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	<item>
		<title>Mastercard Accelerates Its Crypto Adoption Strategy</title>
		<link>https://coinengineer.net/blog/mastercard-accelerates-its-crypto-adoption-strategy/</link>
					<comments>https://coinengineer.net/blog/mastercard-accelerates-its-crypto-adoption-strategy/#respond</comments>
		
		<dc:creator><![CDATA[Emre Yumlu]]></dc:creator>
		<pubDate>Wed, 25 Feb 2026 12:00:56 +0000</pubDate>
				<category><![CDATA[Crypto News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[circle]]></category>
		<category><![CDATA[mastercard]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[web3]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=64312</guid>

					<description><![CDATA[<p>Global payments giant Mastercard is stepping up its involvement in digital assets. The company has opened a new position titled “Director of Crypto Flows,” signaling a move beyond limited pilot programs toward a more structural integration of stablecoins and Web3-based payment solutions. This development suggests that blockchain-powered financial infrastructure is increasingly viewed as a strategic</p>
<p>The post <a href="https://coinengineer.net/blog/mastercard-accelerates-its-crypto-adoption-strategy/">Mastercard Accelerates Its Crypto Adoption Strategy</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="56" data-end="501">Global payments giant <strong>Mastercard</strong> is stepping up its involvement in digital assets. The company has opened a new position titled “Director of Crypto Flows,” signaling a move beyond limited pilot programs toward a more structural integration of <a href="https://coinengineer.net/blog/binance-stablecoin-reserves-drop-nearly19-percent-in-3-months/"><strong>stablecoins</strong> </a>and Web3-based payment solutions. This development suggests that blockchain-powered financial infrastructure is increasingly viewed as a strategic necessity for traditional payment networks.</p>
<h2 data-start="503" data-end="537">Timing and Competitive Pressure</h2>
<p data-start="539" data-end="979">The hiring initiative comes shortly after the release of a research report arguing that AI-driven agents could disrupt conventional payment rails. According to that analysis, low-cost stablecoin transfers may enable new commerce models capable of bypassing card networks altogether. Against this backdrop, Mastercard’s latest move appears to be a proactive response to emerging technological and competitive risks in the payments landscape.</p>
<h2 data-start="981" data-end="1024">Stablecoin Volumes Surpass Card Networks</h2>
<p data-start="1026" data-end="1412">The scale of stablecoin activity has become difficult to ignore. In 2024, stablecoins recorded approximately $18.4 trillion in transfer volume. On a gross basis, that figure exceeded the transaction volumes of both Visa and Mastercard. While not all of this activity is tied to consumer payments, the trajectory underscores a structural shift in how value moves across digital networks.</p>
<p data-start="1414" data-end="1730">Mastercard CEO Michael Miebach has previously indicated that the company is leaning into stablecoins, describing them as a form of currency that can be supported within the network. This framing reflects a broader recognition that blockchain-based settlement systems are gaining legitimacy within mainstream finance.</p>
<h2 data-start="1732" data-end="1763">Visa’s Early-Mover Advantage</h2>
<p data-start="1765" data-end="2123">Industry data suggests that Visa has positioned itself earlier in the on-chain stablecoin payments space. By the end of 2025, Visa’s annual stablecoin transaction volume had reached approximately $3.5 billion. In addition, crypto card programs such as Rain and Reap have largely relied on Visa’s infrastructure, highlighting the competitive dynamics at play.</p>
<h2 data-start="2125" data-end="2156">A Strategic Inflection Point</h2>
<p data-start="2158" data-end="2411">Mastercard has recently begun supporting multiple stablecoins on its network. It has also expanded Circle’s USDC payment infrastructure in the Middle East and Africa and has been linked to acquisition plans involving crypto infrastructure firm zerohash.</p>
<p data-start="2158" data-end="2411"><img fetchpriority="high" decoding="async" class=" wp-image-197600 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2026/02/mastercard-circle.jpeg" alt="" width="410" height="215" /></p>
<p data-start="2413" data-end="2693">Analysts argue that the future of payment networks may revolve around machine-to-machine transactions and 24/7 micro-payments. Mastercard’s expanding crypto initiatives indicate that the company is positioning itself for that transition, rather than reacting to it after the fact.</p>
<p data-start="2695" data-end="2735" data-is-last-node="" data-is-only-node=""><em data-start="2695" data-end="2735" data-is-last-node="">This content is not investment advice.</em></p>
<p data-start="2695" data-end="2735" data-is-last-node="" data-is-only-node=""><em>You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our <a href="https://t.me/coinengineernews" target="_blank" rel="noreferrer noopener">Telegram, </a><a href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="noreferrer noopener">YouTube</a>, and <a href="https://twitter.com/coinengineers">Twitter</a> channels for the latest news and updates.</em></p>
<p>The post <a href="https://coinengineer.net/blog/mastercard-accelerates-its-crypto-adoption-strategy/">Mastercard Accelerates Its Crypto Adoption Strategy</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></content:encoded>
					
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		<item>
		<title>Circle and Aleo Introduce a Privacy-First Stablecoin: USDCx</title>
		<link>https://coinengineer.net/blog/circle-and-aleo-introduce-a-privacy-first-stablecoin-usdcx/</link>
					<comments>https://coinengineer.net/blog/circle-and-aleo-introduce-a-privacy-first-stablecoin-usdcx/#respond</comments>
		
		<dc:creator><![CDATA[Emre Yumlu]]></dc:creator>
		<pubDate>Wed, 10 Dec 2025 06:00:25 +0000</pubDate>
				<category><![CDATA[Crypto News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Aleo]]></category>
		<category><![CDATA[circle]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[usdcx]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=59058</guid>

					<description><![CDATA[<p>The stablecoin landscape is entering a new phase with the launch of USDCx, a privacy-focused digital dollar developed through a partnership between Circle and the zero-knowledge blockchain Aleo. Now live on Aleo’s testnet, USDCx is designed specifically for institutional and enterprise-grade use cases where financial confidentiality is critical. While it is built on the reliability</p>
<p>The post <a href="https://coinengineer.net/blog/circle-and-aleo-introduce-a-privacy-first-stablecoin-usdcx/">Circle and Aleo Introduce a Privacy-First Stablecoin: USDCx</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="218" data-end="689">The <a href="https://coinengineer.net/blog/what-is-global-dollar-usdg/"><strong>stablecoin</strong> </a>landscape is entering a new phase with the launch of <strong data-start="286" data-end="295">USDCx</strong>, a privacy-focused digital dollar developed through a partnership between Circle and the zero-knowledge blockchain <a href="https://coinengineer.net/blog/binance-alpha-aleo-airdrop/"><strong data-start="411" data-end="419">Aleo</strong></a>. Now live on Aleo’s testnet, USDCx is designed specifically for institutional and enterprise-grade use cases where financial confidentiality is critical. While it is built on the reliability of USDC, it gains a major upgrade through Aleo’s default privacy architecture.</p>
<p data-start="691" data-end="823">This development signals a shift toward programmable financial privacy without sacrificing compliance or transparency when required.</p>
<h2 data-start="830" data-end="848">How USDCx Works</h2>
<p data-start="850" data-end="1156">USDCx is a dollar-denominated stablecoin fully backed one-to-one by USDC through Circle’s xReserve infrastructure. Every unit of USDCx issued on the Aleo network corresponds directly to real USDC held in reserve, allowing users to verify backing through cryptographic proof rather than trust alone.</p>
<p data-start="1158" data-end="1521">The xReserve system operates as a non-custodial smart contract framework, meaning users retain full control over their assets. It also supports secure issuance and cross-chain transfers using Circle Gateway and CCTP technology. This allows USDCx to remain interoperable with USDC across multiple blockchains—without relying on traditional third-party bridges.</p>
<p data-start="1158" data-end="1521"><img decoding="async" class="size-full wp-image-186666 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2025/12/circle.jpg" alt="" width="1200" height="630" /></p>
<h2 data-start="1528" data-end="1562">Aleo’s Zero-Knowledge Advantage</h2>
<p data-start="1564" data-end="1901">Aleo is a Layer-1 blockchain built entirely around zero-knowledge proof technology, enabling applications where transaction data remains encrypted by default. Unlike traditional public blockchains, Aleo allows developers to build systems where balances, transfers, and user activity are private unless disclosure is legally required.</p>
<p data-start="1903" data-end="2138">This structure makes Aleo especially attractive for institutions that require both strict data protection and regulatory compliance. USDCx becomes the first stablecoin to fully leverage this architecture at the base protocol level.</p>
<h2 data-start="2145" data-end="2201">Real-World Use Cases for Institutions and Individuals</h2>
<p data-start="2203" data-end="2282">USDCx opens the door to a wide range of privacy-sensitive financial operations:</p>
<ul data-start="2284" data-end="2942">
<li data-start="2284" data-end="2381">
<p data-start="2286" data-end="2381">Global Payroll: Companies can pay international teams without exposing salary structures.</p>
</li>
<li data-start="2382" data-end="2486">
<p data-start="2384" data-end="2486">Humanitarian Aid: Funds can reach vulnerable populations without revealing recipient identities.</p>
</li>
<li data-start="2487" data-end="2613">
<p data-start="2489" data-end="2613">Cross-Border E-Commerce: Buyers and merchants can transact without exposing purchasing behavior or pricing strategies.</p>
</li>
<li data-start="2614" data-end="2719">
<p data-start="2616" data-end="2719">Peer-to-Peer Transfers: Individuals can send money privately, similar to cash-based transactions.</p>
</li>
<li data-start="2720" data-end="2829">
<p data-start="2722" data-end="2829">DeFi Applications: Developers gain access to trusted dollar liquidity with application-layer privacy.</p>
</li>
<li data-start="2830" data-end="2942">
<p data-start="2832" data-end="2942">Configurable Compliance: Regulatory standards can be proven cryptographically without revealing user data.</p>
</li>
</ul>
<h2 data-start="2949" data-end="2983">A New Direction for Stablecoins</h2>
<p data-start="2985" data-end="3378">USDCx represents more than a new product—it reflects a broader evolution in how stablecoins can function in a privacy-conscious digital economy. By combining Circle’s global financial infrastructure with Aleo’s privacy-first blockchain design, this initiative lays the groundwork for a new class of confidential, programmable, and compliant digital dollars tailored for institutional adoption.</p>
<p data-start="2985" data-end="3378">You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our <a class="darkmysite_style_txt_border darkmysite_style_link darkmysite_processed" href="https://t.me/coinengineernews" target="_blank" rel="noreferrer noopener nofollow" data-darkmysite_alpha_bg="rgba(0, 0, 0, 0)">Telegram, </a><a class="darkmysite_style_txt_border darkmysite_style_link darkmysite_processed" href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="noreferrer noopener nofollow" data-darkmysite_alpha_bg="rgba(0, 0, 0, 0)">YouTube</a>, and <a class="darkmysite_style_txt_border darkmysite_style_link darkmysite_processed" href="https://twitter.com/coinengineers" target="_blank" rel="nofollow noopener" data-darkmysite_alpha_bg="rgba(0, 0, 0, 0)">Twitter</a> channels for the latest <a class="darkmysite_style_txt_border darkmysite_style_link darkmysite_processed" title="News" href="https://coinengineer.net/blog/news/" data-internallinksmanager029f6b8e52c="7" data-darkmysite_alpha_bg="rgba(0, 0, 0, 0)">news</a> and updates.</p>
<p>The post <a href="https://coinengineer.net/blog/circle-and-aleo-introduce-a-privacy-first-stablecoin-usdcx/">Circle and Aleo Introduce a Privacy-First Stablecoin: USDCx</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></content:encoded>
					
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		<item>
		<title>Visa Launches Pilot Program for Stablecoin Payments in the U.S.</title>
		<link>https://coinengineer.net/blog/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s/</link>
					<comments>https://coinengineer.net/blog/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s/#respond</comments>
		
		<dc:creator><![CDATA[Emre Yumlu]]></dc:creator>
		<pubDate>Wed, 12 Nov 2025 10:05:49 +0000</pubDate>
				<category><![CDATA[Crypto News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[genius act]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[pilot program]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[usdt]]></category>
		<category><![CDATA[visa]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=56737</guid>

					<description><![CDATA[<p>Payment giant Visa has initiated a pilot program in the United States that enables businesses to send stablecoin payments directly from their fiat-funded accounts. This initiative aims to accelerate the adoption of digital assets in everyday financial operations. Fast and Universal Payments with Stablecoins According to Visa, the pilot allows recipients to choose to receive</p>
<p>The post <a href="https://coinengineer.net/blog/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s/">Visa Launches Pilot Program for Stablecoin Payments in the U.S.</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="69" data-end="332">Payment giant <a href="https://coinengineer.net/blog/visa-stablecoin-expands-four-blockchains/"><strong>Visa</strong> </a>has initiated a pilot program in the United States that enables businesses to send <a href="https://coinengineer.net/blog/new-crypto-regulation-from-the-uk-limits-imposed-on-stablecoins/"><strong>stablecoin</strong> </a>payments directly from their fiat-funded accounts. This initiative aims to accelerate the adoption of digital assets in everyday financial operations.</p>
<h2 data-start="339" data-end="391">Fast and Universal Payments with Stablecoins</h2>
<p data-start="393" data-end="635">According to Visa, the pilot allows recipients to choose to receive their funds in stablecoins. U.S.-based platforms and businesses can transfer payments directly from fiat-funded accounts to the wallets of users, employees, or freelancers.</p>
<p data-start="637" data-end="875">Chris Newkirk, Visa’s Head of Money Movement Solutions, emphasized the significance of the project: “Launching stablecoin payments means providing truly universal access to money in minutes, not days, for anyone, anywhere in the world.”</p>
<p data-start="877" data-end="1263">Initially, Visa plans to collaborate with selected partners during the pilot, with broader availability expected in 2026. The program is primarily aimed at businesses with international operations and those operating in the gig economy, which relies heavily on fast digital payments. Research indicates that 57% of gig workers prefer digital payment methods for quicker access to funds.</p>
<h2 data-start="1270" data-end="1310">Visa Direct and USDC/EURC Trials</h2>
<p data-start="1312" data-end="1583">In September, Visa Direct began testing instant transfers using USDC and EURC, enabling faster treasury settlements between businesses. This development aims to streamline financial processes and reflects the growing institutional interest in digital payment solutions.</p>
<h2 data-start="1590" data-end="1639">Regulatory Clarity and Corporate Adoption</h2>
<p data-start="1641" data-end="1870">Visa’s expansion comes in the wake of the GENIUS Act in the U.S., a law establishing federal guidelines for stablecoins. This regulatory clarity is helping payment networks to integrate stablecoin transactions more confidently.</p>
<p data-start="1872" data-end="2185">Corporate engagement is also increasing. Citigroup is exploring stablecoin payments, while Western Union plans to launch a digital asset settlement system on Solana. Meanwhile, major Wall Street banks, including JPMorgan and Bank of America, are in the early stages of developing their own stablecoin initiatives.</p>
<p data-start="1872" data-end="2185"><em>You can freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our <a href="https://t.me/coinengineernews" target="_blank" rel="noreferrer noopener">Telegram  ,</a><a href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="noreferrer noopener">YouTube</a> and <a href="https://twitter.com/coinengineers">Twitter</a> channels for the latest news and updates.</em></p>
<p>The post <a href="https://coinengineer.net/blog/visa-launches-pilot-program-for-stablecoin-payments-in-the-u-s/">Visa Launches Pilot Program for Stablecoin Payments in the U.S.</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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		<item>
		<title>What Is a Stablecoin?</title>
		<link>https://coinengineer.net/blog/what-is-a-stablecoin/</link>
					<comments>https://coinengineer.net/blog/what-is-a-stablecoin/#respond</comments>
		
		<dc:creator><![CDATA[Yeliz Akmaca]]></dc:creator>
		<pubDate>Wed, 29 Oct 2025 10:40:01 +0000</pubDate>
				<category><![CDATA[Crypto Guides]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[blockchain payments]]></category>
		<category><![CDATA[crypto guide]]></category>
		<category><![CDATA[crypto stability]]></category>
		<category><![CDATA[DAI]]></category>
		<category><![CDATA[DeFi]]></category>
		<category><![CDATA[digital dollar]]></category>
		<category><![CDATA[Pax Gold]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[usdt]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=55440</guid>

					<description><![CDATA[<p>Stablecoin are digital assets designed to maintain a stable value in the highly volatile cryptocurrency market. Unlike Bitcoin or Ethereum, which can gain or lose over 10% of their value in a short time, stablecoins provide investors with a reliable and predictable alternative. In this guide, you’ll learn what stablecoins are, how they work, the main</p>
<p>The post <a href="https://coinengineer.net/blog/what-is-a-stablecoin/">What Is a Stablecoin?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="134" data-end="441"><strong data-start="156" data-end="171">Stablecoin</strong> are digital assets designed to maintain a stable value in the highly volatile cryptocurrency market. Unlike Bitcoin or Ethereum, which can gain or lose over 10% of their value in a short time, stablecoins provide investors with a reliable and predictable alternative.</p>
<p data-start="443" data-end="604">In this guide, you’ll learn what stablecoins are, how they work, the main types available, and why they are essential for both trading and everyday crypto use.</p>
<h2 data-start="1125" data-end="1160">Basic Definition of a Stablecoin</h2>
<p data-start="1162" data-end="1412">A stablecoin is a <strong>cryptocurrency</strong> designed to keep a stable value, usually pegged to fiat currencies like the U.S. dollar or euro, or to commodities such as gold. This makes them a safe and reliable alternative for both investors and businesses.</p>
<p data-start="1414" data-end="1787">The first stablecoin appeared in 2014 and quickly gained traction. Stablecoins offer security during volatile market conditions while taking advantage of blockchain speed and transparency. Initially, they were used mainly for trading on exchanges that lacked fiat pairs, but today they are widely used in DeFi platforms, payment systems, and other financial applications.</p>
<p data-start="1789" data-end="1934">As of July 2025, the total stablecoin market capitalization exceeds $261 billion, dominated by <a href="https://coinengineer.net/blog/tether-strengthens-reserves-with-billion-dollar-bitcoin-purchase/"><strong>Tether</strong></a> (USDT) and <strong>USD Coin</strong> (USDC).</p>
<h2 data-start="1941" data-end="1969">Main Types of Stablecoin</h2>
<p data-start="1971" data-end="2111">Stablecoins can be grouped based on the mechanisms they use to maintain price stability. Each model comes with different benefits and risks.</p>
<h3 data-start="2113" data-end="2143">1. Fiat-Backed Stablecoin</h3>
<p data-start="2144" data-end="2332">These are the most common type of stablecoins. Each token is backed by traditional currency reserves like U.S. dollars or euros. For example, one USDT is always equal to one U.S. dollar.</p>
<ul data-start="2334" data-end="2539">
<li data-start="2334" data-end="2382">
<p data-start="2336" data-end="2382">Fully backed by fiat reserves held in banks.</p>
</li>
<li data-start="2383" data-end="2432">
<p data-start="2385" data-end="2432">Regular audits confirm the collateralization.</p>
</li>
<li data-start="2433" data-end="2484">
<p data-start="2435" data-end="2484">Can be purchased or redeemed directly for fiat.</p>
</li>
<li data-start="2485" data-end="2539">
<p data-start="2487" data-end="2539">Examples include USDT, USDC, and BUSD.</p>
</li>
</ul>
<h3 data-start="2541" data-end="2573">2. Crypto-Backed Stablecoin</h3>
<p data-start="2574" data-end="2723">These stablecoins are backed by other cryptocurrencies as collateral. Because crypto assets are volatile, they are usually over-collateralized.</p>
<ul data-start="2725" data-end="2970">
<li data-start="2725" data-end="2786">
<p data-start="2727" data-end="2786">$1,000 worth of ETH might back $500 worth of stablecoins.</p>
</li>
<li data-start="2787" data-end="2857">
<p data-start="2789" data-end="2857">Smart contracts automatically adjust supply and collateral levels.</p>
</li>
<li data-start="2858" data-end="2927">
<p data-start="2860" data-end="2927">Decentralized protocols manage the reserves instead of companies.</p>
</li>
<li data-start="2928" data-end="2970">
<p data-start="2930" data-end="2970">Examples include DAI and sUSD.</p>
</li>
</ul>
<h3 data-start="2972" data-end="3002">3. Algorithmic Stablecoin</h3>
<p data-start="3003" data-end="3175">Algorithmic models maintain stability without holding any reserves. Instead, they use automated supply and demand adjustments to keep the price close to the target value.</p>
<ul data-start="3177" data-end="3445">
<li data-start="3177" data-end="3230">
<p data-start="3179" data-end="3230">When price rises above $1, new tokens are minted.</p>
</li>
<li data-start="3231" data-end="3301">
<p data-start="3233" data-end="3301">When price falls below $1, tokens are burned or supply is reduced.</p>
</li>
<li data-start="3302" data-end="3362">
<p data-start="3304" data-end="3362">These systems do not rely on collateral but are riskier.</p>
</li>
<li data-start="3363" data-end="3445">
<p data-start="3365" data-end="3445">Examples include Ampleforth (AMPL) and the now-defunct TerraUSD (UST).</p>
</li>
</ul>
<h3 data-start="3447" data-end="3482">4. Commodity-Backed Stablecoin</h3>
<p data-start="3483" data-end="3616">These are backed by physical assets like gold, silver, or oil. They allow investors to gain exposure to commodities via blockchain.</p>
<ul data-start="3618" data-end="3839">
<li data-start="3618" data-end="3692">
<p data-start="3620" data-end="3692">Each token represents ownership of a specific quantity of a commodity.</p>
</li>
<li data-start="3693" data-end="3770">
<p data-start="3695" data-end="3770">Provide a digital way to invest in physical assets without storage costs.</p>
</li>
<li data-start="3771" data-end="3839">
<p data-start="3773" data-end="3839">Examples include PAX Gold (PAXG) and Tether Gold (XAUT).</p>
</li>
</ul>
<h3 data-start="3841" data-end="3877">5. Hybrid and Seigniorage Models</h3>
<p data-start="3878" data-end="4046">Hybrid stablecoins combine collateralized and algorithmic mechanisms. Some use seigniorage-style systems that adjust supply algorithmically to maintain stability.</p>
<ul data-start="4048" data-end="4155">
<li data-start="4048" data-end="4098">
<p data-start="4050" data-end="4098">They may hold partial reserves or none at all.</p>
</li>
<li data-start="4099" data-end="4155">
<p data-start="4101" data-end="4155">Highly experimental and carry greater systemic risk.</p>
</li>
</ul>
<p data-start="4162" data-end="4187"><img decoding="async" class="aligncenter wp-image-55441 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/stabllecoin-nedir-2-1024x576.png" alt="" width="1020" height="574" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/stabllecoin-nedir-2-1024x576.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stabllecoin-nedir-2-300x169.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stabllecoin-nedir-2-768x432.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stabllecoin-nedir-2.png 1280w" sizes="(max-width: 1020px) 100vw, 1020px" /></p>
<h2 data-start="4162" data-end="4187">What Is USDT (Tether)?</h2>
<p data-start="4189" data-end="4453">USDT (Tether) is the most widely used fiat-backed stablecoin. Each token equals roughly one U.S. dollar and is backed by Tether Limited’s reserves. USDT acts as a safe haven during crypto market volatility and enables seamless trading between digital assets.</p>
<p data-start="4455" data-end="4579">Users can transfer Tether through blockchain networks and store it in ERC-20 compatible wallets safely and easily.</p>
<p data-start="4455" data-end="4579"><img loading="lazy" decoding="async" class="aligncenter wp-image-55443 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/tether-gold-1024x487.png" alt="" width="1020" height="485" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/tether-gold-1024x487.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/tether-gold-300x143.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/tether-gold-768x365.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/tether-gold.png 1051w" sizes="auto, (max-width: 1020px) 100vw, 1020px" /></p>
<h2 data-start="4586" data-end="4609">How Stablecoins Work</h2>
<p data-start="4611" data-end="4674">Stablecoins maintain a stable price using several mechanisms:</p>
<ul data-start="4676" data-end="4980">
<li data-start="4676" data-end="4766">
<p data-start="4678" data-end="4766">Reserve Mechanisms: Fiat-backed tokens are supported by cash or equivalent assets.</p>
</li>
<li data-start="4767" data-end="4880">
<p data-start="4769" data-end="4880">Smart Contracts: Algorithmic and crypto-backed types use code to control supply and maintain equilibrium.</p>
</li>
<li data-start="4881" data-end="4980">
<p data-start="4883" data-end="4980">Price Adjustment Systems: Token supply increases or decreases to stabilize price movements.</p>
</li>
</ul>
<h2 data-start="4987" data-end="5003">Key Use Cases</h2>
<ul data-start="5005" data-end="5359">
<li data-start="5005" data-end="5096">
<p data-start="5007" data-end="5096">Everyday Payments: Used for purchasing goods and services without price volatility.</p>
</li>
<li data-start="5097" data-end="5185">
<p data-start="5099" data-end="5185">DeFi Applications: Serve as collateral in lending, staking, and liquidity pools.</p>
</li>
<li data-start="5186" data-end="5270">
<p data-start="5188" data-end="5270">Cross-Border Transactions: Enable cheaper and faster global money transfers.</p>
</li>
<li data-start="5271" data-end="5359">
<p data-start="5273" data-end="5359">Investment and Savings: Provide a stable store of value during market downturns.</p>
</li>
</ul>
<h2 data-start="5366" data-end="5394">Advantages of Stablecoins</h2>
<ul data-start="5396" data-end="5815">
<li data-start="5396" data-end="5457">
<p data-start="5398" data-end="5457">Low Volatility: Protect investors from market swings.</p>
</li>
<li data-start="5458" data-end="5547">
<p data-start="5460" data-end="5547">Fast and Low-Cost Transactions: Ideal for peer-to-peer and cross-border payments.</p>
</li>
<li data-start="5548" data-end="5634">
<p data-start="5550" data-end="5634">DeFi Integration: Used across lending, yield farming, and liquidity protocols.</p>
</li>
<li data-start="5635" data-end="5729">
<p data-start="5637" data-end="5729">Access to Commodities and Fiat: Simple exposure to gold or USD without intermediaries.</p>
</li>
<li data-start="5730" data-end="5815">
<p data-start="5732" data-end="5815">High Liquidity: Most trading pairs use stablecoins like BTC/USDT or ETH/USDC.</p>
</li>
</ul>
<h2 data-start="5822" data-end="5848">Disadvantages and Risks</h2>
<ul data-start="5850" data-end="6274">
<li data-start="5850" data-end="5936">
<p data-start="5852" data-end="5936">Counterparty Risk: Issuers may lack full reserves or fail to honor redemption.</p>
</li>
<li data-start="5937" data-end="6021">
<p data-start="5939" data-end="6021">Centralization: Fiat-backed stablecoins depend on trust in a single company.</p>
</li>
<li data-start="6022" data-end="6103">
<p data-start="6024" data-end="6103">Algorithmic Instability: May lose their peg in extreme market conditions.</p>
</li>
<li data-start="6104" data-end="6187">
<p data-start="6106" data-end="6187">Regulatory Risk: Subject to freezes, sanctions, or government intervention.</p>
</li>
<li data-start="6188" data-end="6274">
<p data-start="6190" data-end="6274">De-Pegging: Occurs when the stablecoin’s value deviates from its target asset.</p>
</li>
</ul>
<h2 data-start="6281" data-end="6308">Most Popular Stablecoins</h2>
<p data-start="6310" data-end="6352">The leading stablecoins in 2025 include:</p>
<ul data-start="6353" data-end="6603">
<li data-start="6353" data-end="6407">
<p data-start="6355" data-end="6407">Tether (USDT) – the largest by trading volume.</p>
</li>
<li data-start="6408" data-end="6483">
<p data-start="6410" data-end="6483">USD Coin (USDC) – known for transparency and regulatory compliance.</p>
</li>
<li data-start="6484" data-end="6552">
<p data-start="6486" data-end="6552">Dai (DAI) – decentralized and backed by Ethereum collateral.</p>
</li>
<li data-start="6553" data-end="6603">
<p data-start="6555" data-end="6603">PAX Gold (PAXG) – pegged to physical gold.</p>
</li>
</ul>
<p data-start="6610" data-end="6643"><img loading="lazy" decoding="async" class="aligncenter wp-image-55442 size-large" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/tehter-ve-usdc-1024x576.png" alt="" width="1020" height="574" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/tehter-ve-usdc-1024x576.png 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/tehter-ve-usdc-300x169.png 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/tehter-ve-usdc-768x432.png 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/tehter-ve-usdc.png 1280w" sizes="auto, (max-width: 1020px) 100vw, 1020px" /></p>
<h2 data-start="6610" data-end="6643">2025 Outlook and Future Trends</h2>
<p data-start="6645" data-end="6768">As of 2025, the global stablecoin market surpasses $261 billion, showing continued growth and institutional adoption.</p>
<ul data-start="6770" data-end="7126">
<li data-start="6770" data-end="6909">
<p data-start="6772" data-end="6909">CBDCs (Central Bank Digital Currencies): Expected to coexist and integrate with stablecoins for efficient cross-border settlements.</p>
</li>
<li data-start="6910" data-end="7009">
<p data-start="6912" data-end="7009">Corporate Adoption: Companies are increasingly using stablecoins for payments and reserves.</p>
</li>
<li data-start="7010" data-end="7126">
<p data-start="7012" data-end="7126">Regulatory Focus: Authorities are developing frameworks for transparency, auditing, and investor protection.</p>
</li>
</ul>
<p><em>You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our <a href="https://t.me/coinengineernews" target="_blank" rel="noreferrer noopener nofollow">Telegram, </a><a href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="noreferrer noopener nofollow">YouTube</a>, and <a href="https://twitter.com/coinengineers" target="_blank" rel="nofollow noopener">Twitter</a> channels for the latest <a title="News" href="https://coinengineer.net/blog/news/" data-internallinksmanager029f6b8e52c="7">news</a> and updates.</em></p>
<p>The post <a href="https://coinengineer.net/blog/what-is-a-stablecoin/">What Is a Stablecoin?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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		<item>
		<title>Visa Expands Stablecoin Support Across Four Blockchains</title>
		<link>https://coinengineer.net/blog/visa-stablecoin-expands-four-blockchains/</link>
					<comments>https://coinengineer.net/blog/visa-stablecoin-expands-four-blockchains/#respond</comments>
		
		<dc:creator><![CDATA[Yeliz Akmaca]]></dc:creator>
		<pubDate>Wed, 29 Oct 2025 07:31:54 +0000</pubDate>
				<category><![CDATA[EN]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[blockchain payments]]></category>
		<category><![CDATA[Crypto News]]></category>
		<category><![CDATA[digital payments]]></category>
		<category><![CDATA[EURC]]></category>
		<category><![CDATA[PYUSD]]></category>
		<category><![CDATA[tokenized assets]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[Visa Direct]]></category>
		<category><![CDATA[visa stablecoin]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=55409</guid>

					<description><![CDATA[<p>Visa is taking a major step in digital payments by expanding its stablecoin support to four new blockchains. CEO Ryan McInerney said the company aims to strengthen its role in crypto settlements while helping banks embrace blockchain-based finance. Visa Expands Stablecoin Capabilities The global payments giant announced plans to add support for four stablecoins running</p>
<p>The post <a href="https://coinengineer.net/blog/visa-stablecoin-expands-four-blockchains/">Visa Expands Stablecoin Support Across Four Blockchains</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="653" data-end="901"><strong>Visa</strong> is taking a major step in digital payments by expanding its <a href="https://coinengineer.net/blog/stablecoin-payments-record-2025-10-billion/"><strong>stablecoin</strong></a> support to four new blockchains. CEO Ryan McInerney said the company aims to strengthen its role in crypto settlements while helping banks embrace blockchain-based finance.</p>
<h2 data-start="908" data-end="956">Visa Expands Stablecoin Capabilities</h2>
<p data-start="957" data-end="1227">The global payments giant announced plans to add support for four stablecoins running on four unique blockchains. McInerney explained that these stablecoins represent two major digital currencies that Visa can process and convert into more than 25 fiat currencies.</p>
<blockquote data-start="1229" data-end="1442">
<p data-start="1231" data-end="1442">“We are adding support for four stablecoins running on four unique blockchains, representing two currencies that we can accept and convert to over 25 traditional fiat currencies,” said Visa CEO Ryan McInerney.</p>
</blockquote>
<p data-start="1444" data-end="1660">Visa already supports USDC, EURC, PYUSD, and USDG on Ethereum, Solana, Stellar, and Avalanche networks. The expansion reinforces Visa’s leadership in integrating blockchain technology into global payment systems.</p>
<h2 data-start="1667" data-end="1720">Stablecoin Transactions Hit Record Growth</h2>
<p data-start="1721" data-end="2140">According to McInerney, Visa has facilitated over $140 billion in crypto and stablecoin flows since 2020. The company has seen “significant momentum” in this sector as consumer spending through stablecoin-linked cards quadrupled compared to last year.<br data-start="1980" data-end="1983" />Monthly transaction volume has now surpassed $2.5 billion, underscoring Visa’s growing impact in bridging traditional finance and decentralized payments.</p>
<h2 data-start="2147" data-end="2196">Banks Can Issue Their Own Stablecoins</h2>
<p data-start="2197" data-end="2790">Visa is giving banks and financial institutions the tools to mint and burn their own stablecoins. McInerney said this is part of the company’s next development phase on its tokenized asset platform. Through Visa Direct, cross-border transactions will become faster and more transparent. This move is expected to boost stablecoin adoption and accelerate financial integration worldwide.</p>
<p data-start="2197" data-end="2790">Visa is also expanding its pilot program that enables pre-funded cross-border payments using USDC and EURC, laying the groundwork for scalable blockchain-based payment infrastructure.</p>
<h2 data-start="2797" data-end="2820">Key Takeaways</h2>
<ul data-start="2821" data-end="3072">
<li data-start="2821" data-end="2880">
<p data-start="2823" data-end="2880">Visa adds four new stablecoins across four blockchains.</p>
</li>
<li data-start="2881" data-end="2958">
<p data-start="2883" data-end="2958">Banks can issue and burn stablecoins via Visa’s tokenized asset platform.</p>
</li>
<li data-start="2959" data-end="3020">
<p data-start="2961" data-end="3020">Stablecoin-linked spending has quadrupled year-over-year.</p>
</li>
<li data-start="3021" data-end="3072">
<p data-start="3023" data-end="3072">Monthly stablecoin volume exceeds $2.5 billion.</p>
</li>
</ul>
<p><i>You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our</i><a href="https://t.me/coinengineernews"> <i>Telegram,</i></a><a href="https://www.youtube.com/@CoinEngineer"><i> YouTube</i></a><i>, and</i><a href="https://twitter.com/coinengineers"> <i>Twitter</i></a><i> channels for the latest</i><a href="https://coinengineer.io/news/"> <i>news</i></a><i> and updates.</i></p>
<p>The post <a href="https://coinengineer.net/blog/visa-stablecoin-expands-four-blockchains/">Visa Expands Stablecoin Support Across Four Blockchains</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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		<item>
		<title>What is Arc?</title>
		<link>https://coinengineer.net/blog/what-is-arc/</link>
					<comments>https://coinengineer.net/blog/what-is-arc/#respond</comments>
		
		<dc:creator><![CDATA[Emre Yumlu]]></dc:creator>
		<pubDate>Fri, 24 Oct 2025 12:00:22 +0000</pubDate>
				<category><![CDATA[Altcoin Projects]]></category>
		<category><![CDATA[Project review]]></category>
		<category><![CDATA[EURC]]></category>
		<category><![CDATA[Exchange]]></category>
		<category><![CDATA[FX]]></category>
		<category><![CDATA[Malachite]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[What is Arc]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=55056</guid>

					<description><![CDATA[<p>Arc is an open Layer 1 blockchain designed to provide an enterprise-grade foundation for stablecoin payments, foreign exchange (FX) transactions, and capital markets applications. This EVM-compatible network uses USDC as its native gas token and offers an integrated stablecoin FX engine, sub-second finality, and opt-in privacy controls. Arc will be fully integrated with Circle’s platform</p>
<p>The post <a href="https://coinengineer.net/blog/what-is-arc/">What is Arc?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p dir="ltr"><a href="https://coinengineer.net/blog/bitcoin-buy-searches-low-4-trillion-crypto-market/"><strong>Arc</strong> </a>is an open Layer 1 blockchain designed to provide an enterprise-grade foundation for <a href="https://coinengineer.net/blog/moments-of-panic-popular-stablecoin-loses-its-peg-official-statement-released/"><strong>stablecoin</strong> </a>payments, foreign exchange (FX) transactions, and capital markets applications. This EVM-compatible network uses USDC as its native gas token and offers an integrated stablecoin FX engine, sub-second finality, and opt-in privacy controls. Arc will be fully integrated with Circle’s platform and services, while also providing full accessibility and interoperability with dozens of other partner blockchains supported by Circle. The high-performance Malachite consensus engine empowers Arc with security, liveness, and resilience at scale. Arc advances the frontier of stablecoin finance and tokenization, serving as a foundational settlement layer for programmable money on the internet. In this article, we will explore in detail what Arc is, how it works, its use cases, advantages, risks, tokenomics, team, and roadmap.</p>
<h2 dir="ltr">What is Arc?</h2>
<p dir="ltr">Arc is a purpose-built, EVM-compatible Layer 1 blockchain designed for stablecoin finance. It uses USDC as its native gas token, offering deterministic sub-second settlement finality, opt-in privacy, and a stable transaction fee architecture. It is optimized for stablecoin-focused use cases such as global payments, FX, and capital markets.</p>
<p dir="ltr">Malachite, a high-performance consensus engine developed by Informal Systems, provides Arc with a fast, secure, and reliable infrastructure. As an open and composable network, Arc seamlessly interoperates with other blockchain ecosystems.</p>
<p dir="ltr">Integration with the Circle platform supports stablecoins like USDC and EURC, as well as the tokenized money market fund USYC. Arc serves as a launchpad for the next phase of financial innovation, offering a reliable infrastructure for both individual users and enterprises.</p>
<p dir="ltr"><img loading="lazy" decoding="async" class="size-full wp-image-178414 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2025/10/arc-1.png" alt="" width="1347" height="630" /></p>
<h2 dir="ltr">Purpose of Arc</h2>
<p dir="ltr">The global financial system, while foundational to modern commerce, relies on legacy infrastructure that is incompatible with the speed, openness, and programmability of the internet. Cross-border payments are slow, opaque, and expensive; treasury operations are fragmented across jurisdictions and intermediaries; and capital markets are constrained by manual processes and intermediary layers. While blockchain technology promises programmability and transparency, existing public blockchains hinder enterprise adoption due to limitations such as volatile gas tokens, uncertain settlement finality, and lack of privacy. Arc is purpose-built for stablecoin finance to address these gaps. It offers stable fees with USDC, deterministic finality, and opt-in privacy, combining the requirements of traditional finance with the efficiency of blockchain. Arc enhances financial access and capital mobility, particularly in emerging markets, and provides a reliable settlement layer for stablecoin-based applications.</p>
<h2 dir="ltr">How Does Arc Work?</h2>
<p dir="ltr">Arc is a Layer 1 blockchain optimized for stablecoin finance. Its technical infrastructure consists of the following components:</p>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">Malachite Consensus Engine: A Tendermint-based high-performance Byzantine Fault Tolerance (BFT) protocol, offering sub-second (&lt;350ms) deterministic finality and up to 3,000 TPS transaction capacity. With 4 validators, it can achieve 10,000+ TPS and &lt;100ms finality. In the future, multi-proposer support could increase throughput by 10x.</p>
</li>
<li>
<p dir="ltr">USDC Native Gas: Gas fees are dollar-denominated in USDC, providing predictable, volatility-free costs. Other local stablecoins and tokenized money can be used as gas via paymaster integration.</p>
</li>
<li>
<p dir="ltr">EVM Compatibility: Compatible with Ethereum tools (MetaMask, ethers.js), offering developers a familiar environment.</p>
</li>
<li>
<p dir="ltr">Opt-in Privacy: Confidential transfers encrypt transaction amounts while keeping addresses visible. Trusted Execution Environments (TEEs) provide fast, auditable privacy; future integration of MPC and FHE is planned.</p>
</li>
<li>
<p dir="ltr">FX Engine: An enterprise-grade RFQ (Request for Quote) system offering 24/7 PvP settlement and price discovery.</p>
</li>
<li>
<p dir="ltr">Circle Integration: Mint, CCTP, and Gateway enable fast fiat-to-stablecoin conversion and cross-chain liquidity.</p>
</li>
</ul>
<p dir="ltr">Transaction Flow:</p>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">USDC Transfer: User initiates a low, fixed-fee transfer with USDC → Malachite finalizes in &lt;1 second → Transaction is irreversible.</p>
</li>
<li>
<p dir="ltr">Confidential Transfer: User initiates a TEE-based confidential transfer → Amount is encrypted, addresses remain visible → Auditors access via view key.</p>
</li>
<li>
<p dir="ltr">FX Transaction: Price is obtained via RFQ → Smart contract executes PvP settlement.</p>
</li>
</ul>
<p dir="ltr">Future Plans:</p>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">Privacy Enhancements: Transition from confidential transfers to private state and confidential computation.</p>
</li>
<li>
<p dir="ltr">MEV Mitigation: Encrypted mempool, batch transaction processing, and multi-proposers to prevent harmful MEV.</p>
</li>
<li>
<p dir="ltr">PoS Transition: Permissioned PoS for broader validator participation and governance flexibility.</p>
</li>
<li>
<p dir="ltr">Performance Optimization: Two-phase Tendermint variant to reduce latency by 30%.</p>
</li>
</ul>
<p><img loading="lazy" decoding="async" class="size-full wp-image-178415 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2025/10/arc-2.png" alt="" width="1350" height="485" /></p>
<h2 dir="ltr">Arc Use Cases</h2>
<p dir="ltr">Arc is used in the following areas:</p>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">Global Payments: Low-cost, fast cross-border payments with USDC.</p>
</li>
<li>
<p dir="ltr">Foreign Exchange (FX) Transactions: 24/7 PvP settlement and RFQ-based price discovery.</p>
</li>
<li>
<p dir="ltr">Capital Markets: Settlement layer for tokenized equities, bonds, private credit, and funds.</p>
</li>
<li>
<p dir="ltr">Treasury Management: Low-risk yield with USYC, automated treasury agents.</p>
</li>
<li>
<p dir="ltr">Financial Inclusion: Stablecoin-based financial access in emerging markets.</p>
</li>
<li>
<p dir="ltr">DeFi: Secure, compliant DeFi protocols with USDC and USYC.</p>
</li>
</ul>
<p dir="ltr">Usage Steps:</p>
<ol class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">Connect to Arc via Circle platform or EVM-compatible wallet (e.g., MetaMask).</p>
</li>
<li>
<p dir="ltr">Mint USDC/EURC from fiat or bridge via CCTP.</p>
</li>
<li>
<p dir="ltr">Perform payments, FX transactions, or DeFi interactions with USDC.</p>
</li>
<li>
<p dir="ltr">Earn yield with USYC or transact with tokenized assets.</p>
</li>
<li>
<p dir="ltr">Protect sensitive transactions with confidential transfers.</p>
</li>
</ol>
<h2 dir="ltr">Advantages of Arc</h2>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">Stable Fees: Dollar-denominated, predictable gas fees with USDC.</p>
</li>
<li>
<p dir="ltr">Fast Finality: Malachite with &lt;350ms deterministic settlement.</p>
</li>
<li>
<p dir="ltr">Privacy: TEE-based confidential transfers, regulatory compliance.</p>
</li>
<li>
<p dir="ltr">EVM Compatibility: Easy development with Ethereum tools.</p>
</li>
<li>
<p dir="ltr">FX Engine: 24/7 PvP settlement and price discovery.</p>
</li>
<li>
<p dir="ltr">Circle Integration: Mint, CCTP, Gateway for liquidity and access.</p>
</li>
<li>
<p dir="ltr">High Performance: 3,000 TPS, with 10,000+ TPS in the future.</p>
</li>
</ul>
<p><img loading="lazy" decoding="async" class="size-full wp-image-178416 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2025/10/arc-3.png" alt="" width="1350" height="484" /></p>
<h2 dir="ltr">Arc Tokenomics</h2>
<p dir="ltr">Arc uses USDC, EURC, and USYC instead of a native token:</p>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">USDC: Native gas token, dollar-denominated for stable fees.</p>
</li>
<li>
<p dir="ltr">EURC: Euro-based stablecoin for global payments.</p>
</li>
<li>
<p dir="ltr">USYC: Tokenized yield asset backed by U.S. Treasury securities.</p>
</li>
<li>
<p dir="ltr">Distribution: Circle’s Mint and CCTP for fiat-to-stablecoin conversion.</p>
</li>
<li>
<p dir="ltr">Economy: Stable fee market inspired by EIP-1559 with fee smoothing. Fees go to the Arc Treasury.</p>
</li>
</ul>
<h2 dir="ltr">Arc Investors</h2>
<p dir="ltr">Arc is supported by Circle; additional investor information is not specified.</p>
<h2 dir="ltr">Technical Infrastructure of Arc</h2>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">Malachite: Tendermint-based BFT, &lt;350ms finality, 3,000 TPS.</p>
</li>
<li>
<p dir="ltr">USDC Gas: Dollar-denominated, predictable fees.</p>
</li>
<li>
<p dir="ltr">EVM: Compatible with Ethereum tools for development.</p>
</li>
<li>
<p dir="ltr">Privacy: TEE-based confidential transfers, with MPC/FHE planned.</p>
</li>
<li>
<p dir="ltr">FX Engine: RFQ and PvP settlement.</p>
</li>
<li>
<p dir="ltr">Circle Integration: Mint, CCTP, Gateway for liquidity.</p>
</li>
</ul>
<p><img loading="lazy" decoding="async" class="size-full wp-image-178417 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2025/10/arc-4.png" alt="" width="1936" height="525" /></p>
<h2 dir="ltr">Arc Roadmap</h2>
<p dir="ltr">Arc’s public testnet is expected in Fall 2025. The mainnet beta launch will include a stable gas fee architecture, sub-second deterministic finality, and the FX engine roadmap. Circle products (CPN, USDC, EURC, USYC, Mint, Wallets, Contracts, CCTP, Gateway, Paymaster) and third-party ecosystem support will be available. Privacy enhancements will evolve from confidential transfers to programmable privacy. MEV mitigation will include encrypted mempool and multi-proposers. A permissioned PoS transition will increase validator diversity.</p>
<h2 dir="ltr">Arc Team</h2>
<ul class="tight" dir="ltr" data-tight="true">
<li>
<p dir="ltr">Adi Seredinschi: Principal Product Manager.</p>
</li>
<li>
<p dir="ltr">Adrian Soghoian: Principal Software Engineer.</p>
</li>
<li>
<p dir="ltr">Sanket Jain: Lead Product Manager.</p>
</li>
<li>
<p dir="ltr">Rachel Mayer: VP of Product.</p>
</li>
<li>
<p dir="ltr">Gordon Y. Liao: Research Director.</p>
</li>
<li>
<p dir="ltr">Sterling B: BD Ecosystem Director.</p>
</li>
</ul>
<p><img loading="lazy" decoding="async" class="size-full wp-image-178413 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2025/10/arc-team.png" alt="" width="729" height="230" /></p>
<h2>Official Links</h2>
<ul>
<li><a href="https://www.arc.network/">Website</a></li>
<li><a href="https://x.com/arc">X (Twitter)</a></li>
<li><a href="https://6778953.fs1.hubspotusercontent-na1.net/hubfs/6778953/Arc%20Litepaper%20-%202025.pdf">Whitepaper</a></li>
</ul>
<p><em>Also, in the comment section, you can freely share your comments and opinions about the topic. Additionally, don’t forget to follow us on <a href="https://t.me/coinengineernews" target="_blank" rel="noreferrer noopener nofollow">Telegram</a>, <a href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="noreferrer noopener nofollow">YouTube</a> and <a href="https://twitter.com/coinengineers" target="_blank" rel="nofollow noopener">Twitter</a> for the latest <a title="News" href="https://coinengineer.net/blog/news/" data-internallinksmanager029f6b8e52c="7">news</a> and updates.</em></p>
<p>The post <a href="https://coinengineer.net/blog/what-is-arc/">What is Arc?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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		<title>MetaMask Mobile Era: Perps and Polymarket Live on Mobile</title>
		<link>https://coinengineer.net/blog/metamask-mobile-era-perps-polymarket/</link>
					<comments>https://coinengineer.net/blog/metamask-mobile-era-perps-polymarket/#respond</comments>
		
		<dc:creator><![CDATA[Yeliz Akmaca]]></dc:creator>
		<pubDate>Wed, 08 Oct 2025 15:30:53 +0000</pubDate>
				<category><![CDATA[EN]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[crypto prediction markets]]></category>
		<category><![CDATA[DeFi]]></category>
		<category><![CDATA[Hyperliquid]]></category>
		<category><![CDATA[metamask]]></category>
		<category><![CDATA[MetaMask Mobile Era]]></category>
		<category><![CDATA[perps trading]]></category>
		<category><![CDATA[polymarket]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[Web3 finance]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=53700</guid>

					<description><![CDATA[<p>MetaMask has officially launched its “Mobile Era”, bringing major updates to its mobile app. Users can now trade Perps (perpetual futures) powered by Hyperliquid, and soon access Polymarket prediction markets directly through MetaMask mobile. MetaMask Perps Trading  MetaMask offers a fast and secure mobile trading experience. With Perps Trading, users can trade over 150 tokens with</p>
<p>The post <a href="https://coinengineer.net/blog/metamask-mobile-era-perps-polymarket/">MetaMask Mobile Era: Perps and Polymarket Live on Mobile</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><strong>MetaMask</strong> has officially launched its “Mobile Era”, bringing major updates to its mobile app. Users can now trade <strong>Perps</strong> (perpetual futures) powered by <strong>Hyperliquid,</strong> and soon access Polymarket prediction markets directly through MetaMask mobile.</p>
<h2><span data-c>MetaMask Perps Trading</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></h2>
<p>MetaMask offers a fast and secure mobile trading experience. With Perps Trading, users can trade over 150 tokens with up to 40x leverage. All trades happen directly from the wallet with no centralized exchange required.</p>
<p><span data-c>Key Features:</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p>
<ul>
<li><span data-c>Support for 150+ tokens: ETH, BTC, LINEA, XPL, BONK, and more</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li>
<li><span data-c>Long or short positions with up to 40x leverage</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li>
<li><span data-c>Real-time charts and push notifications</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li>
<li><span data-c>Stop-loss and take-profit orders</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li>
<li><span data-c>Instant funding via any EVM-compatible token</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li>
<li><span data-c>Full control over your assets</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li>
</ul>
<h2><span data-c>What Are Perps?</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></h2>
<p>Perpetual futures allow traders to take leveraged positions without expiration. Go long if you expect a price increase, short if you expect a decrease. Positions remain open indefinitely, providing flexibility for short-term trades or longer-term strategies.</p>
<h2><span data-c>Polymarket Integration</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></h2>
<p>MetaMask announced an upcoming exclusive integration with Polymarket. Users will soon access prediction markets directly from the mobile app. Polymarket, after partnering with X (Twitter) in 2025, has become a leading platform for prediction markets. The integration brings trading and prediction together in a single Web3 experience.</p>
<h2><span data-c>Why MetaMask Mobile Era Matters</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></h2>
<p><span data-c>MetaMask, with Hyperliquid and <a href="https://coinengineer.net/blog/polymarkets-sec-filing-hints-at-possible-token-launch/">Polymarket</a>, turns its mobile app into a full Web3 finance hub. Users can trade derivatives and access prediction markets from one platform, combining speed, security, and control.</span><span data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p>
<p>You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our <a href="https://t.me/coinengineernews" target="_blank" rel="noreferrer noopener nofollow">Telegram, </a><a href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="noreferrer noopener nofollow">YouTube</a>, and <a href="https://twitter.com/coinengineers" target="_blank" rel="nofollow noopener">Twitter</a> channels for the latest <a title="News" href="https://coinengineer.net/blog/news/" data-internallinksmanager029f6b8e52c="7">news</a> and updates.</p>
<p>The post <a href="https://coinengineer.net/blog/metamask-mobile-era-perps-polymarket/">MetaMask Mobile Era: Perps and Polymarket Live on Mobile</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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		<title>GENIUS Act Accelerates Capital Flow from Banks to Stablecoins</title>
		<link>https://coinengineer.net/blog/genius-act-accelerates-capital-flow-from-banks-to-stablecoins/</link>
					<comments>https://coinengineer.net/blog/genius-act-accelerates-capital-flow-from-banks-to-stablecoins/#respond</comments>
		
		<dc:creator><![CDATA[Ahmet yeniceri]]></dc:creator>
		<pubDate>Mon, 06 Oct 2025 11:12:52 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<category><![CDATA[circle]]></category>
		<category><![CDATA[genius act]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[tether]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[usdt]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=53437</guid>

					<description><![CDATA[<p>The GENIUS Act coming into effect in July is directing investors away from banks and toward high-yield stablecoins. Tech giants could enter into direct competition with banks. This law creates serious competitive pressure for traditional banking and has the potential to alter capital flows. This development is forcing banks to re-evaluate their deposit strategies and</p>
<p>The post <a href="https://coinengineer.net/blog/genius-act-accelerates-capital-flow-from-banks-to-stablecoins/">GENIUS Act Accelerates Capital Flow from Banks to Stablecoins</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>The <strong>GENIUS Act</strong> coming into effect in July is directing investors away from banks and toward high-yield <strong>stablecoins</strong>. Tech giants could enter into direct competition with banks. This law creates serious competitive pressure for traditional banking and has the potential to alter capital flows. This development is forcing banks to re-evaluate their deposit strategies and revise their interest rate policies.</p>
<h2>Tech Giants Ready to Compete with Banks!</h2>
<p>Tushar Jain, co-founder of Multicoin Capital, stated that the GENIUS Act has ended the era of banks collecting deposits at low interest rates. According to Jain, tech giants such as Meta, Google, and Apple are entering into direct competition with banks thanks to stablecoins&#8217; high returns and user-friendly experience. These companies will stand out compared to traditional banking with their instant transaction and 24/7 payment advantages.</p>
<p><em>You May Be Interested In: <a href="https://coinengineer.net/blog/stablecoin-market-surpasses-300-billion-crypto-is-recovering/">Stablecoin Market Surpasses $300 Billion: Crypto Is Recovering!</a></em></p>
<p>However, the banking sector is concerned about these developments. According to Jain, tech giants like Meta, Google, and Apple are entering direct competition with banks by leveraging the high returns and user-friendly experience of stablecoins. The GENIUS Act prohibits issuers from providing direct returns. However, the law does not include a provision preventing these returns from being offered through crypto exchanges or affiliated companies. Therefore, the law allows issuers to continue providing returns through indirect methods.</p>
<figure id="attachment_53440" aria-describedby="caption-attachment-53440" style="width: 550px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" class="wp-image-53440" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/genius-act-key-points-300x165.webp" alt="Key Points of the Genius Act" width="550" height="302" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/genius-act-key-points-300x165.webp 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/genius-act-key-points-1024x564.webp 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/genius-act-key-points-768x423.webp 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/genius-act-key-points.webp 1103w" sizes="auto, (max-width: 550px) 100vw, 550px" /><figcaption id="caption-attachment-53440" class="wp-caption-text"><em>Key Points of the Genius Act</em></figcaption></figure>
<h2>The Rise of Stablecoins and Financial Risks</h2>
<p>The U.S. Treasury Department released a report in April warning that <strong>stablecoin</strong> usage could lead to $6.6 trillion in deposit outflows. In its August assessment, the Bank Policy Institute stated that massive deposit outflows would threaten financial stability. It could disrupt credit creation, especially during times of crisis. This situation leads banks to raise interest rates, reduce credit volume, and increase costs.</p>
<h2>Yield Differences Make Stablecoins Attractive</h2>
<p>According to data from Stripe CEO Patrick Collison, savings accounts in the US and Europe offer low interest rates. In contrast, Tether (USDT) on the Aave platform offers a 4.02% interest rate, while Circle&#8217;s USDC offers 3.69%. This difference shows how attractive stablecoins are to investors. According to Fortune&#8217;s June report, Apple, Google, Airbnb, and X are aiming to reduce transaction fees. These companies are also exploring stablecoins to improve cross-border payments. However, no concrete steps have been taken in this direction yet.</p>
<p>In summary, with the <strong>GENIUS Act</strong>, there is a capital shift from banks to stablecoins. Investors will evaluate high-yield opportunities, and tech giants will become more visible in competition with banks.</p>
<p>The post <a href="https://coinengineer.net/blog/genius-act-accelerates-capital-flow-from-banks-to-stablecoins/">GENIUS Act Accelerates Capital Flow from Banks to Stablecoins</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></content:encoded>
					
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		<title>Stablecoin Market Hits $300 Billion: Rocket Fuel for the Next Crypto Rally?</title>
		<link>https://coinengineer.net/blog/stablecoin-market-hits-300-billion-rocket-fuel-for-the-next-crypto-rally/</link>
					<comments>https://coinengineer.net/blog/stablecoin-market-hits-300-billion-rocket-fuel-for-the-next-crypto-rally/#respond</comments>
		
		<dc:creator><![CDATA[Emre Yumlu]]></dc:creator>
		<pubDate>Sat, 04 Oct 2025 16:00:06 +0000</pubDate>
				<category><![CDATA[Crypto News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[bitcoin]]></category>
		<category><![CDATA[Institutional Integration]]></category>
		<category><![CDATA[rally]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[usdt]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=53325</guid>

					<description><![CDATA[<p>The stablecoin supply has soared to a record-breaking $300 billion, marking a significant milestone that could signal a new phase for the cryptocurrency market. This surge not only reflects growing investor confidence but also highlights the increasing integration of stablecoins into the global financial system. Record Supply: 46.8% Growth Since the Start of the Year</p>
<p>The post <a href="https://coinengineer.net/blog/stablecoin-market-hits-300-billion-rocket-fuel-for-the-next-crypto-rally/">Stablecoin Market Hits $300 Billion: Rocket Fuel for the Next Crypto Rally?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="278" data-end="593">The <a href="https://coinengineer.net/blog/ethereum-foundation-converts-millions-of-dollars-worth-of-eth-into-stablecoins/"><strong>stablecoin</strong> </a>supply has soared to a record-breaking $300 billion, marking a significant milestone that could signal a new phase for the cryptocurrency market. This surge not only reflects growing investor confidence but also highlights the increasing integration of stablecoins into the global financial system.</p>
<h2 data-start="595" data-end="655">Record Supply: 46.8% Growth Since the Start of the Year</h2>
<p data-start="657" data-end="1030">At the beginning of <strong>October</strong>, the total stablecoin supply surpassed $300 billion for the first time in history. With a 46.8% year-to-date growth rate, the market is on track to outpace previous years’ expansion. The timing is particularly notable, as October has historically been one of <strong>Bitcoin</strong>’s strongest months, further fueling investor optimism for a potential rally.</p>
<h2 data-start="1032" data-end="1072">Capital in Motion, Not Sitting Idle</h2>
<p data-start="1074" data-end="1390">Analysts emphasize that this record-breaking supply isn’t just capital sitting on the sidelines. On the contrary, stablecoins are actively circulating within markets. Monthly transfer volumes are reaching trillions of dollars, while velocity metrics confirm that stablecoins are being used rather than simply held.</p>
<p data-start="1392" data-end="1574">Beyond serving as an investment vehicle, stablecoins are facilitating trade settlements, funding positions, and providing dollar access in regions where banking systems fall short.</p>
<p data-start="1392" data-end="1574"><img loading="lazy" decoding="async" class="size-full wp-image-174560 aligncenter" src="https://coinmuhendisi.com/blog/wp-content/uploads/2025/10/stablecoin.webp" alt="" width="1061" height="443" /></p>
<h2 data-start="1576" data-end="1647">Expanding Use Cases: From Daily Payments to Cross-Border Transfers</h2>
<p data-start="1649" data-end="1861">The rise in stablecoin supply also underscores their growing role outside of traditional investment. They are increasingly being used for everyday payments, remittances, merchant transactions, and even savings.</p>
<p data-start="1863" data-end="2055">In countries such as Nigeria, Turkey, and Argentina, where inflationary pressures are high, residents have turned to dollar-pegged stablecoins as “everyday dollars” for routine transactions.</p>
<h2 data-start="2057" data-end="2116">Institutional Integration and Financial Infrastructure</h2>
<p data-start="2118" data-end="2362">Major financial institutions are also moving to integrate stablecoins into their payment systems. For example, Visa has rolled out solutions that leverage stablecoin technology, embedding them further into mainstream financial infrastructure.</p>
<p data-start="2364" data-end="2629">Meanwhile, blockchain data shows that $8 billion worth of USDC was minted on the Solana network in the past month alone, including $750 million in a single day. This level of activity demonstrates the strong and rising demand for stablecoins within the ecosystem.</p>
<h2 data-start="2631" data-end="2678">What Does This Mean for the Crypto Market?</h2>
<p data-start="2680" data-end="3010">Experts suggest that the record-breaking stablecoin supply could act as a catalyst for the next phase of digital asset growth. Since stablecoins represent dollar-backed liquidity that can quickly flow into Bitcoin, Ethereum, or other altcoins, the $300 billion milestone may serve as “rocket fuel” for the upcoming market cycle.</p>
<p data-start="2680" data-end="3010"><em>Also, in the comment section, you can freely share your comments and opinions about the topic. Additionally, don’t forget to follow us on <a href="https://t.me/coinengineernews" target="_blank" rel="noreferrer noopener">Telegram</a>, <a href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="noreferrer noopener">YouTube</a> and <a href="https://twitter.com/coinengineers">Twitter</a> for the latest news and updates.</em></p>
<p>The post <a href="https://coinengineer.net/blog/stablecoin-market-hits-300-billion-rocket-fuel-for-the-next-crypto-rally/">Stablecoin Market Hits $300 Billion: Rocket Fuel for the Next Crypto Rally?</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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		<title>Stablecoin Market Surpasses $300 Billion: Crypto Is Recovering!</title>
		<link>https://coinengineer.net/blog/stablecoin-market-surpasses-300-billion-crypto-is-recovering/</link>
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		<dc:creator><![CDATA[Haciyev Reşit]]></dc:creator>
		<pubDate>Fri, 03 Oct 2025 11:48:13 +0000</pubDate>
				<category><![CDATA[Crypto News]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[circle]]></category>
		<category><![CDATA[cryptocurrency]]></category>
		<category><![CDATA[stablecoin]]></category>
		<category><![CDATA[tether]]></category>
		<category><![CDATA[USDC]]></category>
		<category><![CDATA[usdt]]></category>
		<guid isPermaLink="false">https://coinengineer.net/blog/?p=53189</guid>

					<description><![CDATA[<p>As recovery signals continue in the cryptocurrency markets, the stablecoin ecosystem has reached a historic peak. According to DeFiLlama data, the total market capitalization of all stablecoins has surpassed $300 billion for the first time, reaching $301 billion. This represents a 2% increase compared to last week and a 6.5% gain over the past 30</p>
<p>The post <a href="https://coinengineer.net/blog/stablecoin-market-surpasses-300-billion-crypto-is-recovering/">Stablecoin Market Surpasses $300 Billion: Crypto Is Recovering!</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>As recovery signals continue in the cryptocurrency markets, the stablecoin ecosystem has reached a historic peak. According to DeFiLlama data, the total market capitalization of all stablecoins has surpassed $300 billion for the first time, reaching $301 billion. This represents a 2% increase compared to last week and a 6.5% gain over the past 30 days.</p>
<p><img loading="lazy" decoding="async" class="wp-image-53194 aligncenter" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecoin-mcp-300x90.jpg" alt="" width="1007" height="302" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecoin-mcp-300x90.jpg 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecoin-mcp-1024x307.jpg 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecoin-mcp-768x230.jpg 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecoin-mcp.jpg 1280w" sizes="auto, (max-width: 1007px) 100vw, 1007px" /></p>
<h2>Tether (USDT) Maintains Its Leadership</h2>
<p>Tether (USDT), the leading stablecoin in the market, remains far ahead with a market capitalization of $176.3 billion and a 58% market share. USDT is widely used in crypto trading, DeFi protocols, and cross-border payments.</p>
<p data-start="325" data-end="529">It is followed by Circle’s USDC, which has a market capitalization of $74 billion (24.5% market share), while Ethena’s USDe stands at $14.8 billion and MakerDAO’s DAI holds $5.0 billion in market value.</p>
<p data-start="325" data-end="529"><img loading="lazy" decoding="async" class="wp-image-53193 aligncenter" src="https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecon-300x127.jpg" alt="" width="848" height="359" srcset="https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecon-300x127.jpg 300w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecon-1024x433.jpg 1024w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecon-768x325.jpg 768w, https://coinengineer.net/blog/wp-content/uploads/2025/10/stablecon.jpg 1280w" sizes="auto, (max-width: 848px) 100vw, 848px" /></p>
<h2>The Importance of Stablecoins</h2>
<p>Stablecoins not only provide price stability but also serve as an indicator of capital flow in the crypto market. Their peg to fiat currencies like the US dollar helps mitigate price fluctuations of volatile assets such as Bitcoin and Ethereum. Analysts note:</p>
<p data-start="352" data-end="649">This development shows that investors are seeking safe havens in the crypto market, and stablecoins are increasingly fulfilling this role. For institutional investors in particular, stablecoins are a critical tool not only for protection against high volatility but also for providing liquidity.</p>
<h2 data-start="651" data-end="1117">Market Performance and Institutional Interest</h2>
<p data-start="651" data-end="1117">In Q3 2025, the stablecoin market recorded 20% growth. This growth is supported by renewed institutional interest and regulatory developments such as the US GENIUS Act. During the same period, Bitcoin and Ethereum also showed strong performance: Bitcoin rose 9.6% to $119,972, while Ethereum increased 13.3% to $4,498.57. These gains highlight the significant role stablecoins play in supporting market recovery.</p>
<p data-start="1119" data-end="1385">The expansion of the stablecoin market indicates that the crypto ecosystem is maturing and investor confidence is returning. The increasing interest from institutional investors also reflects a growing demand for greater market transparency and regulatory clarity.</p>
<p data-start="2540" data-end="2758"><em>You can also freely share your thoughts and comments about the topic in the comment section. Additionally, don’t forget to follow us on our <a href="https://t.me/coinengineernews" target="_blank" rel="nofollow noopener">Telegram, </a><a href="https://www.youtube.com/@CoinEngineer" target="_blank" rel="nofollow noopener">YouTube</a>, and <a href="https://twitter.com/coinengineers" target="_blank" rel="nofollow noopener">Twitter</a> channels for the latest <a title="News" href="https://coinengineer.net/blog/news/" data-internallinksmanager029f6b8e52c="7">news</a> and updates.</em></p>
<p>The post <a href="https://coinengineer.net/blog/stablecoin-market-surpasses-300-billion-crypto-is-recovering/">Stablecoin Market Surpasses $300 Billion: Crypto Is Recovering!</a> appeared first on <a href="https://coinengineer.net/blog">Coin Engineer</a>.</p>
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