Haciyev Reşit 
Global payments giant Mastercard is reportedly in the final stages of negotiations to acquire crypto and stablecoin infrastructure provider ZeroHash for approximately $2 billion, according to Fortune. The deal is expected to mark a major milestone in the integration of digital asset services into mainstream payment systems. This move could reshape competition in the stablecoin payment infrastructure space, coming at a time when other financial giants like Visa and PayPal are also expanding their presence in the sector.
Mastercard’s Strategic Crypto Infrastructure Move
Sources cited by Fortune revealed that Mastercard is finalizing discussions to acquire ZeroHash in a deal valued at around $2 billion. ZeroHash provides infrastructure solutions that serve as a bridge between fiat and crypto transactions for banks and fintech companies.
This acquisition sits at the core of Mastercard’s plan to build a network that directly supports stablecoin transactions. The company has previously worked on initiatives such as crypto cards, wallet integrations, and stablecoin-based payment protocols. ZeroHash’s technology will complement these efforts by bringing Mastercard’s digital asset strategy to the infrastructure level, allowing the firm to integrate blockchain-based payments more deeply into its global financial network.
What Is ZeroHash?
ZeroHash is a crypto infrastructure provider founded in 2017 and headquartered in Chicago. The company delivers “behind-the-scenes” crypto conversion solutions for major financial institutions and fintech firms meaning that when users trade between fiat and crypto without realizing it, the transactions are often powered by ZeroHash’s infrastructure.
Currently, ZeroHash offers:
- Crypto trading and settlement services
- Fiat-to-crypto integration infrastructure
- Tax and regulatory compliance systems
- Stablecoin-powered payment solutions
The company recently gained attention for powering the retail crypto trading platform of a major investment bank, a success that has reportedly drawn the attention of traditional finance giants like Mastercard.
A New Phase in the Stablecoin Race
This acquisition is seen as part of the growing competition among global financial firms to build stablecoin-based payment infrastructure. While Visa, Stripe, and PayPal are developing systems using USDC, PYUSD, and other digital dollar solutions, Mastercard is accelerating its vision of embedding blockchain-based payments directly into its network architecture.
With ZeroHash’s technology, Mastercard will be able to support:
- Stablecoin-based cross-border money transfers
- Crypto wallet integrations
- Real-time blockchain payments
Experts note that if the deal goes through, Mastercard could become the first major payment giant to own its own digital asset infrastructure outright a defining move in the evolution of financial technology.
A Strategic Turning Point for the Future of Digital Finance
Mastercard has been actively investing in blockchain innovation in recent years. The company has previously partnered with networks such as Polygon, Avalanche, and Solana to develop Web3-focused payment solutions.
The acquisition of ZeroHash represents a natural extension of that strategy transforming Mastercard from a payment facilitator into a direct operator of digital asset infrastructure. Industry experts predict that if finalized, the acquisition would be one of the largest crypto deals of 2025, potentially setting new regulatory and operational standards for stablecoin and digital dollar integrations worldwide.
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