Emre Yumlu 
Binance has introduced another standout project under its HODLer Airdrops initiative. This time, the spotlight is on Morpho (MORPHO) — a decentralized finance (DeFi) protocol that has been making waves with its innovative approach to lending and borrowing.
MORPHO Listing Details
According to Binance’s announcement, Morpho will be listed on October 3, 2025, at 15:00 (UTC). Trading pairs will include USDT, USDC, BNB, FDUSD, and TRY, giving users a range of options. The token will also carry the Seed Tag designation.
Deposits for MORPHO will open earlier on the same day, at 10:00 (UTC). While MORPHO is already available on the Binance Alpha Market, trading volume there will no longer count toward Alpha Points once spot trading officially begins.
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What is Morpho (MORPHO)?
Morpho is a DeFi protocol built on the Ethereum network, designed to optimize lending and borrowing with more favorable interest rates for users. It operates as an “optimization layer” on top of established protocols like Aave and Compound, helping participants maximize efficiency across platforms.
Key Features
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Lending and Borrowing: Users can provide collateral in the form of ERC-20 or ERC-4626 tokens to borrow assets, or alternatively lend out their holdings to earn interest.
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Permissionless Market Creation: One of Morpho’s most unique aspects is its ability to let users create isolated, customized markets based on their own risk and interest rate models.
How Morpho Works
Morpho’s structure revolves around two main functions:
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Collateralized Lending and Borrowing
Users can borrow against deposited assets or lend to earn passive income. To ensure stability, every borrowing activity is tied to a required collateral ratio, strengthening risk management. -
Optimization Layer
By integrating with Aave and Compound, Morpho ensures that users consistently receive the best available rates. This cross-platform strategy enables higher efficiency and better returns.
Morpho’s Vision
Morpho’s overarching goal is to enhance efficiency within the DeFi landscape and make decentralized financial tools more accessible to everyday users. By providing improved lending rates and empowering users to create tailored financial markets, Morpho aims to redefine the borrowing and lending experience in crypto.
Its permissionless market creation feature, in particular, stands out as a step toward more personalized and flexible DeFi solutions.
What is Morpho? | Ethereum-Based Borrowing and Lending Platform
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