Emre Yumlu 
Predict.fun is an innovative blockchain-based platform designed to make prediction markets more efficient, user-friendly, and profitable. It directly addresses one of the biggest structural flaws in traditional prediction markets: the fact that users’ funds remain idle during the entire waiting period until resolution. By allowing users’ capital to generate yield even while their positions are open, Predict.fun creates its unique identity. Running on BNB Chain, it reaches a massive user base and offers a DeFi-centric architecture that brings a fresh approach to the prediction market space.
What is Predict.fun?
The platform aims to make prediction markets both entertaining and financially rewarding while boosting user engagement through various mechanisms (yield generation, points system, multi-outcome markets, on-chain oracle solutions, and smart wallet integrations).
In classic prediction markets, the common problem is this: once a user opens a position, their capital gets locked for a certain period and earns nothing during that time. Predict.fun solves this structural issue by enabling users’ funds to keep earning yield even while bets are active. This makes speculative trading and passive income possible at the same time.
This core feature is what sets Predict.fun apart from competitors like Polymarket, Kalshi, and Limitless.
Predict.fun Ecosystem and User Base
As of today, the platform has already reached tens of thousands of users. According to data shared by Predict.fun:
- Over 12,000 registered users
- Approximately 300,000 bets placed
- Around $300,000 total trading volume across listed markets
While these figures appear modest compared to the biggest prediction markets, access to BNB Chain’s enormous user base dramatically increases growth potential. According to Token Terminal, BNB Chain holds a significant share of active addresses among all networks, and its active user count has nearly doubled in the past year. This high user density is a clear advantage for Predict.fun.
That said, limited stablecoin liquidity remains one of the main obstacles to growth. The relatively low USDC/USDT supply on BNB Chain can make it harder to build deep liquidity. However, given the nature of prediction markets, a large user base is the primary driver in the early stages.
How Does Predict.fun Work?
Predict.fun’s operating principle is based on classic prediction market mechanics. Each market revolves around an event whose outcome is unknown at the time of creation. Users buy and sell shares representing two or more possible outcomes, and the price of these shares reflects the market’s perceived probability.
Binary Markets The most basic market type. Users buy “YES” or “NO” shares. Example: “Will Candidate X win the 2026 election?”
- YES share
- NO share
When the market resolves and the outcome is confirmed, the correct share settles at $1, while the incorrect one drops to $0. If a user bought a YES share at $0.60 and the result is YES, the share redeems at $1, earning $0.40 profit per share.
Multi-Outcome Markets Some events have more than two possible outcomes. Predict.fun supports markets with multiple possibilities. Example: “Who will win the 2026 election?”
- Candidate A
- Candidate B
- Candidate C
Each candidate has its own YES/NO pair. Only the winning candidate’s YES share redeems at $1.
Why Do Prices Reflect Probability?
Prediction market prices are a reflection of collective knowledge. Rational participants trade based on available information until the price reaches equilibrium. If the market believes an event has an 80% chance of happening, the YES share will trend toward $0.80.
This model runs parallel to the economic concept known as the “wisdom of the crowds.” When many individual predictions combine, a highly accurate probability emerges.
Bond Markets: Very Low-Risk Prediction Markets One of Predict.fun’s standout sections is the category called “bond markets.” These markets cover events almost nobody believes will happen. Examples:
- A celebrity dancing on the surface of Mars
- A memecoin surpassing Bitcoin in market cap
- An impossible character becoming head of state
In these markets, NO shares typically trade between $0.98 and $0.99. Buying them offers roughly 1–2% yield until expiry, creating a bond-like low-risk return profile. Of course, no event is ever 100% certain.
Oracle System: How Outcomes Are Determined
Predict.fun uses UMA’s optimistic oracle mechanism for resolution:
- Real-world data is brought on-chain
- Proposed outcomes are assumed correct by default
- If a dispute arises, the verification process kicks in
- An economic model incentivizes honest participation
This structure enables fully decentralized outcome verification without relying on a central authority.
Account Creation and Wallet Structure on Predict.fun
Unlike traditional DeFi apps, the platform eliminates endless approval flows. A Predict Smart Wallet is automatically created for each user. Login is possible via Google, X, or email.
Advantages of the Smart Wallet:
- Gas-free transactions
- No approvals needed for buying/selling
- Fast social login
Important note: Recovery keys are controlled by the user. If access to the chosen login method is lost, the account cannot be recovered.
Deposit Process
Predict.fun offers two deposit addresses:
- Predict Smart Wallet Address (BNB Chain)
- Accepts only USDT
- Global Deposit Address
- Accepts USDC and USDT
- Supports Ethereum, Base, Polygon, Arbitrum, Blast, Scroll, Mode, Zora, Soneium, and more
Sending unsupported tokens may require manual smart-contract interaction to recover funds.
Market Selection and Trading
Once funds are deposited, users can pick any market from the Markets page and open positions. Two order types are available:
- Market Order: Executes instantly at the current price
- Limit Order: Executes only when the price reaches the user-defined level
Limit orders are the primary way to earn Predict Points and hold a central role on the platform.
Predict Points (PP) System
A points mechanism developed by Predict.fun to reward users:
- Incentivizes liquidity provision
- Encourages limit orders
- Offers a chance to win USDT from weekly reward pools
Point Earning Criteria
- Only the top five bid and ask orders per market earn points
- Orders must remain in the book for at least 5 minutes
- Limit orders can be placed simultaneously across multiple markets
- Each market has a minimum share requirement (e.g., 200 shares for three-decimal markets)
There are also undisclosed hidden ways to earn extra points.
Fees on Predict.fun
One of the platform’s biggest advantages is its fee structure:
- Maker: 0%
- Taker: 0%
This zero-fee policy, designed to accelerate liquidity growth in prediction markets, significantly lowers the entry barrier for new users.
Predict.fun Investors and Ecosystem Support
The platform is backed by various BNB Chain ecosystem programs. Being a graduate of EASY Residency S2 and receiving support from ecosystem-focused players like YZi Labs shows that it continues its growth trajectory with strong backing. The goal is clear: to become one of the most liquid on-chain prediction markets.
Official Links
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