Haciyev Reşit 
Spanish banking giant BBVA has taken a historic step for the European crypto market by offering regulated Bitcoin and Ethereum trading to retail customers. Through a partnership with Singapore-based SGX FX, as of October 2, 2025, the bank now allows its clients to buy and sell Bitcoin (BTC) and Ethereum (ETH) directly via its digital platforms.
This service was launched in compliance with the EU’s Markets in Crypto-Assets (MiCA) regulations, making BBVA the first major regulated bank in Europe to provide crypto trading services to individual users.
24/7 Crypto Trading Begins with BBVA
With the new service, BBVA customers can now trade crypto 24/7 using the same reliable infrastructure the bank employs for its existing foreign exchange operations.
- Bitcoin and Ethereum transactions will be as fast, secure, and transparent as traditional currencies.
- SGX FX’s advanced pricing, distribution, and risk management tools will enhance the overall user experience.
- BBVA customers will be able to trade crypto directly through the bank’s existing digital banking applications.
This move is seen as a major step toward integrating crypto assets into the mainstream banking ecosystem. The EU’s MiCA regulation mandates that crypto services be offered more securely and transparently, and BBVA’s compliance ensures clients trade in a regulated environment. This could increase interest among retail investors in Europe who have so far been hesitant toward crypto.
BBVA’s Strategic Position
BBVA’s move is particularly notable for European banking, as 95% of banks across the continent still avoid crypto services due to regulatory caution. This positions BBVA ahead of its competitors.
Luis Martins, BBVA’s Global Head of Macro Trading, highlighted the growing importance of digital assets, stating:
“Digital assets are rapidly becoming an integral part of the global financial system. Our clients want to access them through the trusted banking interface we already provide.”
This vision positions BBVA not just as a bank, but as a pioneer of crypto banking in Europe.
Potential Impact on the Crypto Market
BBVA’s entry into crypto trading in Europe is a major development not only for the banking sector but also for the broader crypto market:
- Secure investment environment: Bank-backed crypto trading could boost confidence among retail investors.
- Institutional adoption: Integrating crypto into the banking system may accelerate corporate acceptance in Europe.
- Competitive pressure: Other European banks may be forced to adopt crypto services to prevent client outflows.
By opening Bitcoin and Ethereum trading to retail clients, BBVA has set a milestone in the European financial sector. With this MiCA-compliant service, users can trade crypto 24/7 through a trusted banking infrastructure. While most European banks remain cautious, BBVA’s bold move strengthens its pioneering role and paves the way for crypto banking in Europe.
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