{"id":57302,"date":"2025-11-18T12:32:49","date_gmt":"2025-11-18T09:32:49","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=57302"},"modified":"2025-11-18T12:33:28","modified_gmt":"2025-11-18T09:33:28","slug":"mastercard-polygon-verified-usernames","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/mastercard-polygon-verified-usernames\/","title":{"rendered":"Mastercard and Polygon Bring Verified Usernames to Wallets"},"content":{"rendered":"<p data-start=\"228\" data-end=\"561\"><strong>Mastercard<\/strong> announced on November 18, 2025, that it has selected the <strong><a href=\"https:\/\/coinengineer.net\/blog\/polygon-network-halt-no-new-blocks-for-hours\/\">Polygon<\/a> network<\/strong> to bring verified usernames to self-custody wallets. This move will allow users to transact using easy-to-remember aliases instead of long, complex wallet addresses. The goal is to provide a secure and user-friendly experience in the crypto space.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinengineer.net\/blog\/mastercard-polygon-verified-usernames\/#Mastercard_and_Polygon_Collaboration\" title=\"Mastercard and Polygon Collaboration\">Mastercard and Polygon Collaboration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinengineer.net\/blog\/mastercard-polygon-verified-usernames\/#Soulbound_Token_and_Verification_Mechanism\" title=\"Soulbound Token and Verification Mechanism\">Soulbound Token and Verification Mechanism<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinengineer.net\/blog\/mastercard-polygon-verified-usernames\/#User_Experience_and_the_Crypto_Ecosystem\" title=\"User Experience and the Crypto Ecosystem\">User Experience and the Crypto Ecosystem<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"563\" data-end=\"605\"><span class=\"ez-toc-section\" id=\"Mastercard_and_Polygon_Collaboration\"><\/span>Mastercard and Polygon Collaboration<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"607\" data-end=\"954\">Mastercard\u2019s \u201cCrypto Credential\u201d solution aims to enable secure interactions on the blockchain. Mercuryo will handle user verification and create the usernames. The Polygon network offers high transaction speed and low costs, making it the ideal infrastructure for this solution. As a result, blockchain transactions become both fast and secure.<\/p>\n<p data-start=\"956\" data-end=\"1282\">\u201cInstead of copying and checking long hexadecimal strings, users can transact using a single, verified alias recognized across the Mastercard Crypto Credential network,\u201d the release stated. \u201cThis approach improves trust, reduces user error, and brings the familiarity of traditional payment flows into self-custody wallets.\u201d<\/p>\n<h2 data-start=\"1284\" data-end=\"1332\"><span class=\"ez-toc-section\" id=\"Soulbound_Token_and_Verification_Mechanism\"><\/span>Soulbound Token and Verification Mechanism<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1334\" data-end=\"1637\">The system uses a \u201csoulbound token\u201d\u2013like structure to indicate that a user is verified. This token proves on-chain that a wallet address belongs to a verified user. Users can transact using aliases linked to their wallets. This structure provides significant convenience for self-custody wallet users.<\/p>\n<h2 data-start=\"1639\" data-end=\"1685\"><span class=\"ez-toc-section\" id=\"User_Experience_and_the_Crypto_Ecosystem\"><\/span>User Experience and the Crypto Ecosystem<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1687\" data-end=\"2053\">This new feature aims to improve the user experience within the blockchain ecosystem. Human-readable aliases reduce the risk of errors, especially for new users. Moreover, verification processes and the token structure make transactions more transparent and secure. Meanwhile, Polygon\u2019s scalable infrastructure enables the system to handle high demand efficiently.<\/p>\n<p data-start=\"2055\" data-end=\"2575\">Raj Dhamodharan, Mastercard Vice President of Blockchain and Digital Assets, told PYMNTS: \u201cAll of this comes down to what consumers and businesses want. It\u2019s not just about cost, but also trust, simplicity, and convenience. Customers want an end-to-end experience. For consumer adoption, most people won\u2019t even know they\u2019re using stablecoins. In the U.S., there\u2019s already a robust electronic infrastructure of wallets, bank accounts, etc. Crypto-native users may interact directly with the blockchain, but most won\u2019t.\u201d<\/p>\n<p data-start=\"2577\" data-end=\"2740\">Users can request a token on Polygon that demonstrates their wallets support verified transfers and helps applications route transactions based on identity data.<\/p>\n<p data-start=\"2742\" data-end=\"2760\">Key Benefits<\/p>\n<ul data-start=\"2762\" data-end=\"3018\">\n<li data-start=\"2762\" data-end=\"2815\">\n<p data-start=\"2764\" data-end=\"2815\">Wallet transactions with easy-to-remember aliases<\/p>\n<\/li>\n<li data-start=\"2816\" data-end=\"2864\">\n<p data-start=\"2818\" data-end=\"2864\">Secure verification for self-custody wallets<\/p>\n<\/li>\n<li data-start=\"2865\" data-end=\"2910\">\n<p data-start=\"2867\" data-end=\"2910\">On-chain verification via soulbound token<\/p>\n<\/li>\n<li data-start=\"2911\" data-end=\"2965\">\n<p data-start=\"2913\" data-end=\"2965\">Fast and low-cost transactions via Polygon network<\/p>\n<\/li>\n<li data-start=\"2966\" data-end=\"3018\">\n<p data-start=\"2968\" data-end=\"3018\">User-friendly experience in the crypto ecosystem<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3020\" data-end=\"3329\">Mastercard and Polygon\u2019s collaboration aims to enhance user trust in crypto transactions. Announced on November 18, 2025, this solution makes blockchain interactions both secure and user-friendly. Verified usernames and self-custody wallet integration represent a significant innovation in the crypto space.<\/p>\n<p data-start=\"3020\" data-end=\"3329\">You can freely share your thoughts and comments about the topic in the comment section. Additionally, please follow us on our\u00a0<a href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram,\u00a0<\/a><a href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube,<\/a>\u00a0and\u00a0<a href=\"https:\/\/twitter.com\/coinengineers\">Twitter<\/a>\u00a0channels for the latest news and updates.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mastercard announced on November 18, 2025, that it has selected the Polygon network to bring verified usernames to self-custody wallets. This move will allow users to transact using easy-to-remember aliases instead of long, complex wallet addresses. The goal is to provide a secure and user-friendly experience in the crypto space. Mastercard and Polygon Collaboration Mastercard\u2019s<\/p>\n","protected":false},"author":36,"featured_media":55522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[657,2],"tags":[25737,5476,25738,2843,1971,81,84,6631,25739,25736],"class_list":["post-57302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-en","category-news","tag-alias-wallet","tag-blockchain-security","tag-crypto-credential","tag-crypto-payments","tag-mastercard","tag-matic","tag-polygon","tag-self-custody","tag-soulbound-token","tag-verified-username"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mastercard and Polygon Bring Verified Usernames to Wallets - Coin Engineer<\/title>\n<meta name=\"description\" content=\"Mastercard uses Polygon to bring verified usernames to self-custody wallets, making blockchain transactions secure and user-friendly.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/mastercard-polygon-verified-usernames\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mastercard and Polygon Bring Verified Usernames to Wallets - 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