n<p data-start=\"877\" data-end=\"1263\">Initially, Visa plans to collaborate with selected partners during the pilot, with broader availability expected in 2026. The program is primarily aimed at businesses with international operations and those operating in the gig economy, which relies heavily on fast digital payments. Research indicates that 57% of gig workers prefer digital payment methods for quicker access to funds.<\/p>\n<h2 data-start=\"1270\" data-end=\"1310\"><span class=\"ez-toc-section\" id=\"Visa_Direct_and_USDCEURC_Trials\"><\/span>Visa Direct and USDC\/EURC Trials<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1312\" data-end=\"1583\">In September, Visa Direct began testing instant transfers using USDC and EURC, enabling faster treasury settlements between businesses. This development aims to streamline financial processes and reflects the growing institutional interest in digital payment solutions.<\/p>\n<h2 data-start=\"1590\" data-end=\"1639\"><span class=\"ez-toc-section\" id=\"Regulatory_Clarity_and_Corporate_Adoption\"><\/span>Regulatory Clarity and Corporate Adoption<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1641\" data-end=\"1870\">Visa\u2019s expansion comes in the wake of the GENIUS Act in the U.S., a law establishing federal guidelines for stablecoins. This regulatory clarity is helping payment networks to integrate stablecoin transactions more confidently.<\/p>\n<p data-start=\"1872\" data-end=\"2185\">Corporate engagement is also increasing. Citigroup is exploring stablecoin payments, while Western Union plans to launch a digital asset settlement system on Solana. Meanwhile, major Wall Street banks, including JPMorgan and Bank of America, are in the early stages of developing their own stablecoin initiatives.<\/p>\n<p data-start=\"1872\" data-end=\"2185\"><em>You can freely share your thoughts and comments about the topic in the comment section. Additionally, don\u2019t forget to follow us on our\u00a0<a href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram\u00a0 ,<\/a><a href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube<\/a>\u00a0and\u00a0<a href=\"https:\/\/twitter.com\/coinengineers\">Twitter<\/a>\u00a0channels for the latest news and updates.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Payment giant Visa has initiated a pilot program in the United States that enables businesses to send stablecoin payments directly from their fiat-funded accounts. This initiative aims to accelerate the adoption of digital assets in everyday financial operations. Fast and Universal Payments with Stablecoins According to Visa, the pilot allows recipients to choose to receive<\/p>\n","protected":false},"author":29,"featured_media":56738,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,2],"tags":[14489,8346,25543,488,943,119,1126],"class_list":["post-56737","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-news","category-news","tag-genius-act","tag-payment","tag-pilot-program","tag-stablecoin","tag-usdc","tag-usdt","tag-visa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Visa Launches Pilot Program for Stablecoin Payments in the U.S. - Coin Engineer<\/title>\n<meta name=\"description\" content=\"Visa has initiated a pilot program in the U.S that enables businesses to send stablecoin payments directly from their fiat-funded accounts.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Visa Launches Pilot Program for Stablecoin Payments in the U.S. - 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