Yeliz Akmaca 
WeFi is a blockchain and Web3 ecosystem that believes access to global financial systems is a fundamental right. The project aims to transform traditional banking into a more inclusive, intelligent, and secure model. By utilizing decentralized networks and artificial intelligence (AI), WeFi makes financial systems more transparent, compliant, and accessible.
Core Product
WeFi’s core products include its permissioned blockchain, WeChain, and the WFI token. The ecosystem provides a comprehensive infrastructure for users and financial institutions, featuring neobanks, remittance kiosks, stablecoin solutions, KYC platforms, and AI-powered financial analytics tools.
Founders, Team & Partners
WeFi’s founding team includes experienced professionals:
- Reeve Collins – Former CEO, Tether
- Maksym Sakharov – Exflow former CEO, WeFi Group CEO
- Roman Rossov – Former Product Director, Wise
- Farkhad Shagulyamov – Former CEO, Velas
The board includes Yusuf Mirakhmedov (Former COO, Tradeleaf) and Khaled Suleiman (Former CEO, Abu Dhabi National Bank). Investors are focused on crypto and fintech venture capital, while partners include Visa, BingX, and other fintech firms. WeFi’s blockchain is built on the Cosmos SDK.
Vision and Mission
Vision: Enable every individual to achieve financial freedom through a secure and fair system. Mission:
- Modernize traditional banking
- Prevent financial crimes via decentralized networks and AI
- Provide infrastructure compliant with local and global regulations
- Build a sustainable ecosystem for users and businesses
How WeFi Works
WeChain
- WeFi’s WeChain blockchain is built on Cosmos SDK, offering L1/L2 solutions tailored for financial services:
- Decentralized validation via validator and node networks
- AI and ITO (Initial Technology Offering) nodes for proactive risk analysis
- Data control and revenue models for businesses and users
ITO Platform
- The ITO platform enables users and companies to join the WeFi ecosystem:
- Users buy ITO tokens and participate in WFI token mining
- Engagement via tasks, staking, and referral programs
- Fair token distribution rewarding early adopters
Neobank & Remittance
- Physical and virtual crypto cards
- Fast transfers in fiat and crypto
- User-focused loyalty programs and WFI incentives
Token Information
- WFI Token
- Total Supply: 1,000,000,000 WFI
- Circulating Supply: 56,780,000 WFI
Distribution
- Mining (ITO): 862,068,966 WFI
- Referral/Staking Rewards: 127,931,034 WFI
- Exchange Reserve: 10,000,000 WFI
Token Use Cases
- Transaction and gas fees
- Neobank and remittance payments
- Staking and liquidity pools
- AI node computing power
- Access to financial applications and rewards
Mining & Vesting
- PoS-based mining
- Duration: 8 years, halving every 2 years
- Vesting: 180 days with daily gradual release
Ecosystem & Products
- ITO Platform: ito.wechain.ai
- WeChain Blockchain: wechain.ai
- Neobank: wefi.co
- On-chain Kiosk Franchise
- Mass Adoption Games
Roadmap
- 2024 Q2–Q4: ITO platform & Neobank beta, WFI listings
- 2025 Q1: WeChain development, staking & loyalty programs
- 2025 General: Mainnet, AI nodes, Cash-Crypto ATMs, local & global rollout
Strengths
- Inclusive, user-focused ecosystem
- AI-powered proactive financial crime solutions
- Real-world application-driven products
- Token incentives promoting long-term user engagement
- Unified solution integrating neobank, remittance, and DApp infrastructure
Conclusion
WeFi combines blockchain and AI to redefine financial access and user engagement. With its WFI token and WeChain infrastructure, it offers a sustainable ecosystem for both users and institutions. By aiming for a decentralized, secure, and globally compliant financial system, WeFi bridges traditional finance and DeFi.
Official Links
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