{"id":60106,"date":"2025-12-23T20:00:43","date_gmt":"2025-12-23T17:00:43","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=60106"},"modified":"2025-12-23T13:51:25","modified_gmt":"2025-12-23T10:51:25","slug":"what-is-anzen-finance-anz","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/","title":{"rendered":"What is Anzen Finance (ANZ)?"},"content":{"rendered":"<p dir=\"auto\">As the decentralized finance (<a href=\"https:\/\/coinengineer.net\/blog\/russias-largest-bank-begins-crypto-and-defi-experiments\/\"><strong>DeFi<\/strong><\/a>) ecosystem continues to grow, issues of volatility and sustainable yields are increasingly coming under discussion. At this point, protocols backed by real-world assets (<a href=\"https:\/\/coinengineer.net\/blog\/aster-releases-2026-roadmap-mainnet-and-rwa-on-the-way\/\">RWA<\/a>) stand out as the building blocks of the next phase of DeFi. <strong>Anzen Finance (ANZ)<\/strong> positions itself as a DeFi protocol born precisely from this need, bringing private credit markets on-chain and aiming to redefine the use of stablecoins.<\/p>\n<p dir=\"auto\">Anzen is a decentralized lending platform developed by credit investment experts, focusing on asset-backed and cash-flow-generating structures. The protocol&#8217;s main goal is to create more stable yield mechanisms within DeFi and to expand the use cases of stablecoins beyond speculative returns.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Anzen_Finance_ANZs_Core_Vision\" title=\"Anzen Finance (ANZ)&#8217;s Core Vision\">Anzen Finance (ANZ)&#8217;s Core Vision<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#What_is_USDz_How_Does_It_Differ_from_Classic_Stablecoins\" title=\"What is USDz? How Does It Differ from Classic Stablecoins?\">What is USDz? How Does It Differ from Classic Stablecoins?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#sUSDz_and_the_Staking_Mechanism\" title=\"sUSDz and the Staking Mechanism\">sUSDz and the Staking Mechanism<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Real-World_Assets_RWA_and_Collateral_Structure\" title=\"Real-World Assets (RWA) and Collateral Structure\">Real-World Assets (RWA) and Collateral Structure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Percent_Partnership_and_Underwriting_Process\" title=\"Percent Partnership and Underwriting Process\">Percent Partnership and Underwriting Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#How_to_Buy_USDz\" title=\"How to Buy USDz?\">How to Buy USDz?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#What_is_the_ANZ_Token_What_Does_It_Do\" title=\"What is the ANZ Token? What Does It Do?\">What is the ANZ Token? What Does It Do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Advantages_of_the_veANZ_Model\" title=\"Advantages of the veANZ Model\">Advantages of the veANZ Model<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Anzen_Finance_ANZ_Tokenomics\" title=\"Anzen Finance (ANZ) Tokenomics\">Anzen Finance (ANZ) Tokenomics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Market_Background_Why_is_Private_Credit_Important\" title=\"Market Background: Why is Private Credit Important?\">Market Background: Why is Private Credit Important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Anzen_Finance_ANZ_Backers\" title=\"Anzen Finance (ANZ) Backers\">Anzen Finance (ANZ) Backers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Anzen_Finance_ANZ_Team\" title=\"Anzen Finance (ANZ) Team\">Anzen Finance (ANZ) Team<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/#Official_Links\" title=\"Official Links\">Official Links<\/a><\/li><\/ul><\/nav><\/div>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Anzen_Finance_ANZs_Core_Vision\"><\/span>Anzen Finance (ANZ)&#8217;s Core Vision<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">Unlike classic DeFi protocols, Anzen Finance derives its yields not from crypto-native instruments but from tokenized private credit assets. With this approach, the platform aims to produce external and sustainable yields that can operate in both bull and bear markets.<\/p>\n<p dir=\"auto\">The Anzen team has been conducting research on bringing credit assets on-chain since 2018. The founding team has a combined experience of over a decade in credit and capital allocation. This expertise forms the foundation of the protocol&#8217;s risk management and asset selection processes.<\/p>\n<h2 data-start=\"1860\" data-end=\"1909\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-188547 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2025\/12\/anzen.png\" alt=\"\" width=\"1350\" height=\"565\" \/><\/h2>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"What_is_USDz_How_Does_It_Differ_from_Classic_Stablecoins\"><\/span>What is USDz? How Does It Differ from Classic Stablecoins?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">At the center of Anzen Finance is the digital dollar called USDz. Unlike fiat-collateralized stablecoins like USDC or USDT, USDz is backed by tokenized real-world assets (RWA).<\/p>\n<p dir=\"auto\">The collateral structure of USDz is based on a diversified private credit portfolio. This portfolio consists of cash-flow-generating, collateralized assets that have passed specific underwriting criteria. As a result, USDz has a structure that is relatively independent from sharp price fluctuations in crypto markets.<\/p>\n<p dir=\"auto\">USDz users:<\/p>\n<ul dir=\"auto\">\n<li>Gain access to RWA-based sustainable yields<\/li>\n<li>Can partially isolate their portfolios from crypto volatility<\/li>\n<li>Can achieve a more predictable yield profile within DeFi<\/li>\n<\/ul>\n<p dir=\"auto\">This structure also differentiates the risk profile of interacting with USDz from classic stablecoins.<\/p>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"sUSDz_and_the_Staking_Mechanism\"><\/span>sUSDz and the Staking Mechanism<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">In the Anzen ecosystem, USDz can be staked to obtain sUSDz. sUSDz is a staking token that automatically accrues yields.<\/p>\n<p dir=\"auto\">Key points:<\/p>\n<ul dir=\"auto\">\n<li>sUSDz holders earn rewards without any additional action<\/li>\n<li>Yields accumulate within the staking contract<\/li>\n<li>The value of sUSDz increases over time; no direct reward distribution occurs<\/li>\n<li>Upon unstaking, the user receives the staked USDz + the accumulated value increase<\/li>\n<\/ul>\n<p dir=\"auto\">This model aims to provide compound yields on-chain in a simple and efficient way.<\/p>\n<p dir=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-188548 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2025\/12\/anzen-2.png\" alt=\"\" width=\"1159\" height=\"389\" \/><\/p>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Real-World_Assets_RWA_and_Collateral_Structure\"><\/span>Real-World Assets (RWA) and Collateral Structure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">The collaterals behind USDz consist of US-based private credit assets. The portfolio design emphasizes the following criteria:<\/p>\n<ul dir=\"auto\">\n<li>Assets being located in the US<\/li>\n<li>Concentration limits to prevent overexposure to a single asset<\/li>\n<li>Use of only collateralized asset-backed securities (ABS)<\/li>\n<\/ul>\n<p dir=\"auto\">These tokenized assets are locked as collateral on-chain and can be tracked transparently.<\/p>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Percent_Partnership_and_Underwriting_Process\"><\/span>Percent Partnership and Underwriting Process<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">Anzen has a special partnership with Percent for underwriting and custody processes. Percent is a licensed and established institution that has completed over $1 billion in private credit transactions to date.<\/p>\n<p dir=\"auto\">Percent&#8217;s management team consists of individuals with experience at institutions such as BlackRock, UBS, Goldman Sachs, and JP Morgan. The platform&#8217;s historical performance:<\/p>\n<ul dir=\"auto\">\n<li>$1.6 billion in transaction volume<\/li>\n<li>Average 16% annual yield<\/li>\n<li>Approximately 2% default rate<\/li>\n<\/ul>\n<p dir=\"auto\">This structure is one of the key elements strengthening the risk management of Anzen&#8217;s RWA portfolio.<\/p>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"How_to_Buy_USDz\"><\/span>How to Buy USDz?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">There are two main ways to acquire USDz:<\/p>\n<ol dir=\"auto\">\n<li>Permissionless Liquidity Pools Users can purchase USDz from pools such as USDz\u2013USDC on external AMMs.<\/li>\n<li>Direct Mint Institutional users who have completed KYC\/KYB processes can directly mint USDz by depositing accepted collateral assets.<\/li>\n<\/ol>\n<p dir=\"auto\">This structure offers flexibility to both individual and institutional participants.<\/p>\n<p dir=\"auto\"><img decoding=\"async\" class=\"size-full wp-image-188549 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2025\/12\/usdz.avif\" alt=\"\" \/><\/p>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"What_is_the_ANZ_Token_What_Does_It_Do\"><\/span>What is the ANZ Token? What Does It Do?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">ANZ is the native token of the Anzen ecosystem and is designed to align incentives within the protocol. ANZ uses a vote-escrow (ve) model. This model draws inspiration from protocols like Curve and Pendle.<\/p>\n<p dir=\"auto\">When ANZ tokens are locked, veANZ is obtained.<\/p>\n<p dir=\"auto\">veANZ holders:<\/p>\n<ul dir=\"auto\">\n<li>Can direct yield and incentive flows<\/li>\n<li>Have a say in protocol governance<\/li>\n<li>Can participate in potential revenue sharing<\/li>\n<li>Can access certain exclusive products and features<\/li>\n<\/ul>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Advantages_of_the_veANZ_Model\"><\/span>Advantages of the veANZ Model<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">The veANZ model aims to reward long-term participants:<\/p>\n<ul dir=\"auto\">\n<li>Scarcity effect: Locked ANZ reduces circulating supply<\/li>\n<li>Governance power: Yield direction rights create value<\/li>\n<li>Revenue sharing: Protocol revenues can be directed to veANZ holders over time<\/li>\n<li>Resilience to market cycles: RWA-based yields can operate even in bear markets<\/li>\n<\/ul>\n<p dir=\"auto\">This structure elevates ANZ beyond being merely a speculative token.<\/p>\n<h2 data-start=\"5769\" data-end=\"5789\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-188551 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2025\/12\/veanz.jpg\" alt=\"\" width=\"1600\" height=\"900\" \/><\/h2>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Anzen_Finance_ANZ_Tokenomics\"><\/span>Anzen Finance (ANZ) Tokenomics<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">The total distribution is as follows:<\/p>\n<ul dir=\"auto\">\n<li>Ecosystem: 42.7%<\/li>\n<li>Foundation: 20%<\/li>\n<li>Investors: 20.6% (6-month cliff + 24-month vesting)<\/li>\n<li>Launchpad sale: 6.7% (fully unlocked)<\/li>\n<li>Community airdrop: 5%<\/li>\n<li>Core contributors: 5%<\/li>\n<\/ul>\n<p dir=\"auto\">ANZ sold out in 7 minutes during the sale held on Fjord Foundry on December 2, 2024.<\/p>\n<p dir=\"auto\"><img decoding=\"async\" class=\"size-full wp-image-188546 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2025\/12\/anz-tokenomics.avif\" alt=\"\" \/><\/p>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Market_Background_Why_is_Private_Credit_Important\"><\/span>Market Background: Why is Private Credit Important?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">The US private credit market is approximately $8 trillion in size and has historically been fragmented and lacking in transparency. Anzen aims to bring this market on-chain to:<\/p>\n<ul dir=\"auto\">\n<li>Increase efficiency<\/li>\n<li>Enhance transparency<\/li>\n<li>Bridge DeFi and TradFi<\/li>\n<\/ul>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Anzen_Finance_ANZ_Backers\"><\/span>Anzen Finance (ANZ) Backers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">Anzen Finance aims to grow its ecosystem with the support of strong and reputable investors in the decentralized finance (DeFi) space. The project has received investments from both crypto-native funds and leading institutions in the sector.<\/p>\n<ul dir=\"auto\">\n<li>Mechanism Capital<\/li>\n<li>Circle<\/li>\n<li>Frax Finance<\/li>\n<li>PetRock Capital<\/li>\n<li>IVC<\/li>\n<li>Kraynos<\/li>\n<li>M31<\/li>\n<li>Arca<\/li>\n<li>Palmdrive Capital<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-188545 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2025\/12\/anzen-finance-investors.png\" alt=\"\" width=\"1168\" height=\"341\" \/><\/p>\n<h2 dir=\"auto\"><span class=\"ez-toc-section\" id=\"Anzen_Finance_ANZ_Team\"><\/span>Anzen Finance (ANZ) Team<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"auto\">Behind Anzen Finance is an experienced team in DeFi and community management. The team prioritizes both the technical development of the protocol and its community-focused growth.<\/p>\n<ul dir=\"auto\">\n<li>Ben Shyong \u2013 Founder<\/li>\n<li>Cindy Lin \u2013 Community Leader<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-188544 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2025\/12\/azn-team.png\" alt=\"\" width=\"504\" height=\"126\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Official_Links\"><\/span>Official Links<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><a href=\"https:\/\/anzen.finance\/\">Website<\/a><\/li>\n<li><a href=\"https:\/\/x.com\/anzenfinance\">X (Twitter)<\/a><\/li>\n<li><a href=\"https:\/\/docs.anzen.finance\/\">Whitepaper<\/a><\/li>\n<\/ul>\n<p><script type=\"text\/javascript\" src=\"https:\/\/files.coinmarketcap.com\/static\/widget\/currency.js\"><\/script><\/p>\n<div class=\"coinmarketcap-currency-widget\" data-currencyid=\"35577\" data-base=\"USD\" data-secondary=\"\" data-ticker=\"true\" data-rank=\"true\" data-marketcap=\"true\" data-volume=\"true\" data-statsticker=\"true\" data-stats=\"USD\"><\/div>\n<p>&nbsp;<\/p>\n<p><em>Additionally, please don\u2019t forget to follow us on our\u00a0<a href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram\u00a0 ,<\/a><a href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube<\/a>\u00a0and\u00a0<a href=\"https:\/\/twitter.com\/coinengineers\">Twitter<\/a>\u00a0channels.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As the decentralized finance (DeFi) ecosystem continues to grow, issues of volatility and sustainable yields are increasingly coming under discussion. At this point, protocols backed by real-world assets (RWA) stand out as the building blocks of the next phase of DeFi. Anzen Finance (ANZ) positions itself as a DeFi protocol born precisely from this need,<\/p>\n","protected":false},"author":29,"featured_media":60110,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16,5],"tags":[26683,26684,93,1269,320,26685,26686,26682],"class_list":["post-60106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-defi-projects","category-project-review","tag-anz-coin","tag-anz-token","tag-defi","tag-rwa","tag-tokenization","tag-usdz","tag-veanz","tag-what-is-anzen-anz"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is Anzen Finance (ANZ)? - Coin Engineer<\/title>\n<meta name=\"description\" content=\"Anzen Finance (ANZ), unlike classic DeFi protocols, generates its returns from tokenized private loan assets.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is Anzen Finance (ANZ)? - Coin Engineer\" \/>\n<meta property=\"og:description\" content=\"Anzen Finance (ANZ), unlike classic DeFi protocols, generates its returns from tokenized private loan assets.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/\" \/>\n<meta property=\"og:site_name\" content=\"Coin Engineer\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-23T17:00:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-23T10:51:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/coinengineer.net\/blog\/wp-content\/uploads\/2025\/12\/what-is-anzen-finance-ANZ.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Emre Yumlu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emre Yumlu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/\",\"url\":\"https:\/\/coinengineer.net\/blog\/what-is-anzen-finance-anz\/\",\"name\":\"What is Anzen Finance (ANZ)? 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