Yeliz Akmaca 
UPCX (Coordinated Universal Payment eXchange) is a high-speed, EVM (Ethereum Virtual Machine) compatible blockchain-based payment system. The platform is an open-source payment and financial ecosystem designed to make financial transactions faster, secure, and low-cost.
UPCX supports not only digital payments but also cross-asset transfers covering asset management, stablecoins, and utility tokens, decentralized exchange (DEX) operations, smart contract-based payment scenarios, and POS integration.
Team & Founders
- Co-Founder – Yutaka Imaizumi: Educated in the US and Japan, 20+ years of finance and IT experience. Expert in business development, fund management, and global networks.
- Co-Founder & CTO – Joerg Alexander Weisshaar: Netherlands graduate, experienced in IT consulting and COO roles in startups. Background in web marketing and HR.
- Co-Founder & CSO – Dr. Jason Nye: Academic background in the UK, former US State Department consultant. Expert in international trade, strategic sales, and energy security.
- COO – Kunihito Morimura: UCLA graduate, executive at Dentsu, experience in international sports & marketing projects. Interests in business development and environmental protection.
- CMO – Koki Sato: Educated in Canada and Japan, experienced in business management and finance, founder of marketing consultancy firm.
Investors & Key Partnerships
While the investor list is not fully disclosed, UPCX has partnerships with Paycle, BitTrade, and NTT Digital, supporting its decentralized payment solutions and POS integration developments.
Project Idea & Goals
- UPCX aims to provide democratic access to financial services in the digital era.
- Make financial transactions faster, cheaper, and secure
- Provide a flexible payment infrastructure using stablecoins and utility tokens
- Enable easy application development for developers via SDKs and APIs
- Increase financial inclusion for users underserved by traditional banking
How It Works
UPCX uses Delegated Proof of Stake (DPoS) consensus:
- Witnesses validate transactions and produce blocks
- UPC holders indirectly participate in block production and governance by voting for Witnesses
- Smart contract capabilities include:
- Scheduled payments
- Automated payments
- Non-custodial escrow transactions
- Multi-signature payment scenarios
- Stablecoins (MPA – Market Pegged Asset) are issued and pegged to real-world assets. All assets can be transferred and traded via UPCX wallet and DEX.
Governance
- UPC holders vote for Witnesses based on token holdings
- Witnesses approve new features and upgrades
- Ensures both network security and decentralized decision-making
Network Fees & Staking
- Transaction fees support network maintenance, block rewards, fee pools, and referral programs
- Fees can be paid in UPC or MPA; UPC equivalent is burned from fee pool when MPA is used
- UPC holders can stake tokens and vote for Witnesses, who earn staking rewards
Token Utility
- Transaction Fees
- Smart Contract Operations
- Staking & Network Security
- MPA Collateral
- Rewards & Incentives
Token Information
- Token Name: UPC (Coordinated Universal Payment)
- Total Supply: 780,000,000 UPC
- Circulating Supply: 93,791,754 UPC
Token Distribution
- 50% Ecosystem
- 20% Rewards
- 10% Marketing
- 8% Development
- 7% Early Backers
- 5% Team
Core Components & Ecosystem
- Payment: Fast, scalable, and efficient like credit card/mobile payments
- Ecosystem: Integrated apps, hardware, and financial assets
- Super App: All services in one integrated, user-friendly platform
Ecosystem Features
- Fungible Tokens (UIA)
- Non-Fungible Tokens (NFA)
- Stablecoins (MPA)
- Decentralized Exchange (DEX)
- POS devices & hardware wallets
- SDK & API support
Key Features
- High Speed & Scalability: 100,000 TPS, 1-second payment confirmation
- Cross-Asset Transfers: Seamless token transfers
- Smart Contracts: Custom payment & financial scenarios
- Security: Quantum-resistant cryptography & hardware wallet support
- Financial Inclusion: Low-cost financial services for unbanked users
- Developer-Friendly: SDK & API support for integrations
Roadmap (2024–2026)
- Blockchain: EVM integration, sharding, cross-chain bridge, referral program, messaging, limitless & blind account/transfer, DPoS staking, API & SDK
- Tokens: UPC (ERC-20), UIA, NFA (ERC-721/1155), MPA
- DEX: Swap, order book
- Smart Contracts: Publication
- Products (2024–2026): Software wallet, NFC payments, POS app, hardware wallet
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