{"id":63454,"date":"2026-02-11T14:00:02","date_gmt":"2026-02-11T11:00:02","guid":{"rendered":"https:\/\/coinengineer.net\/blog\/?p=63454"},"modified":"2026-02-11T10:38:07","modified_gmt":"2026-02-11T07:38:07","slug":"key-crypto-bill-talks-conclude-in-washington-what-happened","status":"publish","type":"post","link":"https:\/\/coinengineer.net\/blog\/key-crypto-bill-talks-conclude-in-washington-what-happened\/","title":{"rendered":"Key Crypto Bill Talks Conclude in Washington: What Happened?"},"content":{"rendered":"<p data-start=\"65\" data-end=\"515\">Efforts to establish a comprehensive regulatory framework for the US crypto market are continuing, as policymakers attempt to define how digital assets should be supervised. In this context, the White House hosted a second round of discussions between crypto industry representatives and banking lobby groups. While participants described the meeting as constructive, it ended without a formal agreement\u2014particularly on stablecoin-related provisions.<\/p>\n<p data-start=\"517\" data-end=\"831\">Ripple\u2019s Chief Legal Officer Stuart Alderoty, who attended the session, emphasized that bipartisan backing for sensible crypto market structure legislation remains intact. However, the debate over whether stablecoin holders should be allowed to earn yield has emerged as the central sticking point in negotiations.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinengineer.net\/blog\/key-crypto-bill-talks-conclude-in-washington-what-happened\/#Stablecoin_Yield_at_the_Center_of_Disagreement\" title=\"Stablecoin Yield at the Center of Disagreement\">Stablecoin Yield at the Center of Disagreement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinengineer.net\/blog\/key-crypto-bill-talks-conclude-in-washington-what-happened\/#Discussions_Ongoing_No_Final_Deal\" title=\"Discussions Ongoing, No Final Deal\">Discussions Ongoing, No Final Deal<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"833\" data-end=\"882\"><span class=\"ez-toc-section\" id=\"Stablecoin_Yield_at_the_Center_of_Disagreement\"><\/span>Stablecoin Yield at the Center of Disagreement<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"884\" data-end=\"1253\">The House of Representatives previously approved a similar market structure proposal, the <strong>CLARITY Act<\/strong>, in July. Yet the legislative process stalled in the Senate Banking Committee due to insufficient bipartisan support. Momentum weakened further after Coinbase withdrew its backing for the <a href=\"https:\/\/coinengineer.net\/blog\/backpack-stands-out-with-a-billion-dollar-valuation\/\">bill<\/a>, citing provisions that would prohibit yield payments tied to stablecoins.<\/p>\n<p data-start=\"1255\" data-end=\"1730\">Banking groups argue that allowing stablecoin holders to receive yield\u2014especially through third-party platforms such as crypto exchanges\u2014could draw funds away from traditional bank deposits. In their view, such mechanisms may erode deposit bases and pose risks to financial system stability. Reports indicate that documents circulated by banking representatives during the meeting outlined principles supporting a broad prohibition on stablecoin interest or yield structures.<\/p>\n<p data-start=\"1255\" data-end=\"1730\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-91052 aligncenter\" src=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2023\/05\/Stablcecoin-Firmalarinin-Lobi-Faliyetleri-Suruyor.webp\" alt=\"2024: Kripto ve Stablecoin D\u00fczenlemeleri - Circle CEO\u2019su G\u00f6r\u00fc\u015f\u00fc\" width=\"2392\" height=\"1342\" \/><\/p>\n<h2 data-start=\"1732\" data-end=\"1769\"><span class=\"ez-toc-section\" id=\"Discussions_Ongoing_No_Final_Deal\"><\/span>Discussions Ongoing, No Final Deal<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"1771\" data-end=\"2040\">The latest White House session was reportedly more focused and technical compared to the earlier meeting held in recent weeks. Participants from the crypto sector described the exchange as serious and solution-oriented, though fundamental differences remain unresolved.<\/p>\n<p data-start=\"2042\" data-end=\"2503\">Major banking organizations\u2014including the American Bankers Association, the Bank Policy Institute, and the Independent Community Bankers of America\u2014issued a joint statement stressing that continued dialogue is necessary to move the legislation forward. They highlighted the importance of fostering financial innovation without compromising the safety and soundness of the banking system or jeopardizing deposits that support local lending and economic activity.<\/p>\n<p data-start=\"2505\" data-end=\"2841\">Meanwhile, some crypto industry voices argue that reopening debates over stablecoin yield\u2014already addressed in the GENIUS Act, which bars issuers from directly paying interest\u2014risks delaying broader market structure reforms. According to this view, the overarching regulatory framework should advance independently of the yield dispute.<\/p>\n<p data-start=\"2843\" data-end=\"3005\" data-is-last-node=\"\" data-is-only-node=\"\">For now, negotiations remain active but inconclusive, with the fate of the proposed legislation hinging on whether common ground can be found in the coming weeks.<\/p>\n<p data-start=\"2843\" data-end=\"3005\" data-is-last-node=\"\" data-is-only-node=\"\"><em>In the comment section, you can freely share your comments about the topic. Additionally, don\u2019t forget to follow us on\u00a0<a href=\"https:\/\/t.me\/coinengineernews\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram,\u00a0<\/a><a href=\"https:\/\/www.youtube.com\/@CoinEngineer\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube<\/a>,\u00a0and\u00a0<a href=\"https:\/\/twitter.com\/coinengineers\">Twitter<\/a>\u00a0for the latest news and updates.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Efforts to establish a comprehensive regulatory framework for the US crypto market are continuing, as policymakers attempt to define how digital assets should be supervised. In this context, the White House hosted a second round of discussions between crypto industry representatives and banking lobby groups. While participants described the meeting as constructive, it ended without<\/p>\n","protected":false},"author":29,"featured_media":46393,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,2],"tags":[61,17173,27341,6265,1219,6017],"class_list":["post-63454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-news","category-news","tag-bitcoin","tag-clarity-act","tag-crypto-act","tag-crypto-bill","tag-us","tag-white-house"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Key Crypto Bill Talks Conclude in Washington: What Happened? - Coin Engineer<\/title>\n<meta name=\"description\" content=\"Discussions are ongoing in the US regarding the Crypto Act, which will determine how the crypto asset market will be regulated.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinengineer.net\/blog\/key-crypto-bill-talks-conclude-in-washington-what-happened\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Key Crypto Bill Talks Conclude in Washington: What Happened? 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