One of the largest players in the cryptocurrency market, Binance, has launched a notable airdrop program in collaboration with World Liberty Financial (WLFI). The campaign, which began on January 23, 2026, allows users to receive a share of a $40 million WLFI reward pool in exchange for holding USD1 balances on the exchange.
According to the official announcement, the distribution process will span four weeks, with $10 million worth of WLFI tokens distributed each week. While the program primarily targets users holding idle stablecoin balances, the reward mechanism includes several critical details.
Rewards are distributed in WLFI tokens, valued on a dollar basis, and are credited directly to users’ Spot wallets.
Who Is Eligible?
To participate in the campaign, users must hold USD1 in any of the following Binance account types:
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Spot Account
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Funding Account
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Margin Account (Cross, Isolated, or Portfolio Margin)
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USDⓈ-M Futures Account (Multi-Asset Mode included)
One of the standout features of the campaign is the wallet-based reward multiplier. Users who use USD1 as collateral in Margin or Futures accounts receive a 20% bonus reward multiplier (1.2x). To qualify, it is sufficient to hold at least 0.01 USD1; there is no requirement to use leverage or open positions.
How Does the Snapshot System Work?
Binance applies an hourly snapshot system throughout the campaign. A key nuance is that rewards are calculated based on the lowest USD1 balance recorded during the day. This means users cannot gain an advantage by temporarily inflating their balances during the day.
In other words, the system rewards consistent asset holding, not short-term balance manipulation.
Distribution Schedule Confirmed
The timeline announced by Binance is as follows:
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Campaign Period: January 23, 2026 – February 20, 2026
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First Distribution: February 2, 2026 (based on first-week data)
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Payout Day: Every Friday thereafter, rewards will be credited directly to Spot wallets
Rewards are distributed automatically; users do not need to submit any claims.
How Are Rewards Calculated?
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Hourly balance snapshots are taken each day
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The lowest USD1 balance of the day is considered the “qualifying balance”
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Weekly rewards are calculated based on the 7-day average balance and the effective APR for that week
The formula is summarized as follows:
Weekly Reward = (7-day average USD1 balance × effective APR × 7) / 365
The effective APR is not fixed and is updated weekly by Binance based on total participant balances and distribution conditions.
Borrowed USD1 (such as margin or loan liabilities) is excluded from calculations. If the net balance is zero, the reward is also zero.
Who Is Excluded?
The campaign operates under a net asset rule. USD1 obtained through VIP loans or margin borrowing is not included in reward calculations. Additionally, users must maintain a minimum 0.01 USD1 net balance to qualify.
This condition acts as a key filter, particularly for users attempting to boost balances through leveraged methods.
Note: Binance states that, in line with MiCA regulations, access to stablecoins such as USD1 may be restricted in certain regions. Campaign availability and conditions may vary depending on the user’s location.
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