Emre Yumlu 
AllScale is a next-generation crypto-fiat neobank platform focused on stablecoins, aimed at enabling small and micro-scale businesses to operate globally in a faster, lower-cost, and regulation-compliant manner. For businesses struggling to grow due to the slowness, high costs, and limitations of traditional banking infrastructure, AllScale integrates essential financial processes such as invoicing, receiving payments, payroll, and social commerce into a single platform.
The platform’s core goal is to place stablecoins at the center of daily workflows, simplifying “last-mile” financial operations and providing businesses with a borderless financial freedom space.
What is AllScale?
AllScale is built on the idea that the future of finance should be borderless, instant, and inclusive. Unlike traditional banking, it offers an infrastructure that can operate globally without the need for physical branches, lengthy application processes, or complex integrations.
The platform is specifically designed for:
- Micro businesses
- Freelancers
- Remote working teams
- Digital content creators
- Startups serving global customers
Self-Custody Neobank Approach
One of AllScale’s most distinctive features is its self-custody (where control of assets remains with the user) neobank model. Users can:
- Create a global dollar account in seconds
- Avoid the need to store a seed phrase (mnemonic)
- Manage their assets with security layers like 2FA while keeping private keys under their control
This structure creates a strong alternative for users who want to avoid the risks of centralized exchanges as well as those with limited access to traditional banking.
Why Does AllScale Use Stablecoins?
AllScale’s entire infrastructure is built on stablecoins. The main reasons for this are:
- Instant and Low-Cost Payments With stablecoins, payments are completed in seconds. Bank transfers, correspondent banks, and high transaction fees are eliminated.
- Value Stability USD-pegged 1:1 stablecoins protect businesses’ value against currency fluctuations. This eliminates uncertainty in cross-border trade.
- Access for Unbanked and Underbanked Users Only an internet connection is required. Even users without a bank account can join the AllScale ecosystem.
- Automation and AI-Compatible Infrastructure The stablecoin-based structure is designed to be compatible with machine-to-machine payments, smart contracts, and AI agents.
AllScale Products and Modules
AllScale offers a modular structure that covers different business needs.
What is AllScale Pay?
AllScale Pay is an all-in-one payment and revenue management panel developed for individuals and businesses. Through this panel, users can:
- Create invoices
- Receive payments in stablecoins
- Track income and balances on a single screen
- Create a social commerce profile
- Withdraw funds to crypto wallets
AllScale Pay offers a strong alternative to traditional payment systems, especially for freelancers and digital service providers working globally.
Wallet Module
AllScale Wallet is at the center of the platform, and all other modules operate through this structure.
Wallet Features:
- Non-custodial structure
- Support for multiple stablecoins such as USDT and USDC
- Real-time USD equivalent display
- On-chain deposits and withdrawals
- Detailed transaction history
All funds from invoices, social commerce, or direct payments are collected in this wallet.
Invoicing System
AllScale’s invoicing system is specially developed for stablecoin-focused workflows.
How It Works:
- The user creates an invoice by entering the recipient’s email address and amount
- The system automatically sends the invoice
- The recipient can make payment even without an AllScale account
- The payment arrives in the AllScale balance as stablecoin
Key Features:
- Invoicing with USDT / USDC
- No registration required for external users
- PDF invoice support
- Various payment options such as card, wallet, or wire
- Detailed payment tracking
Social Commerce
Social Commerce is one of AllScale’s most notable modules.
With this feature, users can:
- Create a public profile
- List their services
- Receive orders and payments through a single link
- Turn social media followers into customers
Direct sales can be made through AllScale without coding or external platforms.
AllScale Payroll
AllScale Payroll offers stablecoin-based payroll management for global teams.
Payroll Features:
- Support for salaried employees and contractors
- Global payroll management
- Instant payments with stablecoins
- Adding/removing employees
- Payroll cycle tracking
- Approval and reporting processes
This system provides a significant advantage especially for Web3 and global startups with remote teams.
Regulation and Security Approach
AllScale places regulatory compliance at the core of the platform.
- Automatic KYC and KYB
- On-chain KYT (wallet and token controls)
- Compliance with global AML standards
- Integrated structure with current regulatory frameworks
This way, users can minimize regulatory risks while using stablecoins.
AllScale Investors
AllScale has raised $6.5 million in funding to date. The platform has received support from various investor groups.
Notable Investors:
- YZi Labs (formerly Binance Labs)
- Amber Group
- KuCoin Ventures
- Draper Dragon
- Aptos
- Generative Ventures
- y2z Ventures
- Cyberport Hong Kong
This investor profile demonstrates AllScale’s positioning in both the Web3 and institutional finance worlds.
AllScale Team
AllScale is managed by experienced founders from different fields:
- Shawn Pang – Co-Founder & CEO
- Ruoyang Wang (Leo) – Co-Founder & COO
- Alisha Li – Co-Founder & CMO
- Khalil Lin – Co-Founder
The team consists of experienced professionals in fintech, crypto, and payment systems.
Official Links
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