Emre Yumlu 
Ripple, a leader in enterprise blockchain and crypto solutions, is set to expand its influence in the digital payments space with the acquisition of Rail, a stablecoin-powered global payments platform, for $200 million.
Strengthening Ripple’s Global Payment Infrastructure
This acquisition is aimed at reinforcing Ripple’s position as a top player in the digital asset payments ecosystem. With an existing global payout network, deep liquidity, and over 60 financial licenses worldwide, Ripple Payments is now adding Rail’s virtual accounts and automation infrastructure to streamline operations even further.
No such thing as the August doldrums at @Ripple…very excited to share that we’re acquiring @RailFinancial!
Ripple + Rail together will be THE go-to provider of stablecoin payments infrastructure for global financial institutions around the world. https://t.co/JzUoHjulZB
— Brad Garlinghouse (@bgarlinghouse) August 7, 2025
Ripple President Monica Long highlighted the strategic value of this move, stating, “Stablecoins are becoming a cornerstone of modern finance. With Rail, we’re ready to lead the next wave of innovation and adoption.”
What Rail Brings to the Table
As stablecoin demand grows, the partnership with Rail will allow Ripple to offer:
-
USD and stablecoin pay-ins and pay-outs without requiring customers to hold crypto
-
Third-party and treasury payment flows through a single interface
-
Liquidity across digital assets like RLUSD, XRP, and others
-
Virtual account capabilities without needing crypto bank accounts
-
Always-on infrastructure with 24/7 global access via one API
-
Compliance-ready operations with 60+ licenses
-
Resilient reach through an extended banking partner network
Rail’s Vision Aligns with Ripple’s
Rail CEO Bhanu Kohli stated that Rail is expected to handle over 10% of global B2B stablecoin payments by 2025. Together with Ripple, they aim to scale this vision to millions of businesses moving money internationally.
Ripple has already invested over $3 billion in strategic initiatives. The Rail acquisition, pending regulatory approvals, is set to close in Q4 2025.
You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our Telegram, YouTube, and Twitter channels for the latest news and updates.