Emre Yumlu 
Humanity Protocol, a project focused on creating secure and verifiable digital interactions based on human identity, has announced a strategic partnership with global financial technology giant Mastercard. This collaboration will integrate Mastercard’s open finance technology with Humanity Protocol’s identity verification system, Human ID, paving the way for a more secure and transparent digital ecosystem.
Building Trust in Financial Services
Through this partnership, Humanity Protocol aims to provide users with faster and safer access to their financial information. With Human ID, individuals can cryptographically prove attributes such as income level, asset ownership, or creditworthiness without going through time-consuming manual verification processes.
Mastercard’s open finance infrastructure will enhance this process by enabling faster and privacy-focused validation. Users will be able to verify their financial credentials when opening new accounts or accessing financial platforms, while all sensitive data will be protected using zero-knowledge proof (ZKP) technology — ensuring verification without exposing personal details.
In a statement, Terence Kwok, Founder of Humanity Protocol, said:
“We believe that identity is the foundation of the future financial system. Together with Mastercard, we’re making it possible for users to verify their identities securely while saving time and maintaining privacy.”
Open Finance Integration: Human-Centered Security
According to Jess Turner, Mastercard’s Global Head of Open Finance & Developer Experience, the collaboration reflects the company’s vision of empowering users through secure and consent-based data sharing:
“Data, when shared safely and with consent, can become a powerful force in people’s lives. Open finance enables these secure and efficient experiences.”
This integration allows Humanity Protocol users to seamlessly carry their verified identity across banks, DeFi platforms, and decentralized applications. The Human ID system bridges both centralized finance (CeFi) and blockchain-based ecosystems, redefining digital trust across the financial landscape.
A Privacy-First Alternative to Worldcoin
Unlike projects such as Worldcoin, Humanity Protocol does not store personal information on centralized servers. Instead, it uses cryptographic proofs to verify identity, ensuring complete privacy and security. This design strengthens the foundation of digital trust and prevents the misuse of user data.
Additionally, Humanity Protocol’s modular infrastructure allows easy integration across various domains, including financial institutions, payment systems, social platforms, and AI technologies — expanding its potential reach beyond the blockchain space.
The Foundation of a New Trust Layer
The partnership between Humanity Protocol and Mastercard represents a significant step toward building a “human trust layer” for the digital economy. This system aims to reduce fraud, streamline verification, and enhance transparency in digital interactions.
By combining open finance with decentralized identity, Humanity Protocol envisions a future where every digital interaction is tied to a verified human — marking a pivotal shift toward a safer and more trustworthy internet.
Humanity Protocol: The Universal Trust Layer of the Internet
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