What is FacilPay (FACIL)?

FacilPay is an AI-powered chat and payment platform that reimagines the user experience by combining digital assets and messaging into a single interface. Designed for both crypto-native users and everyday consumers, FacilPay makes sending and receiving crypto as natural, secure, and fast as sending a message.

No app switching or browser extensions are required. Everything happens in one unified platform, where chat and transactions coexist. The platform runs on user-intent blockchain infrastructure and is enhanced with AI, making every interaction intelligent, responsive, and privacy-focused.

FacilPay is not just a messaging or payment app. It’s a platform that transforms conversations into secure, borderless crypto transactions. Built on a multi-chain architecture, FacilPay combines encrypted messaging, non-custodial wallets, and real-world payment rails to simplify Web3 payments for global users.

Table of Contents

Partnerships and Integrations

Blockchain / Infrastructure:

BASE (Coinbase L2): Layer-2 partner for fast, low-cost transactions.
SKALE: Integration for gasless bulk payments and airdrops.

Financial Services:

CIRCLE: USDC stablecoin infrastructure partner.
MoneyGram: Crypto-to-fiat conversion and cash-out access in over 180 countries.

Security & Communication:

CERTIK: Platform security and audits.
DMAIL: Web3 email/messaging services.

Web2 Integrations: Stripe, Transak, Webflow

How FacilPay Works

Non-Custodial Wallet: Users fully control their assets with AI-guided chat-based onboarding.
AI-Powered Chat: AI analyzes transaction intent and selects the optimal blockchain path.
Automated Transactions: Cross-chain swaps and bridging are executed in the background, securely and cost-efficiently.
Fiat Access: Crypto-fiat conversion and ATM/banking access via MoneyGram and other integrations.
DeFi Tools: Staking, NFT, and other functions can be managed directly through chat.
Security: End-to-end encryption and optional KYC; non-custodial design.

Current Status and Pilot Programs

FacilPay is currently live in mainnet beta, active in the Latin American market, and preparing for international expansion. The company collaborates with select merchants in retail and hospitality to facilitate stablecoin and RWA-based payments. These pilots showcase real-world use cases for cryptocurrency and support FacilPay’s mission to integrate blockchain utility with daily economic activity.

FACIL Token and Ecosystem

The FACIL token is central to the FacilPay ecosystem, granting access to platform features, reducing transaction fees, and rewarding user participation. It supports loyalty programs, referral initiatives, and engagement campaigns. A network reserve backed by FACIL ensures seamless transaction efficiency and a smooth user experience. The token model is designed to promote long-term growth and balanced circulation.

FACIL Utility Token Details

Total Supply: 500 million FACIL
Max Supply: 500 million FACIL
Self-Reported Circulating Supply: 20 million FACIL

Use Cases

Platform access and transaction fee reduction
Rewards for user participation, loyalty programs, and referrals
Network reserve for smooth operations
Gamification: NFT rewards, airdrops

FACIL Token Allocation

Marketing & Ecosystem: 22% (115M) – Marketing and ecosystem development
Development Treasury: 18% (90M) – Platform development and operational costs
Liquidity & Utility: 15% (75M) – Liquidity pools, staking, incentives
Team: 15% (75M) – Founders and team allocation
Seed/Private/KOL/Strategic: 17% (85M) – Early investors and key opinion leaders
Public IDO & ICO: 8% (40M) – Public sale rounds
Advisory & Legal: 5% (25M) – Advisors and legal compliance

Revenue Model and Future Plans

FacilPay generates revenue through transaction fees, cross-border transfers, fiat conversions, merchant integrations, and DeFi-based liquidity operations. Upcoming initiatives include Web3 POS integration, stablecoin settlement tools, social monetization systems, and AI-powered payment analytics. All revenue streams are designed to strengthen the FACIL token economy and support sustainable ecosystem growth.

Key Features

Non-Custodial Wallet: Full control over user assets.
One-Tap Payments: Send and receive crypto without leaving chat.
Request & Confirm Payments: Trigger and approve payments via chat.
AI-Powered Intent Engine: Analyzes user commands and automates transactions.
Cross-Chain & Multi-Asset Support: Ethereum, Bitcoin, Solana, XRP, BNB, and more.
Integrated On/Off-Ramps: Coinbase, Transak, Stripe, Circle, MoneyGram, 180+ countries.

Messaging Features

Real-time one-on-one or group chat
Message-driven payments and requests
Role-based permissions and token-gated chats
Human-to-business messaging for merchants

Web3 Tools & Additional Features

Token swaps and cross-chain bridging
Stablecoin & major token support (USDC, ETH, BTC, SOL, etc.)
Gas optimization and SKALE-powered gasless operations
NFT minting, selling, and in-chat sharing
Airdrops and reward mechanisms
AI-guided chat assistance

Roadmap

2025: FacilSwap & Bridge, Beta launch, staking feature, CEX listing, international expansion, payment partnerships
2026: Major CEX listing, liquidity growth, new markets, WebApp beta, user acquisition, Series A preparation

FacilPay combines AI, blockchain, and traditional financial systems to redefine how users interact with digital assets, making payments as easy as sending a message while positioning itself as a next-generation global payment network.

Official Links

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