Emre Yumlu 
ZimaBank (ZIMA) is a comprehensive digital finance platform that aims to unite cryptocurrency assets with traditional financial systems under a single roof. Designed for both individual users and institutional businesses, ZimaBank offers a wide range of services including international payments, crypto-backed loans, multi-currency accounts, and DeFi access.
The platform aims to provide a solution that is both regulation-compliant and optimized for cross-border use thanks to its SEPA-connected infrastructure, European Union Public Licence (EUPL) certification, and FATCA & FINTRAC compliant structure. ZimaBank’s core vision is to make the transition between the crypto and fiat worlds as simple and accessible as possible for users.
Financial Approach of ZimaBank (ZIMA)
ZimaBank (ZIMA) stands out as a holistic platform that aims to combine digital banking, crypto finance, and the DeFi world into a single application. With its international payment infrastructure, regulation-compliant structure, and broad product range, it targets to offer a comprehensive financial solution for both individual users and businesses.
ZimaBank, which aims to enable more active use of crypto assets in daily financial life, positions itself among projects that focus on building a bridge between classical banking and the Web3 world.
While positioning itself as a “decentralization-focused digital bank,” ZimaBank integrates classical banking infrastructure, neobank solutions, and decentralized finance tools into a single application. Users can open an IBAN account in just a few steps, obtain virtual or physical bank cards, and manage both crypto and fiat balances through the same interface.
The platform aims to increase the everyday usability of crypto assets. Payments in online or physical stores, cash withdrawals from ATMs, and international transfer operations can be carried out seamlessly using crypto balances.
Products and Services Offered
The ZimaBank ecosystem has been expanded to cover the needs of both traditional banking and crypto finance:
Bank Accounts and Transfers
ZimaBank offers EUR-based IBAN accounts for individual and corporate users. SEPA and SWIFT transfers can be executed quickly and traceably through the user panel. Advanced tools such as bulk payment and transfer statistics reporting are also integrated into the platform.
Payment Cards
ZimaBank users can obtain virtual or physical debit cards linked to their accounts. These cards:
- Work integrated with IBAN
- Can be used at ATMs within the European Union and internationally
- Support online and physical payments
- Are suitable for both individual and corporate use
Cards can be managed directly through the ZimaBank application.
Crypto Wallet and Crypto Exchange
The platform offers an integrated wallet that supports both fiat and crypto transactions. With a multi-currency exchange supporting over 100 crypto assets, users can swap their holdings at market rates. ZimaBank aims to provide a more flexible trading experience by combining centralized structure with decentralized exchange infrastructure.
On-Ramp and Off-Ramp Solutions
Users can convert their digital assets to fiat or fiat to crypto at low commission rates. This feature aims to facilitate entry into and exit from the crypto ecosystem.
Crypto-Backed Loans
ZimaBank offers credit solutions collateralized by crypto assets. Users can access liquidity without selling their portfolios, while the platform prioritizes risk management through its collateralized structure.
Investment and DeFi Access
ZimaBank provides access to DeFi protocols, investment platforms, and participation services in Pre-IPO, IPO, ICO, and IDO offerings, enabling users to reach various financial instruments. It also includes intermediary services covering Forex, stock, and commodity markets within the platform.
How Do Infrastructure, Security, and Regulation Work?
ZimaBank places regulatory compliance at the center of its business model. The platform:
- Holds EUPL-certified systems
- Offers FATCA-compliant infrastructure
- Is registered under FINTRAC (Canada)
- Uses segregated accounts and secure custody solutions
Payment processing systems and POS infrastructure are designed to operate without distinguishing between fiat and crypto. This structure provides operational convenience for both individual users and businesses.
ZimaBank (ZIMA) Tokenomics
The ZIMA token has been distributed in a way that supports the growth and long-term sustainability of the ecosystem:
- Ecosystem Funds: 26.33%
- Private Investment Round 1-2: 22%
- Team: 20%
- Marketing: 10%
- Seed Investment Round: 6.67%
- Liquidity: 6%
- Advisors: 4%
- KOL Round: 1.67%
This distribution aims to create a balanced structure between platform development, liquidity management, and marketing activities.
ZimaBank (ZIMA) Partners
ZimaBank collaborates with numerous institutions and technology providers operating in various fields. These partnerships aim to both strengthen the financial infrastructure and increase global reach.
Partners:
- Market Making Pro
- MMProTrust
- Cointelegraph
- TON
- Cardano
- Kraken
- Tenset
- Visa
- MasterCard
- Crypto Processing
- TrustSwap
- Sumsub
- Azbit
- Gate.io
- WhiteBIT
and many other corporate companies are present, with the aim of expanding and growing further.
ZimaBank (ZIMA) Team
The ZimaBank team consists of professionals with more than 5 years of experience in blockchain and crypto finance. The project operates through a structure that holds a crypto license and a Europe-based commercial entity.
The Zima team aims to build a legally grounded financial system where crypto and fiat assets can be used together, while preferring to work with reliable advisors and business partners.
Official Links
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