Haciyev Reşit 
Ripple Labs is leading a fundraising initiative of at least $1 billion to accumulate its native digital token, XRP. The planned Digital Asset Treasury (DAT) comes at a time when crypto markets remain fragile. According to sources familiar with the matter, the funds will be pooled into the new digital asset treasury, with Ripple also contributing a portion of its own XRP holdings.
The creation of the DAT comes amid a period of heightened caution among investors following major sell-offs in the crypto markets. This move underscores continued institutional interest in XRP and reaffirms Ripple’s long-term strategic commitment to strengthening its ecosystem and liquidity base.
Market Volatility and Investor Caution in Crypto
The new Digital Asset Treasury (DAT) plan comes at a time when the crypto market remains fragile following a series of major sell-offs. Escalating U.S.–China trade tensions and structural shifts in market dynamics have made investors more cautious—particularly regarding altcoin and speculative token investments. On Thursday, Bitcoin fell by more than 3%, signaling that volatility may persist across the broader market.
Large crypto accumulators have also become more wary of DATs and fundraising mechanisms. For instance, Michael Saylor’s Model A Company and Japan-based Metaplanet Inc. have both faced significant losses in recent months.
Institutional Interest in XRP Remains Strong
Despite these market challenges, Ripple continues to push forward with its XRP-focused fundraising plans. With a market capitalization of $138 billion, XRP remains the fifth-largest cryptocurrency in the world. Institutional interest persists VivoPower International Plc, for example, raised $121 million in May to invest in XRP.
According to Ripple’s website, as of July 31, 2025, the company held approximately 4.74 billion XRP worth about $11 billion in its wallets. An additional 35.9 billion XRP remains locked in escrow, set to be released gradually on a monthly schedule.
Market Performance and Future Outlook
Despite recent volatility, XRP has gained 13% year-to-date in 2025, closely mirroring Bitcoin’s 16% increase over the same period. This steady performance highlights XRP’s growing recognition among institutional investors as a relatively stable digital asset.
Analysts suggest that Ripple’s Digital Asset Treasury (DAT) and fundraising strategy could significantly enhance XRP’s liquidity and institutional adoption in the coming months, reinforcing its position as a cornerstone of enterprise-grade blockchain finance.
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