Haciyev Reşit 
As crypto assets continue to integrate into Europe’s financial system, a notable move has come from Germany. While banks’ approaches to crypto in regulated markets are evolving, ING Deutschland (ING-DiBa), one of Germany’s largest retail banks, has announced that it has launched crypto ETP (Exchange-Traded Product) trading for retail investors. This step enables individual investors to access crypto assets through traditional banking channels, highlighting how the boundaries between conventional banking and digital assets are becoming increasingly blurred.
ING Germany Opens Crypto Access for Retail Investors
According to an official statement from ING Deutschland, the bank has begun allowing retail clients to trade crypto exchange-traded products (ETPs) directly via their securities accounts. This means customers can gain exposure to the crypto market through regulated financial products and the bank’s existing infrastructure, without the need to open separate accounts on crypto exchanges.
This development is seen as an important milestone in a market like Germany, where regulation and investor protection are highly prioritized. Experts suggest that this move could accelerate institutional adoption by making it easier for traditional investors to access crypto assets.
Which Cryptocurrencies Are Available via ING?
Under the new service, retail investors can invest in ETPs that track major crypto assets, including:
- Bitcoin (BTC)
- Ethereum (ETH)
- Solana (SOL)
- XRP
In addition, ING is offering staking-enabled Ethereum and Solana ETPs, as well as crypto index products. This structure allows investors to gain exposure to multiple crypto assets through a single financial product, supporting diversification and balanced portfolio strategies.
Strategic Partnerships With Global Asset Managers
To offer crypto ETN and ETP products to its customers, ING Deutschland has partnered with leading global fund providers such as 21Shares, VanEck, Bitwise, iShares, and WisdomTree. These partnerships indicate that the products offered benefit from strong standards in terms of liquidity, transparency, and regulatory compliance.
ING Deutschland’s decision to open crypto ETP trading to retail investors stands out as a significant milestone for the European banking sector. Providing access to major crypto assets like Bitcoin, Ethereum, Solana, and XRP through traditional banking channels could further strengthen crypto’s position in mainstream finance and may set a precedent for other European banks to follow.
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